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OPT Insurance

Health Insurance designed especially for

F-1 Students on OPT

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Optional Practical Training

Optional Practical Training (OPT) is temporary employment authorization for F-1 International Students to gain practical experience in their field of study.  OPT allows Students to apply their academic knowledge in a real-world work setting. OPT can be used before or after graduation, but must be directly related to your major.

As an OPT Student, you may no longer be eligible for your University "SHIP" insurance plan, but may not yet be eligible for your employer's health insurance either.  Our OPT insurance plans are designed especially for OPT Students & Dependents and their budgets!

OPT STUDENT Insurance
Designed for F-1 Students on OPT

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EXPLORER is Inexpensive OPT Coverage

EXPLORER for OPT

EXPLORER is basic health insurance for OPT Students and Dependents.  Daily Rates!

Choose Your Annual Deductible

 

Ages       Monthly Cost ($100K, $100​ Ded)

0-29           $  66.00

30-39         $  87.60

40-49         $138.30

50-59         $207.90

Inexpensive Daily Rates, with a choice of Medical ($50,000 to $1,000,000) and Deductibles ($0 up to $500).

  • Choose Annual Deductible $0-$500

  • Choose Medical Coverage to $1MM

  • Coinsurance 100%

  • Hospitalization 100%

  • Mental Health 80%

  • No Maternity Coverage

  • Student Health $0 copay

  • Prescriptions 100%

  • Medical Evacuation & Repatriation

  • Hazardous Sports (optional)

  • No Minimum Enrollment Period

  • Ideal for F-1 & F-2

  • NO Visa Required!

  • Ideal for All Travel & Study Abroad

  • Lowest Cost!

EXPLORER is Accepted by Most Schools!

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$200,000 Medical OPT Health Insurance

WellAway OPT

WellAway OPT is $200,000 Medical F-1 OPT Student Health Insurance

$500 Per Illness/Injury Deductible

Ages       Annual Premium Cost

17-24          $   452.60

25-29          $   726.35

30-45          $1,244.65

Comprehensive Affordable coverage for F-1 undergraduate or graduate OPT students.  Covers Medical, Mental Health, Prescriptions & Contraceptives.  OPT keeps health expenses low and meets university & US requirements!

  • $500 Annual Deductible

  • $100,000 Medical per illness or injury

  • $200,000 Lifetime Medical Maximum

  • Coinsurance 80%

  • Hospitalization 80%

  • Mental Health 80%

  • Medical Evacuation & Repatriation

  • NO Maternity Coverage

  • NO Pre-Existing Conditions Coverage

  • Student Health $0 copay

  • Prescriptions 80%

  • Recreational Sports

  • 5-Month Enrollment Required

 

WellAway OPT is Accepted by Most Schools!

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$400,000 Medical OPT Health Insurance

WellAway OPT Premier

WellAway OPT Premier is $400,000 Medical

F-1 OPT Student Health Insurance

$500 Per Illness/Injury Deductible

Ages       Annual Premium Cost

17-24          $   675.25

25-29          $1,091.35

30-45          $1,865.15

Comprehensive Affordable coverage for F-1 undergraduate or graduate OPT students.  Covers Medical, Mental Health, Prescriptions & Contraceptives.  OPT keeps health expenses low and meets university & US requirements!

  • $500 Annual Deductible

  • $100,000 Medical per illness or injury

  • $400,000 Lifetime Medical Maximum

  • Coinsurance 80%

  • Hospitalization 80%

  • Mental Health 80%

  • Medical Evacuation & Repatriation

  • NO Maternity Coverage

  • NO Pre-Existing Conditions Coverage

  • Student Health $0 copay

  • Prescriptions 80%

  • Recreational Sports

  • 5-Month Enrollment Required

 

PREMIER is Accepted by Most Schools!

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$500,000 Medical & $250 Deductible

UnitedHealthcare OPT

UHC OPT is $500,000 Medical OPT Student Health Insurance 

$250 Per Occurrence Deductible​

Ages       Annual Premium Cost

17-22          $  1,051.20

23-26          $  1,660.75

27-30          $  3,901.85

31+             $19,319.45

UnitedHealthcare OPT Plan with $500,000 Medical CoveragE, $250 Deductible & Pre-existing conditions covered after 6-months. 

  • $250 Deductible each Occurrence

  • $500,000 Medical Coverage

  • $250,000 Dependent Medical

  • Coinsurance 80%

  • Pre-Existing Conditions (6-month wait)

  • Preventive Care 100%

  • Hospitalization 100%

  • Mental Health 100%

  • Maternity 100%

  • Student Health $0 copay

  • Prescription 70% $500 Max

  • Recreational Sports

  • 90-day Minimum Enrollment

  • Highest Medical Maximum!

 

UHC OPT is Accepted by Most Schools!

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StudentSecure

4 Student Plans for Every Need

StudentSecure offers FOUR levels of coverage, Basic, Smart, Select and Elite to meet most needs and budgets for Students studying away from home.
 

​The Elite plan includes Maternity and Pre-Existing (6-month waiting period) Conditions coverage as well as $200 for Preventive Care after 6-months of continuous coverage.

Select and Elite plans include $5,000 per injury coverage for athletics sports, Maternity and some Pre-Existing Conditions coverage. 

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PATRIOT EXCHANGE

Student & Cultural Exchange

PATRIOT EXCHANGE PLAN (PEP) offers coverage for Students and Cultural Exchange worldwide!

 

Choose Medical $50K - $1MM

Choose Annual Deductible $0-$500

Co-insurance 100%

Mental Health 80%

Prescriptions included

Medical Evacuation & Repatriation

Recreational Sports

Hazardous/School Sports optional

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BCBS (GeoBlue)

Medically Underwritten Plan

BLUECROSS BLUESHIELD Global (formely GeoBlue) is medically-underwritten OPT insurance that provides MORE coverage!

Unlimited Medical coverage

Choose Deductible $0-$5,000

Co-insurance 80%

Pre-Existing Conditions (6-month wait)

Preventive Care 80%

Hospitalization 80%

Mental Health 80%

Maternity after 12 months enrollment

Prescriptions 100% to $5,000 max

Recreational Sports included

EXPLORER (Plan E Plus)
Students, Study Abroad & Travelers

VISIT® EXPLORER is Travel Medical insurance for anyone Traveling or Studying Abroad outside their Home Country.  EXPLORER is ideally suited for STUDY ABROAD for Individuals, Groups and Faculty-Led Programs, to meet every Budget and School/ Visa Requirement.  EXPLORER is designed to be J-1 Visa compliant ($100,000 Medical Coverage minimum required), and is ideal for Cultural Exchange Visitor Programs.

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STUDENTS & SCHOLARS

EXPLORER is Ideal for basic STUDENT Health Insurance Coverage or J-Visa SCHOLARS meeting J-1 Visa insurance requirements.  Also Ideal for SCHOOLS without an insurance requirement, or desiring a basic Student Health Insurance Plan (SHIP)

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STUDY ABROAD

EXPLORER is Ideally suited for STUDY ABROAD for Individual Students, Groups or Faculty-Led Programs, and includes important Mental Health Coverage while far away from Home.  Group Rates Available!

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TRAVELERS

EXPLORER is ideal for TRAVEL Worldwide, with Daily Rates to match your itinerary and a broad range of Medical Coverage and Deductibles including important Mental Health, Assistance, Liability & Lost Baggage

EXPLORER

Health Insurance for Accidents, Sickness & Medical Evacuation when Studying or Traveling Abroad outside your Home Country for Any Reason!

 

EXPLORER is Ideal for:

  • STUDENTS, Scholars, Faculty & Family (Any Visa)

  • DEPENDENTS (Student NOT required)

  • OPT

  • STUDY ABROAD Worldwide

  • Any TRAVELER or VISITOR outside home country

  • VACATION, Holiday, Tours, Cruises, Senior Travel

  • BUSINESS or Conference Travel

  • RELIGIOUS, Church, Mission or NGOs

  • ANY International Travel for ANY Reason!

EXPLORER

No Visa Required!

EXPLORER (Plan E Plus) is essential health insurance for Students, Study Abroad, Schools & Any Travelers Worldwide and includes Mental Health

 

Inexpensive Daily Rates, with a choice of Medical ($50,000 to $1,000,000) and Deductibles ($0 up to $500), EXPLORER meets many needs & budgets.  $100K+ is J-1 Visa compliant

Highlights

EXPLORER Student & Traveler insurance is ideal for:

  • Inexpensive Essential Insurance Coverage

  • Students, Study Abroad, Travelers & Groups

  • Meets USA J-1 Visa insurance requirements ($100K+)

  • F-2 & J-2 eligible to enroll without F-1 & J-1

  • 100% of covered medical expenses after deductible

  • Choose your Medical $100,000 up to $1,000,000

  • Choose your Annual Deductible $0 up to $500

  • Includes important Mental Health coverage

  • Includes Medical Evacuation & Repatriation coverage

  • Includes COVID coverage Worldwide

  • Does NOT include Maternity or Pre-Existing Conditions

  • No Visa Required!

  • Study, Travel, Work, Live - Abroad with EXPLORER

Student - Scholar - OPT - Study Abroad
Protection while STUDYING Away from Home

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Students
F, M & J Visa

 

Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools, including Mental Health, Maternity and Sports.  Choose the health insurance plan that’s just right for your needs, your budget and your School requirements!​

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J-Visa Scholars
J-1 or J-2 Visa

Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA.  Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health.

(J-2s may enroll without the J-1)

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OPT Students
F-1 Students on OPT

Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month!  OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan.  We offer many OPT Student Health Insurance Plans for your entire year on OPT.

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Study Abroad
Study Abroad Worldwide

Health Insurance designed for Study Abroad, ideal for Individuals, Groups & Faculty-Led Programs.  Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad!

About VISIT International
STUDENT & TRAVELER
Health Insurance

At VISIT® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage.  Since 1979, we've satisfied over 1 Million clients just like you!  Try us Today!

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YOUR Trusted Health Insurance Partner

VISIT® International Health Insurance

PO Box 210  Mount Vernon, VA  22121

info@visitinsurance.com  703-660-9062  USA ET

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