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Explore comprehensive International Student Health Insurance Plans that meet Angelo State University waiver requirements. Affordable coverage for global students, ensuring health and safety while studying in the U.S. Angelo State University Student Health Insurance that meets the Angelo State University Waiver International STUDENT Insurance ACA "Unlimited Coverage" Accepted by MOST Schools ROYAL ACA-Comparable ROYAL is ACA-Comparable Health Insurance with Unlimited Medical Coverage and Choice of Deductibles for about $1,314 per year! ROYAL Quote ELITE ACA-Compliant ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and Choice of Deductibles for about $1,740 per year! ELITE Quote UNITED ACA-Comparable UnitedHealthcare is ACA-Comparable Insurance with Unlimited Medical Coverage & Choice of Deductibles for about $1,500 per year! UNITED Quote Students , J-Visa , OPT & Study Abroad Health Insurance while Studying Away from Home Students Ideal for F-1, M-1, J-1 & OPT J-Visa Ideal for J-1 or J-2 Visa OPT Students Ideal for OPT Students Study Abroad Ideal for Study Abroad Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools, including Mental Health, Maternity and Sports. Choose the health insurance plan that’s just right for your needs, your budget and your School requirements! Health Insurance designed to meet the US Department of State J-Visa insurance requirements and to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA. Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health coverage! (J-2’s may enroll without the J-1) Health Insurance designed for OPT Students with F-1 Visa as low as $42 per month! OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer’s health insurance plan. We offer many OPT Student Health Insurance Plans for your entire year on OPT. Health insurance designed for Study Abroad , ideal for Individuals, Groups and Faculty-led Programs. Choose from several competitively-priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Studying or Traveling Abroad! About VISIT International STUDENT & TRAVELER Health Insurance At VISIT International Health Insurance, we are dedicated to offering top-notch health insurance solutions tailored to meet your specific needs. With a focus on transparency, reliability, and customer satisfaction, we strive to be your trusted partner in securing the best health coverage for you and your family. Address 8000 Fort Hunt Road Alexandria, VA 22308 Phone 703-660-9062 USA ET Email info@visitinsurance.com Connect Contact VISIT Health Insurance

Explore comprehensive International Student Health Insurance Plans for NOVA Community College students. Affordable coverage for global students, ensuring health and safety while studying in the U.S. Northern Virginia Community College Health Insurance for International Students The following insurance plans are ideal for International Students on an F-1 Student Visa Please Call 703-660-9062 or Email info@visitinsurance.com for Assistance! International STUDENT Insurance ACA Plans with "Unlimited" Medical Coverage ROYAL ACA-Comparable ROYAL is ACA-Comparable Health Insurance with Unlimited Medical Coverage and Choice of Deductibles ROYAL 500 as low as $967 /year ROYAL 100 as low as $1,314 / year ROYAL PLUS as low as $1,843 / year For Students with F-1 , M-1 or J-1 visas, ROYAL offers comprehensive and affordable health insurance to Students going to the USA for an undergraduate or graduate program. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ROYAL Quote & Buy ELITE ACA-Compliant ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and Choice of Deductibles ELITE 450 as low as $1,500 / year ELITE 250 as low as $1,740 / year ELITE PLUS as low as $2,135 / year For Students with an F-1 student visa whose University requires a fully ACA-Compliant health plan with your choice of either $450 or $250 or ELITE PLUS with $0 deductible. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ELITE Quote & Buy UNITED ACA-Comparable UnitedHealthcare is ACA-Comparable Insurance with Unlimited Medical Coverage & Choice of Deductibles BASIC ($500K) as low as $893 / year PLUS as low as $1,289 / year ELITE as low as $1,670 / year Choice of 4 Student health insurance plans to meet a variety of needs and budgets. UnitedHealthcare is the largest medical insurance provider network in the USA. Includes Pre-Existing Conditions (waiting period may apply), Preventive Care, Mental Health & Maternity. UNITED Quote & Buy Basic Coverage EXPLORER No Visa Required! EXPLORER (Plan E Plus) is essential health insurance for Students, Study Abroad, Schools & Any Travelers Worldwide and includes Mental Health Inexpensive Daily Rates, with a choice of Medical ($50,000 to $1,000,000) and Deductibles ($0 up to $500), EXPLORER meets many needs & budgets. $100K+ is J-1 Visa compliant EXPLORER Quote & Buy STUDENT Secure StudentSecure offers FOUR levels of coverage, Basic, Smart and Elite to meet most needs and budgets for Students studying away from home. Smart and Elite plans include Maternity and some Pre-Existing Conditions coverage. StudentSecure Quote & Buy CROMO $100K or $250K CROMO is recommended for Students with an F-1, M-1 or J-1 visa, and provides comprehensive and VERY affordable health insurance for Students going to the USA for an undergraduate or graduate program. CROMO Quote & Buy Patriot PEP Exchange Plan PATRIOT EXCHANGE PLAN ("PEP") is Medical Insurance for Individuals and Groups involved in Educational or Cultural Exchange. Pays 100% of covered medical expenses and prescriptions after deductible, and includes Mental Health coverage. PEP Quote & Buy STUDENT Health Advantage Student Health Advantage (SHA) provides a higher level of coverage for Students studying abroad worldwide, and the SHA Platinum plan offers some additional coverage for Maternity and Pre-Existing Conditions. SHA Quote & Buy GEOBlue Navigator GeoBlue Navigator is medically-underwritten health insurance for more comprehensive coverage while Studying Abroad outside your home country. Get better coverage with GeoBLUE Navigator today! Navigator Quote & Buy How do I Choose my International Health Insurance? Students, J-Visa, OPT & Study Abroad Health Insurance while Studying Away from Home Students Ideal for F-1, M-1, J-1 & OPT Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools , including Mental Health, Maternity and Sports. Choose the health insurance plan that’s just right for your needs, your budget and your School requirements! J-Visa Ideal for J-1 or J-2 Visa Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA. Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health. (J-2s may enroll without the J-1) OPT Students Ideal for F-1 Students on OPT Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month! OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan. We offer many OPT Student Health Insurance Plans for your entire year on OPT. Study Abroad Ideal for Study Abroad Health Insurance designed for Study Abroad , ideal for Individuals, Groups & Faculty-Led Programs. Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad! Please Note: VISIT® Student Insurance provides this information as a helpful resource for international students. However, its inclusion does not imply any affiliation or official relationship between your school and VISIT® Insurance or our website. Please confirm directly with your school and our customer service team to ensure that our insurance plans meet your school's requirements for international student coverage. About VISIT International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today! Address Post Office Box 210 Mount Vernon, VA 22121 Telephone 703-660-9062 9am-6pm USA ET Email info@visitinsurance.com Connect

DENTAL Insurance For International STUDENTS Choose from Popular DENTAL Plans QUOTE & BUY DENTAL PLANS At VISIT® Insurance, we're committed to helping individuals and families across the U.S. access affordable, high-quality healthcare. We're excited to announce that we're now offering comprehensive dental and vision insurance plans—designed to make routine care more affordable and protect you from unexpected expenses. With our new Dental Plans, offered through NCD by MetLife , you'll enjoy: ✅ Access to a nationwide network with 30–50% savings on dental procedures ✅ Immediate coverage for cleanings, exams, and x-rays ✅ No waiting periods for major services like root canals and dentures (on most plans) ✅ Guaranteed acceptance with no age limits From eye exams and glasses to dental checkups and treatments, you’ll find a plan that fits your needs—and your budget. 👉 Explore your options today Have questions or need help choosing the right plan? We’re here for you. About VISIT International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today!

ELITE & BASIC Plans Student Health Insurance for All Needs ACA Unlimited Medical Plans Affordable Care Act ("ACA") Plans - Accepted by Most Schools Less Expensive than your School "SHIP" Plan! ROYAL ACA-Comparable ROYAL is ACA-Comparable Health Insurance with Unlimited Medical Coverage and Choice of Deductibles ROYAL 500 as low as $967 /year ROYAL 100 as low as $1,314 / year ROYAL PLUS as low as $1,843 / year For Students with F-1 , M-1 or J-1 visas, ROYAL offers comprehensive and affordable health insurance to Students going to the USA for an undergraduate or graduate program. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ROYAL Quote & Buy ELITE ACA-Compliant ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and Choice of Deductibles ELITE 450 as low as $1,500 / year ELITE 250 as low as $1,740 / year ELITE PLUS as low as $2,135 / year For Students with an F-1 student visa whose University requires a fully ACA-Compliant health plan with your choice of either $450 or $250 or ELITE PLUS with $0 deductible. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ELITE Quote & Buy UNITED ACA-Comparable UnitedHealthcare is ACA-Comparable Insurance with Unlimited Medical Coverage & Choice of Deductibles BASIC ($500K) as low as $893 / year PLUS as low as $1,289 / year ELITE as low as $1,670 / year Choice of 4 Student health insurance plans to meet a variety of needs and budgets. UnitedHealthcare is the largest medical insurance provider network in the USA. Includes Pre-Existing Conditions (waiting period may apply), Preventive Care, Mental Health & Maternity. UNITED Quote & Buy BASIC Plans (non-ACA) Accepted by MANY Schools - Less Expensive! EXPLORER No Visa Required! EXPLORER (Plan E Plus) is essential health insurance for Students, Study Abroad, Schools & Any Travelers Worldwide and includes Mental Health Inexpensive Daily Rates, with a choice of Medical ($50,000 to $1,000,000) and Deductibles ($0 up to $500), EXPLORER meets many needs & budgets. $100K+ is J-1 Visa compliant EXPLORER Quote & Buy STUDENT Secure StudentSecure offers FOUR levels of coverage, Basic, Smart and Elite to meet most needs and budgets for Students studying away from home. Smart and Elite plans include Maternity and some Pre-Existing Conditions coverage. StudentSecure Quote & Buy CROMO $100K or $250K CROMO is recommended for Students with an F-1, M-1 or J-1 visa, and provides comprehensive and VERY affordable health insurance for Students going to the USA for an undergraduate or graduate program. CROMO Quote & Buy Why Health Insurance is Important for International Students Students, J-Visa, OPT & Study Abroad Health Insurance while Studying Away from Home Students Ideal for F-1, M-1, J-1 & OPT Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools , including Mental Health, Maternity and Sports. Choose the health insurance plan that’s just right for your needs, your budget and your School requirements! J-Visa Ideal for J-1 or J-2 Visa Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA. Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health. (J-2s may enroll without the J-1) OPT Students Ideal for F-1 Students on OPT Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month! OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan. We offer many OPT Student Health Insurance Plans for your entire year on OPT. Study Abroad Ideal for Study Abroad Health Insurance designed for Study Abroad , ideal for Individuals, Groups & Faculty-Led Programs. Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad! About VISIT ® International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today! Address Post Office Box 210 Mount Vernon, VA 22121 Phone 703-660-9062 USA ET Email info@visitinsurance.com Connect

Explore comprehensive International Student Health Insurance Plans that meet Illinois Institute of Technology waiver requirements. Affordable coverage for global students, ensuring health and safety while studying in the U.S. Illinois Institute of Technology Waiver Acceptable Plans After purchase you will receive a certification of coverage to upload into the University waiver portal. University Waiver Forms also can be emailed to info@visitinsurance.com for processing. International STUDENT Insurance ACA "Unlimited Coverage" Accepted by MOST Schools ELITE 450 ACA-Compliant ELITE 450 is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and $450 Annual Deductible for $1,500 per year! Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ELITE 450 Quote & Buy ELITE 250 ACA-Compliant ELITE 250 is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and $250 Annual Deductible for $1,740 per year! Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ELITE 250 Quote & Buy ELITE PLUS ACA-Compliant ELITE PLUS is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and NO Deductible for $2,135 per year! Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ELITE PLUS Quote & Buy Money Back Guarantee If your school denies your waiver, you may request a full refund. Refund requests must be submitted within 14 days of the waiver denial date and only if the plan has not been used. Proof of the school's denial is required. Please email your request to VISIT® Insurance at info@visitinsurance.com WHY WAIVE Your School "SHIP" Plan? Students, J-Visa, OPT & Study Abroad Health Insurance while Studying Away from Home Students Ideal for F-1, M-1, J-1 & OPT Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools , including Mental Health, Maternity and Sports. Choose the health insurance plan that’s just right for your needs, your budget and your School requirements! J-Visa Ideal for J-1 or J-2 Visa Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA. Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health. (J-2s may enroll without the J-1) OPT Students Ideal for F-1 Students on OPT Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month! OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan. We offer many OPT Student Health Insurance Plans for your entire year on OPT. Study Abroad Ideal for Study Abroad Health Insurance designed for Study Abroad , ideal for Individuals, Groups & Faculty-Led Programs. Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad! About VISIT International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today! Address 8000 Fort Hunt Road Alexandria, VA 22308 Telephone 703-660-9062 9a-6p USA ET Email info@visitinsurance.com Connect

ACA-Comparable Student Health Insurance, Accepted by Many Schools while studying in the USA. ACA Comparable Plans Waiver Acceptable Plans After purchase you will receive a certification of coverage to upload into the University waiver portal. University Waiver Forms also can be emailed to info@visitinsurance.com for processing. ACA "Unlimited Medical" Coverage Affordable Care Act Plans Accepted by Most Schools Less Expensive than your School "SHIP" Plan! ROYAL ACA-Comparable ROYAL is ACA-Comparable Health Insurance with Unlimited Medical Coverage and Choice of Deductibles ROYAL 500 as low as $967 /year ROYAL 100 as low as $1,314 / year ROYAL PLUS as low as $1,843 / year For Students with F-1 , M-1 or J-1 visas, ROYAL offers comprehensive and affordable health insurance to Students going to the USA for an undergraduate or graduate program. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ROYAL Quote & Buy ELITE ACA-Compliant ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and Choice of Deductibles ELITE 450 as low as $1,500 / year ELITE 250 as low as $1,740 / year ELITE PLUS as low as $2,135 / year For Students with an F-1 student visa whose University requires a fully ACA-Compliant health plan with your choice of either $450 or $250 or ELITE PLUS with $0 deductible. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ELITE Quote & Buy UNITED ACA-Comparable UnitedHealthcare is ACA-Comparable Insurance with Unlimited Medical Coverage & Choice of Deductibles BASIC ($500K) as low as $893 / year PLUS as low as $1,289 / year ELITE as low as $1,670 / year Choice of 4 Student health insurance plans to meet a variety of needs and budgets. UnitedHealthcare is the largest medical insurance provider network in the USA. Includes Pre-Existing Conditions (waiting period may apply), Preventive Care, Mental Health & Maternity. UNITED Quote & Buy Money Back Guarantee If your school denies your waiver, you may request a full refund. Refund requests must be submitted within 14 days of the waiver denial date and only if the plan has not been used. Proof of the school's denial is required. Please email your request to VISIT® Insurance at info@visitinsurance.com WHY WAIVE Your School "SHIP" Plan? Students, J-Visa, OPT & Study Abroad Health Insurance while Studying Away from Home Students Ideal for F-1, M-1, J-1 & OPT Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools , including Mental Health, Maternity and Sports. Choose the health insurance plan that’s just right for your needs, your budget and your School requirements! J-Visa Ideal for J-1 or J-2 Visa Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA. Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health. (J-2s may enroll without the J-1) OPT Students Ideal for F-1 Students on OPT Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month! OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan. We offer many OPT Student Health Insurance Plans for your entire year on OPT. Study Abroad Ideal for Study Abroad Health Insurance designed for Study Abroad , ideal for Individuals, Groups & Faculty-Led Programs. Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad! About VISIT International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today! Address Post Office Box 210 Mount Vernon, VA 22121 Telephone 703-660-9062 9a-6p USA ET Email info@visitinsurance.com Connect

VISIT International Student & Traveler Health Insurance is a world leader for almost 50 years, providing health insurance insurance protection for Students, Scholars, OPT, Athletes, Visting Faculty & Researchers, Dependent Families, Study Abroad Worldwide, Universities, Colleges, K-12, ESLs, Groups and Business and Vacation Travel outside your home country for ANY Reason. Find Your SCHOOL or Search PLANS Here Close Search SCHOOL or Plan Name Home Find Your School Here! Search Results Quote All Plans Here! ELITE (ACA-Compliant) ROYAL (ACA-Comparable) CROMO & CROMO Premier US CHIP Plans UnitedHealthcare Plans Patriot Exchange (PEP) StudentSecure Plans EXPLORER Student & Traveler Students WAIVERS ELITE (ACA-Compliant) ROYAL (ACA-Comparable) CROMO WellAway Plans US CHIP Plans UnitedHealthcare StudentSecure J-1 Scholars OPT Athletes EXPLORER EXPLORER EXPLORER Individual Quote EXPLORER Group Quote Study Abroad/Group Study Abroad Quote Your GROUP Here EXPLORER Individual Plans Schools & SHIP Plans SCHOOLS Universities Community Colleges K-12 Students ESL Expats Global Travelers Business Vacation EXPLORER World Traveler Trip Protection Dental Plans About Us, Blog & FAQ About Us Blog FAQ International STUDENT Health Insurance Universities, Community Colleges, K-12 & ESLs Student & School Health Insurance Universities, Community Colleges, K-12 & ESL Students Celebrating 50 Years! Excellent Insurance & Service for almost 50 Years! International STUDENT Health Insurance Universities, Community Colleges, K-12 & ESLs 1/11 F-1 Students J-Visa Scholars Athletes OPT Study Abroad SCHOOLS EXPLORER (Plan E Plus) ESL Expats Vacation Travel Business Travel Any Travel Any Reason! Search for Your SCHOOL or PLAN Name Here Welcome to VISIT® Health VISIT® International Student & Traveler Health Insurance provides important protection while Traveling, Living, Working or Studying abroad - ideal Coverage for All Students, Study Abroad, Schools, Groups & Travelers Worldwide ! Find Your Insurance Below & Enroll Today ! Student Insurance (ACA & BASIC Plans accepted by Most Schools) WellAway Student Health Insurance for Students/ Scholars/ OPT in the USA EXPLORER is Ideal for Students, Scholars, Study Abroad & Any Travelers Students, J-Visa, OPT & Study Abroad - Find The Best Health Plans for You! Schools (SHIP Plans, Student Direct Enrollment, Individual Student Waivers) Other Insurance (Group, Global Citizen, NGO & Trip Cancellation) Use helpful AI Tools at LOWER LEFT to "Find YOUR School or Plan with AI " Student & Scholar Unlimited Medical Insurance Accepted by Most Schools! Enroll in Minutes & Save ELITE Fully ACA-Compliant Insurance Starting at $1,500 per year! Quote Now ROYAL ACA-Comparable Insurance Starting at $967 per year! Quote Now US CHIP Plans Search your School to find the Acceptable Insurance Plans! Quote Now UnitedHealthcare Plans Compare ACA-Comparable & other Student & Scholar Plans! Quote Now Student - Traveler - Exchange Essential Coverage at a Lower Price EXPLORER Student & Traveler Worldwide Quote Now PATRIOT EXCHANGE Student & Cultural Exchange Quote Now StudentSecure Student Plans for Every Need Quote Now CROMO Coverage at a Lower Price Quote Now Student - Scholar - OPT - Study Abroad Protection while STUDYING Away from Home Students F, M & J Visa Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools , including Mental Health, Maternity and Sports. Choose the health insurance plan that’s just right for your needs, your budget and your School requirements! J-Visa Scholars J-1 or J-2 Visa Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA. Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health. (J-2s may enroll without the J-1) OPT Students F-1 Students on OPT Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month! OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan. We offer many OPT Student Health Insurance Plans for your entire year on OPT. Study Abroad Study Abroad Worldwide Health Insurance designed for Study Abroad , ideal for Individuals, Groups & Faculty-Led Programs. Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad! Work, Live, Travel or Study Abroad Ideal for Every Need & Budget EXPLORER Student & Traveler Worldwide Students & Scholars F, J & M Visas Study Abroad Students, Group & Faculty-Led Schools University, College, K-12 & ESL Groups J-Visa Cultural Exchange or 5+ Travelers Any Travel - Any Reason! Global Citizen Expat, Work & Live Abroad Business Global Workforce, Multi-Trip NGO & Social Good NGOs, Missions & Social Good Protect Cost of Trip Trip Protection or Cancellation SCHOOL Insurance Students, Scholars, OPT, Study Abroad & Schools Excellence for over 47 Years! Request Your SCHOOL Quote SCHOOL "SHIP" Health Insurance Traditional SHIP GROUP Plans, DIRECT Student Enrollment Plans & INDIVIDUAL Student Plans Traditional "SHIP" Plan We design your custom Student Health Insurance Plan (SHIP ) to include only the Coverages you want and for the most competitive Price. We represent all major insurance companies, and include Administrator, Waiver & Student Portals at No Additional Cost! Student Enrolls & Pays Directly Our NEW hybrid is a GROUP Plan but Students Enroll & Pay Directly . Ideal for Schools with No Mandatory Plan or Schools that don't collect premium. Includes Administrator & Student Portal at No Additional Cost, this new approach is the Future of SHIP Plans! Individual STUDENT & Waivers We offer Individual STUDENT Plans ideal for every School Requirement, including Fully ACA-Compliant Plans for MUCH LESS than your School SHIP Plan. Ideal for WAIVERS , our Student Plans meet your Requirements and Save Money for your Students! Request Your SCHOOL Quote STUDENT Insurance Affordable Care Act (ACA) Unlimited Plans & Basic Health Insurance Plans ACA Unlimited Medical Student Plans Affordable Care Act ("ACA") Plans Accepted by Most Schools Less Expensive than your School Plan Enroll Today & Save! ROYAL ACA-Comparable ROYAL is ACA-Comparable Health Insurance with Unlimited Medical Coverage and Choice of Deductibles ROYAL 500 as low as $967 /year ROYAL 100 as low as $1,314 / year ROYAL PLUS as low as $1,843 / year For Students with F-1 , M-1 or J-1 visas, ROYAL offers comprehensive and affordable health insurance to Students going to the USA for an undergraduate or graduate program. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ROYAL Quote & Buy ELITE ACA-Compliant ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and Choice of Deductibles ELITE 450 as low as $1,500 / year ELITE 250 as low as $1,740 / year ELITE PLUS as low as $2,135 / year For Students with an F-1 student visa whose University requires a fully ACA-Compliant health plan with your choice of either $450 or $250 or ELITE PLUS with $0 deductible. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ELITE Quote & Buy UNITED ACA-Comparable UnitedHealthcare is ACA-Comparable Insurance with Unlimited Medical Coverage & Choice of Deductibles BASIC ($500K) as low as $893 / year PLUS as low as $1,289 / year ELITE as low as $1,670 / year Choice of 4 Student health insurance plans to meet a variety of needs and budgets. UnitedHealthcare is the largest medical insurance provider network in the USA. Includes Pre-Existing Conditions (waiting period may apply), Preventive Care, Mental Health & Maternity. UNITED Quote & Buy BASIC Student Plans (non -ACA) Accepted by MANY Schools Less Expensive than ACA Plans! EXPLORER No Visa Required! EXPLORER (Plan E Plus) is essential health insurance for Students, Study Abroad, Schools & Any Travelers Worldwide and includes Mental Health Inexpensive Daily Rates, with a choice of Medical ($50,000 to $1,000,000) and Deductibles ($0 up to $500), EXPLORER meets many needs & budgets. $100K+ is J-1 Visa compliant EXPLORER Quote & Buy STUDENT Secure StudentSecure offers FOUR levels of coverage, Basic, Smart, Select and Elite to meet most needs and budgets for Students studying away from home. The Elite plan includes Maternity and Pre-Existing (6-month waiting period) Conditions coverage as well as $200 for Preventive Care after 6-months of continuous coverage. StudentSecure Quote & Buy CROMO $100K or $250K CROMO is recommended for Students with an F-1, M-1 or J-1 visa, and provides comprehensive and VERY affordable health insurance for Students going to the USA for an undergraduate or graduate program. CROMO Quote & Buy About VISIT ® International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today!

The purpose of the following template is to assist you in writing your accessibility statement. Please note that you are responsible for ensuring that your site's statement meets the requirements of the local law in your area or region. *Note: This page currently has two sections. Once you complete editing the Accessibility Statement below, you need to delete this section. To learn more about this, check out our article “Accessibility: Adding an Accessibility Statement to Your Site”. Accessibility Statement This statement was last updated on [enter relevant date]. We at [enter organization / business name] are working to make our site [enter site name and address] accessible to people with disabilities. What web accessibility is An accessible site allows visitors with disabilities to browse the site with the same or a similar level of ease and enjoyment as other visitors. This can be achieved with the capabilities of the system on which the site is operating, and through assistive technologies. Accessibility adjustments on this site We have adapted this site in accordance with WCAG [2.0 / 2.1 / 2.2 - select relevant option] guidelines, and have made the site accessible to the level of [A / AA / AAA - select relevant option]. This site's contents have been adapted to work with assistive technologies, such as screen readers and keyboard use. As part of this effort, we have also [remove irrelevant information]: Used the Accessibility Wizard to find and fix potential accessibility issues Set the language of the site Set the content order of the site’s pages Defined clear heading structures on all of the site’s pages Added alternative text to images Implemented color combinations that meet the required color contrast Reduced the use of motion on the site Ensured all videos, audio, and files on the site are accessible Declaration of partial compliance with the standard due to third-party content [only add if relevant] The accessibility of certain pages on the site depend on contents that do not belong to the organization, and instead belong to [enter relevant third-party name] . The following pages are affected by this: [list the URLs of the pages] . We therefore declare partial compliance with the standard for these pages. Accessibility arrangements in the organization [only add if relevant] [Enter a description of the accessibility arrangements in the physical offices / branches of your site's organization or business. The description can include all current accessibility arrangements - starting from the beginning of the service (e.g., the parking lot and / or public transportation stations) to the end (such as the service desk, restaurant table, classroom etc.). It is also required to specify any additional accessibility arrangements, such as disabled services and their location, and accessibility accessories (e.g. in audio inductions and elevators) available for use] Requests, issues, and suggestions If you find an accessibility issue on the site, or if you require further assistance, you are welcome to contact us through the organization's accessibility coordinator: [Name of the accessibility coordinator] [Telephone number of the accessibility coordinator] [Email address of the accessibility coordinator] [Enter any additional contact details if relevant / available]

American Work Experience International Medical Insurance Coverage 2024-2025 Contact VISIT Insurance by Email: aweusa@visitinsurance.com or by Phone: 1-703-660-9062 BENEFIT SUMMARY COVERAGES Medical Maximums per Injury or Illness Lifetime Maximum COVID-19 TELADOC Common issues treated through Teladoc includes: allergies, bronchitis, cold and flu symptoms, respiratory infections, skin problems, sinus problems, and much more. Click here to Get Started Deductible per Period of Coverage *For a covered medical expense, the Deductible is the portion of your medical bill that is your responsibility to pay to the doctor or hospital. Deductible – Emergency Room (applies only to Emergency Room visits) COPAYS COINSURANCE Pre-existing Conditions Hospital Room and Board Local Ambulance Intensive Care Unit Outpatient Treatment Mental Health Disorders Prescription Drugs Physical Therapy Team/Club/League Sports (Collision Sports are excluded from this coverage. The following sports are NOT covered American football, boxing, ice hockey, lacrosse, full contact martial arts, rodeo, rugby and wrestling.) Click here for Sport Coverage Overview Adventure Sports/Hazardous Sports Dental Treatment due to Accident Dental Treatment to alleviate pain Emergency Medical Evacuation (not subject to Deductible or Coinsurance) Repatriation of Remains (not subject to Deductible or Coinsurance) Emergency Reunion (not subject to Deductible or Coinsurance) Political Evacuation (not subject to Deductible or Coinsurance) Terrorism (not subject to Deductible or Coinsurance) Accidental Death and Dismemberment (not subject to Deductible or Coinsurance) Subrogation clause applies. Incidental Home Country Coverage Travel Assistance 2025 Policy Documents - Click Here BENEFITS $100,000 per illness or injury $5,000,000 Lifetime When the Lifetime Maximum is reached, no further benefits, reimbursements or payments will be available under this insurance. Special Note regarding Alcohol-Related Illness or Injury: Illness or Injury sustained as the result of being under the influence alcohol, liquor, intoxicating substances, narcotics or drugs are excluded on the policy. COVID-19 , the disease caused by the novel coronavirus, generally WILL be covered as would any other illness under the AWEUSA Health Plan, including testing and treatment up to the policy limit. For testing to be covered by the Insurance, you must be symptomatic. Please be sure your Doctor’s Office submits your test as a SICK visit. If the test is submitted as a Preventive Care visit the claim will be denied. Call 1-800-TELADOC (835-2362) or visit www.teladoc.com to access the TELADOC services – Service is FREE! With TELADOC you can be connected with a licensed physician in minutes, not hours or days like you would at the ER, Urgent Care, or with your Doctor. And, you can get care from wherever you are home, work or traveling. Except for Emergency Room, $100 per Illness or Injury. Subject to $250 but only if no in-patient admission The $250 ER Deductible applies to illnesses only, and only those illness that do not result in hospital admission. If the ER visit is due to an Injury, the $500 Deductible does not apply. (For an Injury, the standard $100 Deductible would apply.) Urgent Care - $50 Walk-in Clinic - $20 (Deductible does not apply when there is a co-pay) In-Network: Plan pays 100% Out-of-Network: Plan pays 80% of Eligible Medical Expenses, up to the Maximum Limit. (maximum out-of-pocket resets after 12 months from the coverage start date) Charges resulting directly or indirectly from or relating to any Pre-existing Condition that existed within 36 months prior to the Effective Date are excluded under this insurance. Average Semi-Private room rate, including nursing services 100% Emergency Local Ambulance • Subject to Deductible • Injury • Illness resulting in a Hospitalization admission Usual, Reasonable and Customary Charges Usual, Reasonable and Customary Charges NO COVERAGE Usual, Reasonable and Customary Charges - 100% Reimbursement Covered as a medical expense and is subject to the Deductible and co-insurance. If the medical condition is covered, the prescriptions will also be covered. Prescriptions are a reimbursable expense. You will need to pay for your prescription first and then complete a claim form to be reimbursed. Click here to download a copy of the card to be used at your local pharmacy. Click here to compare prices for your prescription. Limit one visit per day Medical order or Treatment plan required Usual, Reasonable and Customary Charges NO COVERAGE NO COVERAGE CLICK HERE to apply for a short term policy that includes Hazardous Sports for the following sports: abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hang gliding, heli-skiing, high diving, hot air ballooning, inline skating, jet skiing, jungle zip lining, kayaking, mountain biking, parachuting, paragliding, parascending, piloting a non-commercial aircraft, rappelling, rock climbing or mountaineering (ropes and guides to 4500m from ground level), scuba diving (to 50m), skydiving, snorkeling, snowmobiling, spelunking, surfing, trekking, whitewater rafting (to Class V), and wildlife safaris, and windsurfing. $500 Maximum per Certificate Period, No Maximum per Tooth $350 Maximum per Certificate Period $100,000 per Participant Lifetime Maximum Please call 1-317-655-4500 for Emergency Medical Evacuation requests. All details must be coordinated with Assist to be eligible for coverage. $25,000 Maximum Cremation/Burial: $5,000 maximum Please call 1-317-655-4500 for Emergency Medical Evacuation requests. All details must be coordinated with Assist to be eligible for coverage. $15,000 Lifetime Maximum Please call 1-317-655-4500 for Emergency Medical Evacuation requests. All details must be coordinated with Assist to be eligible for coverage. $10,000 Lifetime Maximum Please call (317) 655-4500 for Emergency Medical Evacuation requests. All details must be coordinated with Assist to be eligible for coverage. $50,000 Lifetime Maximum Please call 1-317-655-4500 for Emergency Medical Evacuation requests. All details must be coordinated with Assist to be eligible for coverage. $25,000 per Participant 14 days 24-hour Worldwide Assistance 24-Hour Worldwide Assistance Services: 1-866-799-8270/ 1-317-927-6896 2025 Policy Documents - Click Here TELADOC Call 1-800-TELADOC (835-2362) visit www.teladoc.com Access TELADOC services – Service is FREE! TELADOC Service is FREE! With TELADOC you can be connected with a licensed physician in minutes, not hours or days like you would at the ER, Urgent Care, or with your Doctor. And, you can get care from wherever you are home, work or traveling. Common issues treated through Teladoc includes allergies, bronchitis, cold and flu symptoms, respiratory infections, skin problems, sinus problems, and much more. Click here to Get Started TELADOC should be used for NON-EMERGENCY health issues ONLY! To set-up your account, please go to www.teladoc.com or download the APP. When setting up your account, please use the IMG Insured ID Number listed on the attached ID card and Zip Code 46208. Hazardous Sports Coverage (not covered by the AWEUSA Health Insurance Plan) If you will be participating in any hazardous sports during your stay in the USA, please consider purchasing a short term policy that includes Hazardous Sports coverage for the following sports: abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hang gliding, heli-skiing, high diving, hot air ballooning, inline skating, jet skiing, jungle zip lining, kayaking, mountain biking, parachuting, paragliding, parascending, piloting a non-commercial aircraft, rappelling, rock climbing or mountaineering (ropes and guides to 4500m from ground level), scuba diving (to 50m), skydiving, snorkeling, snowmobiling, spelunking, surfing, trekking, whitewater rafting (to Class V), and wildlife safaris, and windsurfing. Be sure to only purchase for the days you will be participating in the sports activity. Click Here to order the Patriot Plan, please be sure to include the Adventure Sports Rider when purchasing. COVID-19 Coverage COVID-19 , the disease caused by the novel coronavirus, generally WILL be covered as would any other illness under the Mountbatten Health Insurance policy, including testing and treatment up to the policy limit. COVID-19 TESTING - COVID-19 Testing is only covered if you are symptomatic. The test will not be covered for travel or non-illness related testing. Your doctor must submit the COVID-19 test as a “sick visit” and provide the medical records when submitting your claim. You should also submit a Patient Claim Form through your MyIMG Account explaining your symptoms. COVID-19 VACCINES - Vaccines are currently being offered for FREE at most facilities. An administrative fee may apply. The COVID-19 vaccine is NOT covered on your Mountbatten Health Insurance Patriot Exchange Plan. COVID-19 TREATMENT - If you test positive for COVID-19, your medical expense will be covered by the UnitedHealthcare Plan up to the policy maximum of $250,000. If you are experiencing symptoms related to COVID-19, it is important that you first contact your doctor or urgent care facility by phone to review the proper protocol to receive a test and treatment for COVID-19 . Be sure to follow the current CDC Guidelines . When going to the doctor, please be sure to take your UnitedHealthcare Insurance card How To Set-up Your MYIMG Account MyIMG Service at your fingertips anytime, anywhere - that’s what MyIMG provides. MyIMG is our proprietary online service that allows you to access information and manage your IMG accounts, 24 hours a day, seven days a week, from anywhere in the world. Our service centers in the U.S. and Europe are always available to help or handle emergencies 24 hours a day, but through MyIMG you have immediate access to a wealth of information about your account and can manage routine areas to help you save time when you may need it most. Some features include: Get explanation of benefits Initiate precertification Obtain certificate documents Locate a provider Recommend a provider/facility Request or print ID cards Submit a Claim online Check the status of a Claim Don't have an account? Create an account You will need to put in your Health Insurance ID Number and Date of Birth to set-up an account. If you do not have your Health Insurance ID Number, please contact our office at 7 03-660-9062 Important Insurance Terms What is a Deductible? For a covered medical expense, the deductible is the portion of your medical bill that is your responsibility. The deductible will first be subtracted from the total medical bill and you will need to pay this portion directly to the doctor or hospital. The deductible is “per illness or injury,” not per visit to the doctor. This means if you have to go to the doctor more than once for the same illness or injury, you will only need to pay the deductible one time. Your deductible is $100 per illness or injury. The Emergency Room deductible is $250 per ER visit. What is Co-insurance? Coinsurance is the term used by health insurance companies to refer to the amount that you are required to pay for a medical claim, apart from the deductible. Your plan pays 100% of Eligible Medical Expenses subject to Usual, Reasonable and Customary charges. Charges above Usual, Reasonable and Customary will be your responsibility. You are strongly encouraged to utilize the independent Preferred Provider Organization (PPO) network to avoid being responsible for medical expenses over and above Usual, Reasonable and Customary. How do I Pay for My Prescriptions? Your Plan includes a Discount Prescription Drug Benefit through Universal Rx . When going to a pharmacy, please present the AWEUSA Plan ID Card, the prescription discount information is included on the right side of the card. If the prescription is eligible for a discount, it will be applied at the time of your purchase. If there is a remaining cost due after any discount, please pay the remaining balance to the pharmacy and keep the receipt. To be reimbursed for the remaining balance of the prescription cost, please submit a PATIENT Claim Form with your receipt and a copy of your prescription. The deductible of $100 per illness or injury applies. Important Information: Universal Rx Pharmacy Help Desk: 1-800-329-0988 or www.imgpoc.com What is a pre-existing condition? Definition of Pre-existing Condition as defined by the Certificate: “Pre-existing Condition: Any Injury, Illness, sickness, disease, or other physical, medical, Mental or Nervous Disorder, condition or ailment that, with reasonable medical certainty, existed at the time of Application or at any time during the three (3) years prior to the Effective Date of this insurance, whether or not previously manifested, symptomatic or known, diagnosed, Treated, or disclosed to the Company prior to the Effective Date, and including any and all subsequent, chronic or recurring complications or consequences related thereto or resulting or arising therefrom.” What is Precertification? Precertification is a requirement under your certificate for certain medical services. Pre-certification is a general determination of medical necessity only, not an assurance of coverage, verification of benefits or a guarantee of payment. The following must always be precertified for medical necessity before admission or receiving the treatments and/or supplies: Any treatment requiring inpatient hospitalization Surgery or surgical procedure, including outpatient surgery CAT scans or MRI's Care in an extended care facility Home nursing care Chemotherapy Radiation Therapy Interfacility Ambulance Transfer During the precertification process, medical professionals review the planned medical services against standard medical criteria to ensure that the services are within accepted medical standards and are medically necessary. Precertification may be initiated by you, your representative or your medical provider. This can be done through MyIMG, through the Client Resources page of www.IMGLOBAL.com or by calling IMG at 1-317-655-4500. Most U.S. hospitals and physicians are familiar with the precertification process and will make the phone call for you, though they are not required to do this. You are responsible for ensuring the precertification process is done five days before you are hospitalized or within 48 hours after an emergency admission to the hospital. Click here to submit a Precertification online What is a Reasonable & Customary charge? A Usual, Reasonable & Customary (URC) charge is the amount normally charged by medical service providers for similar services and supplies within the geographic area in which the charge is incurred. What is Medical Evacuation? Medical Evacuation means transferring the insured person to the nearest hospital or medical facility in case of an emergency injury or sickness or back to his/her home country. It can be done by any necessary means of transportation. What is Repatriation? In case of death, the Repatriation benefit covers the transportation of your remains back to your family and your home country. Are Injuries from Sports Covered? Recreational sports only are covered through the regular medical coverage. Should you need coverage for Hazardous/Adventure Sports Click Here to order the Patriot Plan, please be sure to include the Adventure Sports Rider when purchasing. When purchasing coverage, please be sure that your particular sport is covered. Is there Dental Coverage? There is limited coverage for dental pain and injury to natural teeth on your policy. Relief of sudden and unexpected pain to sound, natural teeth, including but not limited to fillings will be covered up to $350 maximum. Injury due to an accident will be covered up to $500 per Accident maximum. Do I need a referral to go to a Specialist? A doctor’s referral typically is not required. If you have a special medical condition, we recommend that you check with the Claims Office 1-317-655-4500 prior to making an appointment with a Specialist. Where Can I Find a Doctor or Hospital? What are the Provider Networks? A provider network is a list of the doctors, other health care providers, and hospitals that a plan contracts with to provide medical care to its members. These providers are called “network providers” or “in-network providers.” A provider that isn't contracted with the plan is called an “out-of-network provider.” When contacting a doctor or hospital, please be sure to let them know that you are in the United Health Care (PPO) Network. How do I search for a local doctor or hospital? To search for a medical care provider within the United Health Care (PPO) network, please go to: United Health Care How to File a Claim Where do I find my Insurance ID Number? Your ID Number is located on your Insurance Card. What do I do if I lose my ID Card? Please contact VISIT at 1-703-660-9062 or by email at aweusa@visitinsurance.com . Be sure to let us know that you are in the Mountbatten program. You can also print your ID Card by going to your MyIMG account. Do I need to go to a specific doctor or hospital if I need medical attention? You are strongly encouraged to search for doctors or hospitals that utilize the United Health Care (PPO) network. Refer to 'Where Can I Find a Doctor or Hospital? ' for details. If an emergency: • Go directly to the hospital, or call 911 for emergency response • Call the 24-hour assistance service center at the number listed on your ID card to alert the center of your situation. 1-317-655-4500. Precertification Precertification is a requirement under your certificate for certain medical services. Pre-certification is a general determination of medical necessity only, not an assurance of coverage, verification of benefits or a guarantee of payment. The following must always be precertified for medical necessity before admission or receiving the treatments and/or supplies: Any treatment requiring inpatient hospitalization Surgery or surgical procedure, including outpatient surgery CAT scans or MRI's Care in an extended care facility Home nursing care Chemotherapy Radiation Therapy Interfacility Ambulance Transfer During the precertification process, medical professionals review the planned medical services against standard medical criteria to ensure that the services are within accepted medical standards and are medically necessary. Precertification may be initiated by you, your representative or your medical provider. This can be done through MyIMG, through the Client Resources page of www.IMGLOBAL.com or by calling IMG at 1-317-655-4500. Most U.S. hospitals and physicians are familiar with the precertification process and will make the phone call for you, though they are not required to do this. You are responsible for ensuring the precertification process is done five days before you are hospitalized or within 48 hours after an emergency admission to the hospital. Click here to submit a Precertification online Do I Need To Submit A Claim Form? ONLINE CLAIM SUBMISSION PROCESS CLAIM FORMS: There are TWO (2) different claim forms, and BOTH ARE REQUIRED FOR EACH SEPARATE CLAIM. There is a DOCTOR claim form that must be completed and submitted by the doctor/hospital/medical provider. There is a PATIENT claim form, that must be completed and submitted BY YOU. If the insurance company does not receive BOTH completed claim forms, they will not begin to process your claim. PATIENT Claim Form The PATIENT Claim Form can be downloaded at www.visitinsurance.com/mountbatten.html or alternatively you can submit your claim online through your MyIMG Account. (You may also submit a completed PATIENT Claim Form by email: customercare@imglobal.com or fax: 1-317-655-4505). The PATIENT Claim Form must be submitted within 90 days of treatment. All documents from you and your doctor must be received within 180 days to process your claim. DOCTOR Claim Form Be sure your Doctor files your claim through UnitedHealthcare using the information found on your ID Card. This will allow your doctor to file your claim electronically which will help expedite the claims process. Your ID card includes a Member ID Number and a Group Number your Doctor must use to file the claim properly. Improperly filed claims may be delayed or denied. Should your Doctor’s Office have any questions, please have them call UnitedHealthcare directly at: 1-888-543-1238. UnitedHealthcare Member ID: xxxxx (This number is found on your ID Card and is unique for each person) Group Number: 76570070 (This number is the same for all AWEUSA Students) Payor ID: USN01 (This number is the same for all AWEUSA Students) DOCTOR CLAIM FORMS can be filed electronically to UnitedHealthcare or mailed to: UHC Global P.O. Box 30526 Salt Lake City, UT 84130-0526 (This address is only for the Doctor’s Office to submit their Claim Forms) PRESCRIPTIONS: In addition to your AWEUSA Health Plan ID card, attached is your Prescription Discount Card for your medications. When going to a pharmacy, please present the AWEUSA PROGRAM HEALTH Plan ID Card, the prescription discount information is included on the right side of the card. If the prescription is eligible for a discount, it will be applied at the time of your purchase. If there is a remaining cost due after any discount, please pay the remaining balance to the pharmacy and keep the receipt. To be reimbursed for the remaining balance of the prescription cost, please submit a PATIENT Claim Form with your receipt and a copy of your prescription. The deductible of $100 per illness or injury applies. For faster service on your claim, we suggest that you use the MyIMG system online to submit your claim. Where do I send my Claim Form? Click here to download a CLAIM FORM Mail PATIENT CLAIM Forms to: International Medical Group, Inc. Claims Department PO BOX 240429 Apple Valley, MN 55124 Phone: 1-317-655-4500 Fax: 1.317.655.4505 Email: customercare@imglobal.com How do I check the status of a claim? Log into your MyIMG Account and check the Claims tab for updates Call 1-317-655-4500 Email the Claims Office at customercare@imglobal.com to request an update on your claim. Be sure to include your full name, your IMG ID Number from your health insurance ID card and the date of the doctor's visit that you are requesting an update. What do I do if the claim is showing as PENDING? If your Claim is showing as PENDING, please be sure to check the status of the claim on your MyIMG Account to see what information is needed to finalize your claim. There is no record of my claim Contact your doctor's office and ask them to submit the claim to IMG. If they say they have already submitted the claim, be sure to verify the address they sent the claim to and the date it was sent. Email this information to customercare@imglobal.com and ask the Claims Office to research their records to see if the claim is in their system. If the Claims Office is unable to locate the claim, please contact your doctor's office and ask them to resubmit the claim. Claims can be mailed to: UHC Global P.O. Box 30526 Salt Lake City, UT 84130 Patient to submit a completed IMG Claim Form You must complete a PATIENT IMG Claim Form to process your claim. This form can be completed online through your MyIMG Account or you can download the IMG Claim Form and mail it or fax it to the claims office. Charges pending receipt of medical records requested from provider To process your claim, your doctor must provide the medical records to IMG for your treatment. Please contact your doctor's office and ask them to submit your medical records to the IMG. Medical records can be mailed to: UHC Global P.O. Box 30526 Salt Lake City, UT 84130 Your file has been closed due to a lack of response This means that additional information has been requested but the Claims Office has not received the information. The file can be reopened once the information is received. In order to process these charges, please submit on a HCFA/UB Form Indicating Standardized procedure (CPT) and Diagnosis (ICD) codes. These forms are standard forms that doctors use to file a claim with an insurance company. Your doctor should have these forms available. If they are not sure what to file or have questions, please have the them call UHC Global at 1-888-543-1238. How long do I have to file a claim? Your IMG PATIENT Claim Form must be submitted to the IMG Claims Office within 90 days of your visit to the doctor, urgent care, emergency room and/or hospital. You and your doctor, hospital and other healthcare and medical service providers and suppliers shall have one hundred eighty (180) days from the date a claim is incurred to submit a complete Proof of Claim, medical records and any additional information needed to process your claim. IMG Privacy Policy - www.imglobal.com/legal/privacy-policy How to Pay for My Prescription? Your AWEUSA Health Plan ID card includes your Prescription Discount information for your medications. When going to a pharmacy, please present the AWEUSA HEALTH Plan ID Card, the prescription discount information is included on the right side of the card. If the prescription is eligible for a discount, it will be applied at the time of your purchase. If there is a remaining cost due after any discount, please pay the remaining balance to the pharmacy and keep the receipt. To be reimbursed for the remaining balance of the prescription cost, please submit a PATIENT Claim Form with your receipt and a copy of your prescription. The deductible of $100 per illness or injury applies. Prescriptions can be filled at ANY Pharmacy . Please present your AWEUSA Program Health Plan ID card to the Pharmacy. If the prescription is eligible for a discount, it will be applied when you purchase your prescription. The Universal Rx Discount information is located on the right side of your Health Insurance ID card (as shown below) or you can download a copy of the card by going to https://imgpoc.com . Please pay any remaining pharmacy costs due after the discount and keep the receipt and a copy of the prescription. Steps for submitting your CLAIM for REIMBURSEMENT Complete and submit a PATIENT Claim Form (include your Doctor visit and prescriptions on the same PATIENT CLAIM FORM) Include a copy of the Receipt. Include a copy of the Prescription (this can be the Prescription Information that is typically stapled to the prescription bag) The Claim can be submitted online through your MyIMG Account Reimbursements are only for covered medical expenses, not for pre-existing conditions. Additional discounts may be available through the pharmaceutical company that manufactures your prescription.) Important Contact Numbers Plan Administrator: International Medical Group, Inc. (IMG) To a Report a Claim, Verify Eligibility or Check on the Status of a Claim Contact: International Medical Group, Inc. Claims Department PO BOX 240429 Apple Valley, MN 55124 Phone: 1-317-655-4500 Fax: 1-317-655-4505 Email: customercare@imglobal.com 24-Hour Worldwide Assistance Services: 1-317-927-6896 Provider Claim Submission: UHC Global P.O. Box 30526 Salt Lake City, UT 84130 Telephone: 1-888-543-1238 Preferred Provider Network: United Health Care Agent: VISIT® International Health Insurance For answers to General Questions, ID card replacement, General Claims Questions contact your Agent: VISIT® International Health Insurance Email: aweusa@visitinsurance.com Phone: 1-703-660-9062 Fax: 1-703-991-9164 Office Hours: Monday – Friday, 9am to 6pm USA Eastern Time Emergency 24/7 Assistance: 1-317-655-4500 After Hours: Please contact us by email at aweusa@visitinsurance.com Underwriter: SiriusPoint Specialty Insurance The AWE Insurance plan is underwritten by SiriusPoint Specialty Insurance . This insurance and its risks are underwritten by the Company as the insurer and carrier, and the Company is solely obligated and liable for the coverage and benefits provided by this insurance. Address 8000 Fort Hunt Road Alexandria, VA 22308 Phone 703-660-9062 USA ET Email info@visitinsurance.com Connect Contact VISIT Health Insurance

Tim Angle Director of University Relations Tim has worked in higher education for over 35 years, and brings a wealth of experience and connections and especially with regard to Study Abroad worldwide. Contact Tim at tim (at) visitinsurance.com. Individual Students & Groups may Enroll in a variety of Student Health Insurance plans below , either for Study in the USA or Worldwide! STUDENT Insurance Affordable Care Act (ACA) Unlimited Plans & Basic Health Insurance Plans ELITE Brochure ACA-Compliant for F-1 & M-1 Students World ELITE ACA-Compliant Student Insurance Accepted by Most Schools! ELITE 450 as low as $1,500 / year ELITE 250 as low as $1,740 / year ELITE PLUS as low as $2,135 / year Quote & Buy ELITE ROYAL Brochure ACA-Comparable for F-1 & M-1 Students ROYAL ACA-Comparable Student Insurance Accepted by Many Schools ! ROYAL 500 as low as $967 /year ROYAL 100 as low as $1,314 / year ROYAL PLUS as low $1,843 / year Quote & Buy ROYAL OPT Brochure Designed for OPT Students OPT Insurance designed especially for OPT Students with F-1 Visa Quote & Buy OPT J-1 Brochure Designed for J-1 SCHOLARS J-1 Scholars Insurance designed especially for Scholars, Full-Time Researchers or Visiting Faculty with J-1 & J-2 Visas Quote & Buy J-1 CROMO Brochure Basic Insurance for Less (non-ACA) CROMO Insurance designed at a lower price , with $100,000 or $250,000 Medical Coverage + Pre-Ex+ Mental Health Quote & Buy CROMO USC Brochure University of Southern California ELITE USC World Elite Insurance designed for F-1 Students at University of Southern California only Quote & Buy USC Plan Compare BASIC Plans (non-ACA) Accepted by MANY Schools - Less Expensive! EXPLORER No Visa Required! EXPLORER (Plan E Plus) is essential health insurance for Students, Study Abroad, Schools & Any Travelers Worldwide and includes Mental Health Inexpensive Daily Rates, with a choice of Medical ($50,000 to $1,000,000) and Deductibles ($0 up to $500), EXPLORER meets many needs & budgets. $100K+ is J-1 Visa compliant EXPLORER STUDENT Secure StudentSecure offers FOUR levels of coverage, Basic, Smart and Elite to meet most needs and budgets for Students studying away from home. Smart and Elite plans include Maternity and some Pre-Existing Conditions coverage. StudentSecure CROMO $100K or $250K CROMO is recommended for Students with an F-1, M-1 or J-1 visa, and provides comprehensive and VERY affordable health insurance for Students going to the USA for an undergraduate or graduate program. CROMO EXPLORER Quote & Buy EXPLORER EXPLORER Health Insurance for Accidents, Sickness & Medical Evacuation when Studying or Traveling Abroad outside your Home Country for Any Reason! EXPLORER is Ideal for: STUDENTS, Scholars, Faculty & Family (Any Visa) DEPENDENTS (Student NOT required) OPT STUDY ABROAD Worldwide Any TRAVELER or VISITOR outside home country VACATION, Holiday, Tours, Cruises, Senior Travel BUSINESS or Conference Travel RELIGIOUS, Church, Mission or NGOs ANY International Travel for ANY Reason! EXPLORER No Visa Required! EXPLORER (Plan E Plus) is essential health insurance for Students, Study Abroad, Schools & Any Travelers Worldwide and includes Mental Health Inexpensive Daily Rates, with a choice of Medical ($50,000 to $1,000,000) and Deductibles ($0 up to $500), EXPLORER meets many needs & budgets. $100K+ is J-1 Visa compliant EXPLORER Quote & Buy Highlights EXPLORER Student & Traveler insurance is ideal for: Inexpensive Essential Insurance Coverage Students, Study Abroad, Travelers & Groups Meets USA J-1 Visa insurance requirements ($100K+) F-2 & J-2 eligible to enroll without F-1 & J-1 100% of covered medical expenses after deductible Choose your Medical $100,000 up to $1,000,000 Choose your Annual Deductible $0 up to $500 Includes important Mental Health coverage Includes Medical Evacuation & Repatriation coverage Includes COVID coverage Worldwide Does NOT include Maternity or Pre-Existing Conditions No Visa Required! Study, Travel, Work, Live - Abroad with EXPLORER EXPLORER (Plan E Plus) Students, Study Abroad & All Travelers (NO visa required) VISIT® EXPLORER is Travel Medical insurance for anyone Traveling or Studying Abroad outside their Home Country. EXPLORER is ideally suited for STUDY ABROAD for Individuals, Groups & Faculty-Led Programs, includes important Mental Health coverage, and meets many School/ Visa Requirements. EXPLORER is designed to be J-1 Visa compliant ($100,000 minimum), and is ideal for J-1 Cultural Exchange Programs. Get Your INDIVIDUAL or GROUP Quote Below, and ENROLL Today for Coverage as Soon as Tomorrow! STUDENTS & SCHOLARS EXPLORER is ideal for STUDENTS & SCHOLARS and is designed to be J-1 Visa compliant. EXPLORER is also Ideal for SCHOOLS without a "SHIP" plan but require student insurance, or Students needing individual coverage. INDIVIDUAL Quote STUDY ABROAD EXPLORER is ideally suited for STUDY ABROAD for Individual Students, Groups or Faculty-Led Programs, and includes important Mental Health Coverage while far away from Home. Group Rates Available! TRAVELERS EXPLORER is ideal for TRAVEL Worldwide, with Daily Rates to match your itinerary and a broad range of Medical Coverage and Deductibles including important Mental Health, Assistance, Liability & Lost Baggage GROUP Quote International Health Insurance Ideal for Every Need & Budget EXPLORER Student & Traveler Worldwide Students & Scholars F, J & M Visas Study Abroad Study Outside Home Country Schools University, College, K-12 & ESL Groups Any Groups of 5 or more Travelers Any Travel - Any Reason Global Citizen Expat, Work & Live Abroad Business Global Workforce, Multi-Trip NGO & Social Good NGOs, Missions & Social Good Protect Cost of Trip Trip Protection or Cancellation About VISIT International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today! Address Post Office Box 210 Mount Vernon, VA 22121 Telephone 703-660-9062 9am-6pm USA ET Email info@visitinsurance.com Connect

ATHLETE Insurance Enhanced Medical Coverage for Athletic Sports International STUDENT ATHLETE Health Insurance with extra coverage for Athletic Sports! Call 703-660-9062 for more details, or info@visitinsurance.com International STUDENT ATHLETES Insurance including Athletic Sports Coverage Accepted by MOST Schools UNITED BASIC SPORTS UnitedHealthcare BASIC SPORTS $500,000 Medical Coverage & Choice of Deductibles ($100 or $500). BASIC SPORTS ($500K) as low as $108.90 / month Choice of 2 Student health insurance plans for ATHLETES to meet a variety of needs and budgets. UnitedHealthcare is the largest medical insurance provider network in the USA. Includes Pre-Existing Conditions (waiting period may apply), Preventive Care, Mental Health & Maternity. Be sure to Choose the SPORTS Plans to include Athletic Sports. The UHC SPORTS Plans include $10,000 per injury coverage. 3-month minimum purchase. BASIC Sports Quote & Buy UNITED PLUS SPORTS UnitedHealthcare PLUS SPORTS Plan is ACA-Comparable Insurance with Unlimited Medical Coverage & Choice of Deductibles ($100 or $500). PLUS SPORTS as low as $213.60 / month Choice of 2 Student health insurance plans for ATHLETES to meet a variety of needs and budgets. UnitedHealthcare is the largest medical insurance provider network in the USA. Includes Pre-Existing Conditions (waiting period may apply), Preventive Care, Mental Health & Maternity. Be sure to Choose the SPORTS Plans to include Athletic Sports. The UHC SPORTS Plans include $10,000 per injury coverage. 3-month minimum purchase. PLUS Sports Quote & Buy Basic Coverage includes some Sports Coverage Accepted by MANY Schools PATRIOT Exchange (PEP) PEP is Ideal for Students & Exchange Visitors! For Interscholastic (High School), Intramural and Club Sports. Non-collision sports only. Be sure to include the Add on Rider . Limited Sports coverage. Please contact our office to discuss your sport to be sure it is included. PEP Quote & Buy STUDENT Secure StudentSecure offers FOUR levels of coverage, Basic, Smart, Select and Elite to meet most needs and budgets for Students studying away from home. The Elite plan includes Maternity and Pre-Existing (6-month waiting period) Conditions coverage as well as $200 for Preventive Care after 6-months of continuous coverage. Select and Elite plans include $5,000 per injury coverage for athletics sports, Maternity and some Pre-Existing Conditions coverage. StudentSecure Quote & Buy STUDENT Health Advantage Student Health Advantage (SHA) provides a higher level of coverage for Students studying abroad worldwide, and the SHA Platinum plan offers some additional coverage for Maternity and Pre-Existing Conditions. SHA Platinum plan offers some additional coverage for Sports Injuries ( $5,000 per injury), Maternity and Pre-Existing Conditions. SHA Quote & Buy Students, J-Visa, OPT & Study Abroad Health Insurance while Studying Away from Home Students Ideal for F-1, M-1, J-1 & OPT Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools , including Mental Health, Maternity and Sports. Choose the health insurance plan that’s just right for your needs, your budget and your School requirements! J-Visa Ideal for J-1 or J-2 Visa Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA. Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health. (J-2s may enroll without the J-1) OPT Students Ideal for F-1 Students on OPT Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month! OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan. We offer many OPT Student Health Insurance Plans for your entire year on OPT. Study Abroad Ideal for Study Abroad Health Insurance designed for Study Abroad , ideal for Individuals, Groups & Faculty-Led Programs. Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad! About VISIT International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today! Address Post Office Box 210 Mount Vernon, VA 22121 Telephone 703-660-9062 9am-6pm USA ET Email info@visitinsurance.com Connect

Privacy Policy VISIT® International Health Insurance is committed to protecting your privacy and keeping your personal information safe. Our privacy policy includes everyone who provides us with their personal information, whether they are inquiring about one of our products or are covered by one of the VISIT Travel & Medical Insurance Plans. The personal information collected through the application process is used to process your application for insurance coverage, administer claims as needed and attend to other requirements of the insurance policy. We do not provide any information to any third party except as required or permitted by law. We are required, for example, to share information with the insurance carrier who issues the insurance policy that provides coverage. When you submit an enrollment form online, your personal information, including your credit card number, is submitted through the insurance companies secure encrypted server. Please feel free to contact us if you have question regarding our privacy policy.