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CHS is Collegiate Health Solutions, providing health insurance solutions for International Students, Scholars, OPT, Study Abroad & School "SHIP" Insurance Plans. Collegiate Health Services Trusted Expertise. Global Perspective. Proven Results. With more than 40 years of international education experience, we specialize in connecting insurance options to clients with confidence and clarity. Our deep understanding of global education systems, cross-border regulations, and long-term risk planning allows us to deliver solutions that are both informed and forward-thinking. We work closely to support individuals, organizations, and institutions navigating education-related planning worldwide. From international schooling, long-term educational pathways, or study abroad, our expertise is grounded in decades of real-world experience across multiple countries and cultures. Our mission is simple: to provide reliable guidance, trusted partnerships, and tailored insurance solutions backed by knowledge that only time and global experience can offer. Contact us to discuss your Student Insurance at chs@visitinsurance.com . STUDENT Insurance ACA Unlimited Medical & Basic Plans ACA-Compliant for F-1, M & J Students ELITE ACA-Compliant Student Insurance Accepted by MOST Schools! ELITE 800 as low as $1,008 / year ELITE 450 as low as $1,621 / year ELITE 250 as low as $1,909 / year ELITE PLUS as low as $2,461 / year ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and Choice of Deductibles. (Minimum 12-month purchase unless graduation sooner) Designed for Students with an F-1, M-1 or J-1 student visa whose University requires a fully ACA-Compliant health plan with your choice of either $800 or $450 or $250 or ELITE PLUS with $0 deductible. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. School List Requiring ELITE ELITE Details Quote & Buy ELITE ACA-Comparable for F-1, M & J Students ROYAL ACA-Comparable Student Insurance Accepted by MANY Schools! ROYAL 500 as low as $1,026 / year ROYAL 100 as low as $1,420 / year ROYAL PLUS as low $1,997 / year ROYAL is ACA-Comparable Health Insurance with Unlimited Medical Coverage and Choice of Deductibles. (Minimum 5-month purchase) Designed for Students with F-1 , M-1 or J-1 visas, ROYAL offers comprehensive and affordable health insurance to Students going to the USA for an undergraduate or graduate program. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. School List Requiring ROYAL ROYAL Details Quote & Buy ROYAL Basic Insurance for Less (non-ACA) CROMO Insurance designed at a lower price. Choose CROMO $100,000 or PREMIER $250,000 Medical + Pre-Existing Conditions + Mental Health. (Minimum 5-month purchase) Ideal for Schools without ACA insurance requirements! CROMO PREMIER $100,000 $250,000 Ages 17-24 $ 496.40 $ 671.60 25-29 $ 821.25 $1,069.45 30-45 $1,441.75 $2,317.75 CROMO & CROMO Premier Cost Less! CROMO Details Quote & Buy CROMO Designed for OPT Students OPT Students Insurance designed especially for OPT Students with F-1 Visa. Choose OPT $200,000 or PREMIER $400,000 Medical Coverage with $500 Deductible (Minimum 5-month purchase) OPT is after your school insurance but before employer plan OPT PREMIER $200,000 $400,000 Ages 17-24 $ 452.60 $ 675.25 25-29 $ 726.35 $1,091.35 30-45 $1,244.65 $1,865.15 Less Expensive Plan for OPT Students! OPT Details Quote & Buy OPT Designed for J-1 SCHOLARS J-1 Scholars Insurance designed especially for Scholars, Full-Time Researchers or Visiting Faculty with J-1 & J-2 Visas (Minimum 5-month purchase) Meets ALL J-1 Visa minimum insurance requirements! SCHOLAR PREMIER $250,000 $500,000 Ages 17-24 $ 569.40 $ 905.20 25-29 $ 901.55 $1,445.40 30-45 $1,810.40 $2,890.80 Meets J-1 & J-2 Visa Requirements! J-1 Details Quote & Buy J-1 Designed for EXPATS Worldwide! EXPATRIATES Expatriate insurance designed for all STUDY, WORK or LIVE Abroad, including Graduates! Basic & ACA Coverage Plans! Compare EXPATRIATE , HORIZON & AMERICAN Plans! EXPATRIATE - Choose Gold, Diamond or Plus HORIZON - Lower Cost ACA-Compliant Plan AMERICAN - More Coverage ACA-Compliant Plan Ideal for recent Graduates seeking work or not yet eligible for an Employer Health Plan! Work or Live Abroad Worldwide! EXPAT Details Quote & Buy EXPAT University of Southern California ELITE USC World Elite Insurance designed for F-1 Students at University of Southern California only ELITE 800 as low as $1,008 / year ELITE 450 as low as $1,500 / year ELITE 250 as low as $1,967 / year ELITE PLUS as low as $2,208 / year USC ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and Choice of Deductibles Designed for USC Students with an F-1 student visa which requires a fully ACA-Compliant health plan with your choice of either $800 or $450 or $250 or ELITE PLUS with $0 deductible. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. Lower Priced Plan for USC Only! USC Brochure Quote & Buy USC Plan University of South Florida ELITE USF World Elite Insurance designed for F-1 Students at University of South Florida only Ages 17-24 $1,102.30 / year 25-29 $1,321.30 / year 30-45 $2,423.60 / year USF ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and $450 Deductible Designed for USF Students with an F-1 student visa which requires a fully ACA-Compliant health plan with a $450 deductible. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. Lower Priced Plan for USF Only! USF Brochure Quote & Buy USF Plan EXPLORER Quote & Buy EXPLORER EXPLORER (Plan E Plus) Students, Study Abroad & All Travelers (NO visa required) VISIT® EXPLORER is Travel Medical insurance for anyone Traveling or Studying Abroad outside their Home Country. EXPLORER is ideally suited for STUDY ABROAD for Individuals, Groups & Faculty-Led Programs, includes important Mental Health coverage, and meets many School/ Visa Requirements. EXPLORER is designed to be J-1 Visa compliant ($100,000 minimum), and is ideal for J-1 Cultural Exchange Programs. Get Your INDIVIDUAL or GROUP Quote Below, and ENROLL Today for Coverage as Soon as Tomorrow! STUDENTS & SCHOLARS EXPLORER is ideal for STUDENTS & SCHOLARS and is designed to be J-1 Visa compliant. EXPLORER is also Ideal for SCHOOLS without a "SHIP" plan but require student insurance, or Students needing individual coverage. INDIVIDUAL Quote STUDY ABROAD EXPLORER is ideally suited for STUDY ABROAD for Individual Students, Groups or Faculty-Led Programs, and includes important Mental Health Coverage while far away from Home. Group Rates Available! TRAVELERS EXPLORER is ideal for TRAVEL Worldwide, with Daily Rates to match your itinerary and a broad range of Medical Coverage and Deductibles including important Mental Health, Assistance, Liability & Lost Baggage GROUP Quote EXPLORER Health Insurance for Accidents, Sickness & Medical Evacuation when Studying or Traveling Abroad outside your Home Country for Any Reason! EXPLORER is Ideal for: STUDENTS, Scholars, Faculty & Family (Any Visa) DEPENDENTS (Student NOT required) OPT STUDY ABROAD Worldwide Any TRAVELER or VISITOR outside home country VACATION, Holiday, Tours, Cruises, Senior Travel BUSINESS or Conference Travel RELIGIOUS, Church, Mission or NGOs ANY International Travel for ANY Reason! EXPLORER No Visa Required! EXPLORER (Plan E Plus) is essential health insurance for Students, Study Abroad, Schools & Any Travelers Worldwide and includes Mental Health Inexpensive Daily Rates, with a choice of Medical ($50,000 to $1,000,000) and Deductibles ($0 up to $500), EXPLORER meets many needs & budgets. $100K+ is J-1 Visa compliant EXPLORER Quote & Buy Highlights EXPLORER Student & Traveler insurance is ideal for: Inexpensive Essential Insurance Coverage Students, Study Abroad, Travelers & Groups Meets USA J-1 Visa insurance requirements ($100K+) F-2 & J-2 eligible to enroll without F-1 & J-1 100% of covered medical expenses after deductible Choose your Medical $100,000 up to $1,000,000 Choose your Annual Deductible $0 up to $500 Includes important Mental Health coverage Includes Medical Evacuation & Repatriation coverage Includes COVID coverage Worldwide Does NOT include Maternity or Pre-Existing Conditions No Visa Required! Study, Travel, Work, Live - Abroad with EXPLORER SCHOOL "SHIP" Health Insurance Plans Traditional "SHIP" GROUP Plans, DIRECT Student Enrollment & INDIVIDUAL Student Plans Traditional "SHIP" Plan We design your custom Student Health Insurance Plan ( SHIP ) to include only the Coverages you want and for the most competitive Price. We represent all major insurance companies, and include Administrator, Waiver & Student Portals at No Additional Cost! Student Enrolls & Pays Directly Our NEW hybrid is a GROUP Plan but Students Enroll & Pay Directly . Ideal for Schools with No Mandatory Plan or Schools that don't collect premium. Includes Administrator & Student Portal at No Additional Cost, this new approach is the Future of SHIP Plans! Individual STUDENT Plans We offer Individual STUDENT Plans ideal for every School Requirement, including Fully ACA-Compliant Plans for MUCH LESS than your School SHIP Plan. Ideal for WAIVERS , our Student Plans meet your Requirements and Save Money for your Students! Request Your SCHOOL Quote Brochures Print or Download Brochures below... or send to Students! International Health Insurance Ideal for Every Need & Budget EXPLORER Student & Traveler Worldwide Students & Scholars F, J & M Visas Study Abroad Study Outside Home Country Schools University, College, K-12 & ESL Groups Any Groups of 5 or more Travelers Any Travel - Any Reason Global Citizen Expat, Work & Live Abroad Business Global Workforce, Multi-Trip NGO & Social Good NGOs, Missions & Social Good Protect Cost of Trip Trip Protection or Cancellation About VISIT International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today!

University of Maryland Eastern Shore (UMES) International Medical Insurance Coverage 2025-2026 Contact VISIT Insurance by Email: umes@visitinsurance.com or by Phone: 1-703-660-9062 BENEFIT SUMMARY COVERAGES Medical Maximums per Injury or Illness Lifetime Maximum COVID-19 TeleHealth Deductible per Period of Coverage *For a covered medical expense, the Deductible is the portion of your medical bill that is your responsibility to pay to the doctor or hospital. Deductible – Emergency Room (applies only to Emergency Room visits) Copayments COINSURANCE Pre-existing Conditions Hospital Room and Board Local Ambulance Intensive Care Unit Outpatient Treatment Mental Health Disorders Prescription Drugs Physical Therapy Intercollegiate, Interscholastic or club sports Adventure Sports/Hazardous Sports Dental Treatment due to Accident to sound teeth Dental Treatment to alleviate pain Emergency Medical Evacuation (not subject to Deductible or Coinsurance) Repatriation of Remains (not subject to Deductible or Coinsurance) Emergency Reunion (not subject to Deductible or Coinsurance) Political Evacuation Terrorism Accidental Death and Dismemberment (not subject to Deductible or Coinsurance) Incidental Home Country Coverage Travel Assistance Please log into your BCBS Portal to download your policy documents BENEFITS $1,000,000 COVID-19 , the disease caused by the novel coronavirus, generally WILL be covered as would any other illness, including testing and treatment up to the policy limit. For testing to be covered by the Insurance, you must be symptomatic. Please be sure your Doctor’s Office submits your test as a SICK visit. If the test is submitted as a Preventive Care visit the claim will be denied. Included as a doctor visit. $0 Subject to $100 per visit copay and 90% Coinsurance. Urgent Care - $35 Physicians Visit - $20 Hospital and Physician Outpatient Services: $50 Inpatient Hospital Services: $50 MRI/Cat Scan - $200 *Coinsurance may apply After You pay the Deductible, Preferred Providers are payable at 90% of Preferred Allowance and Out of Network benefits are payable at 70% of Usual and Customary charges. No waiting period 90% of Allowed Amount after a $50 Copayment per visit. Illness: Paid at 100% for an illness resulting in hospitalization Eligible Medical Expenses are limited to Usual, Reasonable and Customary Charges Subject to Deductible 90% of Allowed Amount 90% of Allowed Amount after a $50 Copayment per visit. Inpatient Mental or Nervous / Substance Abuse • Maximum Limit: $10,000 (30 Day Max) • Not covered if incurred at the Student Health Center Outpatient Mental and Nervous / Substance Abuse • Maximum Limit: $1,000 30 visit Max. Generic: $10 copayment Brand Name: $20 copayment Injectables: $20 copayment 20 visits per Coverage Year $25,000 Maximum per coverage Year. no coverage - additional coverage can be purchased through VISIT Insurance . $500 Maximum per Certificate Period, No Maximum per Tooth No coverage $100,000 $50,000 Maximum $1,500 Lifetime Maximum No coverage no coverage $10,000 per Participant No coverage 24-Hour Worldwide Assistance Services: BCBS Member Poral COVID-19 Coverage COVID-19 , the disease caused by the novel coronavirus, generally WILL be covered as would any other illness under the Mountbatten Health Insurance policy, including testing and treatment up to the policy limit. COVID-19 TESTING - COVID-19 Testing is only covered if you are symptomatic. The test will not be covered for travel or non-illness related testing. Your doctor must submit the COVID-19 test as a “sick visit” and provide the medical records when submitting your claim. You should also submit a Patient Claim Form through your MyIMG Account explaining your symptoms. COVID-19 VACCINES - Vaccines are currently being offered for FREE at most facilities. An administrative fee may apply. The COVID-19 vaccine is NOT covered on your Mountbatten Health Insurance Patriot Exchange Plan. COVID-19 TREATMENT - If you test positive for COVID-19, your medical expense will be covered by the UnitedHealthcare Plan up to the policy maximum of $250,000. If you are experiencing symptoms related to COVID-19, it is important that you first contact your doctor or urgent care facility by phone to review the proper protocol to receive a test and treatment for COVID-19 . Be sure to follow the current CDC Guidelines . When going to the doctor, please be sure to take your UnitedHealthcare Insurance card How To Set-up Your BCBS Account MyIMG Service at your fingertips anytime, anywhere - that’s what MyIMG provides. MyIMG is our proprietary online service that allows you to access information and manage your IMG accounts, 24 hours a day, seven days a week, from anywhere in the world. Our service centers in the U.S. and Europe are always available to help or handle emergencies 24 hours a day, but through MyIMG you have immediate access to a wealth of information about your account and can manage routine areas to help you save time when you may need it most. Some features include: Get explanation of benefits Initiate precertification Obtain certificate documents Locate a provider Recommend a provider/facility Request or print ID cards Submit a Claim online Check the status of a Claim Don't have an account? Create an account You will need to put in your Health Insurance ID Number and Date of Birth to set-up an account. If you do not have your Health Insurance ID Number, please contact our office at 7 03-660-9062 Important Insurance Terms What is a Deductible? For a covered medical expense, the deductible is the portion of your medical bill that is your responsibility. The deductible will first be subtracted from the total medical bill and you will need to pay this portion directly to the doctor or hospital. The deductible is “per illness or injury,” not per visit to the doctor. This means if you have to go to the doctor more than once for the same illness or injury, you will only need to pay the deductible one time. Your deductible is $100 per illness or injury. The Emergency Room deductible is $250 per ER visit. What is Co-insurance? Coinsurance is the term used by health insurance companies to refer to the amount that you are required to pay for a medical claim, apart from the deductible. Your plan pays 100% of Eligible Medical Expenses subject to Usual, Reasonable and Customary charges. Charges above Usual, Reasonable and Customary will be your responsibility. You are strongly encouraged to utilize the independent Preferred Provider Organization (PPO) network to avoid being responsible for medical expenses over and above Usual, Reasonable and Customary. How do I Pay for My Prescriptions? Your Plan includes a Discount Prescription Drug Benefit through Universal Rx . When going to a pharmacy, please present the AWEUSA Plan ID Card, the prescription discount information is included on the right side of the card. If the prescription is eligible for a discount, it will be applied at the time of your purchase. If there is a remaining cost due after any discount, please pay the remaining balance to the pharmacy and keep the receipt. To be reimbursed for the remaining balance of the prescription cost, please submit a PATIENT Claim Form with your receipt and a copy of your prescription. The deductible of $100 per illness or injury applies. Important Information: Universal Rx Pharmacy Help Desk: 1-800-329-0988 or www.imgpoc.com What is a pre-existing condition? Charges resulting directly or indirectly from or relating to any Pre-existing Condition that existed within thirty-six (36) months prior to the Effective Date are excluded until the Insured Person has maintained twelve (12) months of continuous coverage under this insurance. • Period of Coverage Limit (after 12 months): $500 • Maximum Limit: $1,500 Definition of Pre-existing Condition as defined by the Certificate: “Pre-existing Condition: Any Injury, Illness, sickness, disease, or other physical, medical, Mental or Nervous Disorder, condition or ailment that, with reasonable medical certainty, existed at the time of Application or at any time during the three (3) years prior to the Effective Date of this insurance, whether or not previously manifested, symptomatic or known, diagnosed, Treated, or disclosed to the Company prior to the Effective Date, and including any and all subsequent, chronic or recurring complications or consequences related thereto or resulting or arising therefrom.” What is Precertification? Precertification is a requirement under your certificate for certain medical services. Pre-certification is a general determination of medical necessity only, not an assurance of coverage, verification of benefits or a guarantee of payment. The following must always be precertified for medical necessity before admission or receiving the treatments and/or supplies: Any treatment requiring inpatient hospitalization Surgery or surgical procedure, including outpatient surgery CAT scans or MRI's Care in an extended care facility Home nursing care Chemotherapy Radiation Therapy Interfacility Ambulance Transfer During the precertification process, medical professionals review the planned medical services against standard medical criteria to ensure that the services are within accepted medical standards and are medically necessary. Precertification may be initiated by you, your representative or your medical provider. This can be done through MyIMG, through the Client Resources page of www.IMGLOBAL.com or by calling IMG at 1-317-655-4500. Most U.S. hospitals and physicians are familiar with the precertification process and will make the phone call for you, though they are not required to do this. You are responsible for ensuring the precertification process is done five days before you are hospitalized or within 48 hours after an emergency admission to the hospital. Click here to submit a Precertification online What is a Reasonable & Customary charge? A Usual, Reasonable & Customary (URC) charge is the amount normally charged by medical service providers for similar services and supplies within the geographic area in which the charge is incurred. What is Medical Evacuation? Medical Evacuation means transferring the insured person to the nearest hospital or medical facility in case of an emergency injury or sickness or back to his/her home country. It can be done by any necessary means of transportation. What is Repatriation? In case of death, the Repatriation benefit covers the transportation of your remains back to your family and your home country. Are Injuries from Sports Covered? Recreational sports only are covered through the regular medical coverage. Should you need coverage for Hazardous/Adventure Sports Click Here to order the Patriot Plan, please be sure to include the Adventure Sports Rider when purchasing. When purchasing coverage, please be sure that your particular sport is covered. Is there Dental Coverage? There is limited coverage for dental pain and injury to natural teeth on your policy. Relief of sudden and unexpected pain to sound, natural teeth, including but not limited to fillings will be covered up to $350 maximum. Injury due to an accident will be covered up to $500 per Accident maximum. Do I need a referral to go to a Specialist? A doctor’s referral typically is not required. If you have a special medical condition, we recommend that you check with the Claims Office 1-317-655-4500 prior to making an appointment with a Specialist. Where Can I Find a Doctor or Hospital? What are the Provider Networks? A provider network is a list of the doctors, other health care providers, and hospitals that a plan contracts with to provide medical care to its members. These providers are called “network providers” or “in-network providers.” A provider that isn't contracted with the plan is called an “out-of-network provider.” When contacting a doctor or hospital, please be sure to let them know that you are in the United Health Care (PPO) Network. How do I search for a local doctor or hospital? To search for a medical care provider within the United Health Care (PPO) network, please go to: BCBS How to File a Claim Where do I find my Insurance ID Number? Your ID Number is located on your Insurance Card. What do I do if I lose my ID Card? Please contact VISIT at 1-703-660-9062 or by email at jeffersonstate@visitinsurance.com. Be sure to let us know that you are in the Signature Services program. You can also print your ID Card by going to your MyIMG account. Do I need to go to a specific doctor or hospital if I need medical attention? You are strongly encouraged to search for doctors or hospitals that utilize the United Health Care (PPO) network. Refer to 'Where Can I Find a Doctor or Hospital? ' for details. If an emergency: • Go directly to the hospital, or call 911 for emergency response • Call the 24-hour assistance service center at the number listed on your ID card to alert the center of your situation. 1-317-655-4500. Precertification Precertification is a requirement under your certificate for certain medical services. Pre-certification is a general determination of medical necessity only, not an assurance of coverage, verification of benefits or a guarantee of payment. The following must always be precertified for medical necessity before admission or receiving the treatments and/or supplies: Any treatment requiring inpatient hospitalization Surgery or surgical procedure, including outpatient surgery CAT scans or MRI's Care in an extended care facility Home nursing care Chemotherapy Radiation Therapy Interfacility Ambulance Transfer During the precertification process, medical professionals review the planned medical services against standard medical criteria to ensure that the services are within accepted medical standards and are medically necessary. Precertification may be initiated by you, your representative or your medical provider. This can be done through MyIMG, through the Client Resources page of www.IMGLOBAL.com or by calling IMG at 1-317-655-4500. Most U.S. hospitals and physicians are familiar with the precertification process and will make the phone call for you, though they are not required to do this. You are responsible for ensuring the precertification process is done five days before you are hospitalized or within 48 hours after an emergency admission to the hospital. Click here to submit a Precertification online Do I Need To Submit A Claim Form? ONLINE CLAIM SUBMISSION PROCESS CLAIM FORMS: There are TWO (2) different claim forms, and BOTH ARE REQUIRED FOR EACH SEPARATE CLAIM. There is a DOCTOR claim form that must be completed and submitted by the doctor/hospital/medical provider. There is a PATIENT claim form, that must be completed and submitted BY YOU. If the insurance company does not receive BOTH completed claim forms, they will not begin to process your claim. PATIENT Claim Form The PATIENT Claim Form can be downloaded or alternatively you can submit your claim online through your MyIMG Account. (You may also submit a completed PATIENT Claim Form by email: customercare@imglobal.com or fax: 1-317-655-4505). The PATIENT Claim Form must be submitted within 90 days of treatment. All documents from you and your doctor must be received within 180 days to process your claim. DOCTOR Claim Form Be sure your Doctor files your claim through UnitedHealthcare using the information found on your ID Card. This will allow your doctor to file your claim electronically which will help expedite the claims process. Your ID card includes a Member ID Number and a Group Number your Doctor must use to file the claim properly. Improperly filed claims may be delayed or denied. Should your Doctor’s Office have any questions, please have them call UnitedHealthcare directly at: 1-888-543-1238. UnitedHealthcare Member ID: xxxxx (This number is found on your ID Card and is unique for each person) Group Number: 76570070 (This number is the same for all Signature Services Students) Payor ID: USN01 (This number is the same for all Signature Services Students) DOCTOR CLAIM FORMS can be filed electronically to UnitedHealthcare or mailed to: UHC Global P.O. Box 30526 Salt Lake City, UT 84130-0526 (This address is only for the Doctor’s Office to submit their Claim Forms) PRESCRIPTIONS: In addition to your SIGNATURE SERVICES Health Plan ID card, attached is your Prescription Discount Card for your medications. When going to a pharmacy, please present the SIGNATURE SERVICES PROGRAM HEALTH Plan ID Card, the prescription discount information is included on the right side of the card. If the prescription is eligible for a discount, it will be applied at the time of your purchase. If there is a remaining cost due after any discount, please pay the remaining balance to the pharmacy and keep the receipt. To be reimbursed for the remaining balance of the prescription cost, please submit a PATIENT Claim Form with your receipt and a copy of your prescription. The deductible of $100 per illness or injury applies. For faster service on your claim, we suggest that you use the MyIMG system online to submit your claim. Where do I send my Claim Form? Click here to download a CLAIM FORM Mail PATIENT CLAIM Forms to: International Medical Group, Inc. Claims Department PO BOX 240429 Apple Valley, MN 55124 Phone: 1-317-655-4500 Fax: 1.317.655.4505 Email: customercare@imglobal.com How do I check the status of a claim? Log into your MyIMG Account and check the Claims tab for updates Call 1-317-655-4500 Email the Claims Office at customercare@imglobal.com to request an update on your claim. Be sure to include your full name, your IMG ID Number from your health insurance ID card and the date of the doctor's visit that you are requesting an update. What do I do if the claim is showing as PENDING? If your Claim is showing as PENDING, please be sure to check the status of the claim on your MyIMG Account to see what information is needed to finalize your claim. There is no record of my claim Contact your doctor's office and ask them to submit the claim to IMG. If they say they have already submitted the claim, be sure to verify the address they sent the claim to and the date it was sent. Email this information to customercare@imglobal.com and ask the Claims Office to research their records to see if the claim is in their system. If the Claims Office is unable to locate the claim, please contact your doctor's office and ask them to resubmit the claim. Claims can be mailed to: UHC Global P.O. Box 30526 Salt Lake City, UT 84130 Patient to submit a completed IMG Claim Form You must complete a PATIENT IMG Claim Form to process your claim. This form can be completed online through your MyIMG Account or you can download the IMG Claim Form and mail it or fax it to the claims office. Charges pending receipt of medical records requested from provider To process your claim, your doctor must provide the medical records to IMG for your treatment. Please contact your doctor's office and ask them to submit your medical records to the IMG. Medical records can be mailed to: UHC Global P.O. Box 30526 Salt Lake City, UT 84130 Your file has been closed due to a lack of response This means that additional information has been requested but the Claims Office has not received the information. The file can be reopened once the information is received. In order to process these charges, please submit on a HCFA/UB Form Indicating Standardized procedure (CPT) and Diagnosis (ICD) codes. These forms are standard forms that doctors use to file a claim with an insurance company. Your doctor should have these forms available. If they are not sure what to file or have questions, please have the them call UHC Global at 1-888-543-1238. How long do I have to file a claim? Your IMG PATIENT Claim Form must be submitted to the IMG Claims Office within 90 days of your visit to the doctor, urgent care, emergency room and/or hospital. You and your doctor, hospital and other healthcare and medical service providers and suppliers shall have one hundred eighty (180) days from the date a claim is incurred to submit a complete Proof of Claim, medical records and any additional information needed to process your claim. IMG Privacy Policy - www.imglobal.com/legal/privacy-policy How to Pay for My Prescription? Please pay any remaining pharmacy costs due after the discount and keep the receipt and a copy of the prescription. Steps for submitting your CLAIM for REIMBURSEMENT Complete and submit a PATIENT Claim Form (include your Doctor visit and prescriptions on the same PATIENT CLAIM FORM) Include a copy of the Receipt. Include a copy of the Prescription (this can be the Prescription Information that is typically stapled to the prescription bag) The Claim can be submitted online through your MyIMG Account Reimbursements are only for covered medical expenses, not for pre-existing conditions. Additional discounts may be available through the pharmaceutical company that manufactures your prescription.) Important Contact Numbers Plan Administrator: International Medical Group, Inc. (IMG) To a Report a Claim, Verify Eligibility or Check on the Status of a Claim Contact: Provider Claim Submission: BCBS Preferred Provider Network: United Health Care Agent: VISIT® International Health Insurance For answers to General Questions, ID card replacement, General Claims Questions contact your Agent: VISIT® International Health Insurance Email: umes@visitinsurance.com Phone: 1-703-660-9062 Fax: 1-703-991-9164 Office Hours: Monday – Friday, 9am to 6pm USA Eastern Time Emergency 24/7 Assistance: 1-317-655-4500 After Hours: Please contact us by email at signatureservices@visitinsurance.com Underwriter: Address 8000 Fort Hunt Road Alexandria, VA 22308 Phone 703-660-9062 USA ET Email info@visitinsurance.com Connect Contact VISIT Health Insurance

VISIT International Student & Traveler Health Insurance is a world leader for almost 50 years, providing affordable health insurance protection for Students, Scholars, OPT, Athletes, Visting Faculty & Researchers, Dependent Families, Study Abroad Worldwide, Universities, Colleges, K-12, ESLs and Groups - and Business and Vacation Travel outside your home country for ANY Reason. International STUDENT Health Insurance Universities, Community Colleges, K-12 & ESLs International Student & Scholar Insurance Universities, Community Colleges, K-12 & ESL Students Celebrating 50 Years! Excellent Insurance & Service for almost 50 Years! International STUDENT Health Insurance Universities, Community Colleges, K-12 & ESLs 1/11 F-1 Students J-Visa Scholars Athletes OPT Study Abroad SCHOOLS Tuition Reimbursement EXPLORER (Plan E Plus) ESL Expats Vacation Travel Business Travel Any Travel Any Reason! VISIT® International Student & Traveler Health Insurance provides important protection while Traveling, Living, Working or Studying abroad - Coverage for All Students, Study Abroad, Schools, Groups & Travelers Worldwide ! Find Your Insurance Below & Enroll Today! Student & Scholar Unlimited Medical Insurance (ACA Plans) Accepted by Most Schools! Enroll in Minutes & Save Search for Your SCHOOL Here ELITE Fully ACA-Compliant Insurance Starting at $1,008 per year! Quote Now ELITE Details ROYAL ACA-Comparable Insurance Starting at $1,026 per year! Quote Now ROYAL Details US CHIP Plans Search your School to find the Acceptable Insurance Plans! Quote Now USCHIP Details UnitedHealthcare Plans Compare ACA-Comparable & other Student & Scholar Plans! Quote Now UHC Details Student - Cultural Exchange - Traveler Essential Coverage at a Lower Price (non-ACA Plans) Accepted by Many Schools! Enroll in Minutes & Save StudentSecure Student Plans for Every Need Quote Now Plan Details CROMO Coverage at a Lower Price Quote Now Plan Details PATRIOT EXCHANGE Student & Cultural Exchange Quote Now Plan Details EXPLORER Student & Traveler Worldwide Quote Now Plan Details Student - Scholar - OPT - Study Abroad Protection while STUDYING Away from Home Students F, M & J Visa Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools , including Mental Health, Maternity and Sports. Choose the health insurance plan that’s just right for your needs, your budget and your School requirements! J-Visa Scholars J-1 or J-2 Visa Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA. Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health. (J-2s may enroll without the J-1) OPT Students F-1 Students on OPT Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month! OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan. We offer many OPT Student Health Insurance Plans for your entire year on OPT. Study Abroad Study Abroad Worldwide Health Insurance designed for Study Abroad , ideal for Individuals, Groups & Faculty-Led Programs. Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad! School "SHIP" & Individual Students Request your custom-designed SCHOOL Health Insurance Plans ("SHIP") or Compare the Individual STUDENT Plans accepted by your School ("Waiver") SCHOOL "SHIP" Plan Designed for Your School SHIP Plans University Students F, M, J & Q Individual Plans University Community College F, M, J & Q Individual Plans College ESL Students Especially designed for ESL ESL K-12 Students Especially designed for K-12 K-12 Work, Live, Travel or Study Abroad Why Do YOU Travel? EXPLORER Student & Traveler Worldwide Students & Scholars F, J & M Visas Study Abroad Students, Group & Faculty-Led Schools University, College, K-12 & ESL Groups J-Visa Cultural Exchange or 5+ Travelers Any Travel - Any Reason! Global Citizen Expat, Work & Live Abroad Business Global Workforce, Multi-Trip NGO & Social Good NGOs, Missions & Social Good Protect Cost of Trip Trip Protection or Cancellation About VISIT ® International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today!

Explore comprehensive International Student Health Insurance Plans for F-1 students. Affordable coverage for global students, ensuring health and safety while studying in the U.S. CHS Schools Health Insurance for International Students The following insurance plans are ideal for International Students on an F-1 Student Visa Please Call 703-660-9062 or Email info@visitinsurance.com for Assistance! International STUDENT Insurance ACA Plans with "Unlimited" Medical Coverage ROYAL ACA-Comparable ROYAL is ACA-Comparable Health Insurance with Unlimited Medical Coverage and Choice of Deductibles ROYAL 500 as low as $967 /year ROYAL 100 as low as $1,314 / year ROYAL PLUS as low as $1,843 / year For Students with F-1 , M-1 or J-1 visas, ROYAL offers comprehensive and affordable health insurance to Students going to the USA for an undergraduate or graduate program. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ROYAL Quote & Buy ELITE ACA-Compliant ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and Choice of Deductibles ELITE 450 as low as $1,500 / year ELITE 250 as low as $1,740 / year ELITE PLUS as low as $2,135 / year For Students with an F-1 student visa whose University requires a fully ACA-Compliant health plan with your choice of either $450 or $250 or ELITE PLUS with $0 deductible. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ELITE Quote & Buy UNITED ACA-Comparable UnitedHealthcare is ACA-Comparable Insurance with Unlimited Medical Coverage & Choice of Deductibles BASIC ($500K) as low as $893 / year PLUS as low as $1,289 / year ELITE as low as $1,670 / year Choice of 4 Student health insurance plans to meet a variety of needs and budgets. UnitedHealthcare is the largest medical insurance provider network in the USA. Includes Pre-Existing Conditions (waiting period may apply), Preventive Care, Mental Health & Maternity. UNITED Quote & Buy Basic Coverage EXPLORER No Visa Required! EXPLORER (Plan E Plus) is essential health insurance for Students, Study Abroad, Schools & Any Travelers Worldwide and includes Mental Health Inexpensive Daily Rates, with a choice of Medical ($50,000 to $1,000,000) and Deductibles ($0 up to $500), EXPLORER meets many needs & budgets. $100K+ is J-1 Visa compliant EXPLORER Quote & Buy STUDENT Secure StudentSecure offers FOUR levels of coverage, Basic, Smart and Elite to meet most needs and budgets for Students studying away from home. Smart and Elite plans include Maternity and some Pre-Existing Conditions coverage. StudentSecure Quote & Buy CROMO $100K or $250K CROMO is recommended for Students with an F-1, M-1 or J-1 visa, and provides comprehensive and VERY affordable health insurance for Students going to the USA for an undergraduate or graduate program. CROMO Quote & Buy Patriot PEP Exchange Plan PATRIOT EXCHANGE PLAN ("PEP") is Medical Insurance for Individuals and Groups involved in Educational or Cultural Exchange. Pays 100% of covered medical expenses and prescriptions after deductible, and includes Mental Health coverage. PEP Quote & Buy STUDENT Health Advantage Student Health Advantage (SHA) provides a higher level of coverage for Students studying abroad worldwide, and the SHA Platinum plan offers some additional coverage for Maternity and Pre-Existing Conditions. SHA Quote & Buy GEOBlue Navigator GeoBlue Navigator is medically-underwritten health insurance for more comprehensive coverage while Studying Abroad outside your home country. Get better coverage with GeoBLUE Navigator today! Navigator Quote & Buy How do I Choose my International Health Insurance? Students, J-Visa, OPT & Study Abroad Health Insurance while Studying Away from Home Students Ideal for F-1, M-1, J-1 & OPT Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools , including Mental Health, Maternity and Sports. Choose the health insurance plan that’s just right for your needs, your budget and your School requirements! J-Visa Ideal for J-1 or J-2 Visa Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA. Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health. (J-2s may enroll without the J-1) OPT Students Ideal for F-1 Students on OPT Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month! OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan. We offer many OPT Student Health Insurance Plans for your entire year on OPT. Study Abroad Ideal for Study Abroad Health Insurance designed for Study Abroad , ideal for Individuals, Groups & Faculty-Led Programs. Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad! Please Note: VISIT® Student Insurance provides this information as a helpful resource for international students. However, its inclusion does not imply any affiliation or official relationship between your school and VISIT® Insurance or our website. Please confirm directly with your school and our customer service team to ensure that our insurance plans meet your school's requirements for international student coverage. About VISIT International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today! Address Post Office Box 210 Mount Vernon, VA 22121 Telephone 703-660-9062 9am-6pm USA ET Email info@visitinsurance.com Connect

CHS is Collegiate Health Solutions, providing health insurance solutions for International Students, Scholars, OPT, Study Abroad & School "SHIP" Insurance Plans. ALIEEP Trusted Expertise. Global Perspective. Proven Results. With more than 40 years of international education experience, we specialize in connecting insurance options to clients with confidence and clarity. Our deep understanding of global education systems, cross-border regulations, and long-term risk planning allows us to deliver solutions that are both informed and forward-thinking. We work closely to support individuals, organizations, and institutions navigating education-related planning worldwide. From international schooling, long-term educational pathways, or study abroad, our expertise is grounded in decades of real-world experience across multiple countries and cultures. Our mission is simple: to provide reliable guidance, trusted partnerships, and tailored insurance solutions backed by knowledge that only time and global experience can offer. Contact us to discuss your Student Insurance at chs@visitinsurance.com . STUDENT Insurance ACA Unlimited Medical & Basic Plans ACA-Compliant for F-1, M & J Students ELITE ACA-Compliant Student Insurance Accepted by MOST Schools! ELITE 800 as low as $1,008 / year ELITE 450 as low as $1,621 / year ELITE 250 as low as $1,909 / year ELITE PLUS as low as $2,461 / year ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and Choice of Deductibles. (Minimum 12-month purchase unless graduation sooner) Designed for Students with an F-1, M-1 or J-1 student visa whose University requires a fully ACA-Compliant health plan with your choice of either $800 or $450 or $250 or ELITE PLUS with $0 deductible. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. School List Requiring ELITE ELITE Details Quote & Buy ELITE ACA-Comparable for F-1, M & J Students ROYAL ACA-Comparable Student Insurance Accepted by MANY Schools! ROYAL 500 as low as $1,026 / year ROYAL 100 as low as $1,420 / year ROYAL PLUS as low $1,997 / year ROYAL is ACA-Comparable Health Insurance with Unlimited Medical Coverage and Choice of Deductibles. (Minimum 5-month purchase) Designed for Students with F-1 , M-1 or J-1 visas, ROYAL offers comprehensive and affordable health insurance to Students going to the USA for an undergraduate or graduate program. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. School List Requiring ROYAL ROYAL Details Quote & Buy ROYAL Basic Insurance for Less (non-ACA) CROMO Insurance designed at a lower price. Choose CROMO $100,000 or PREMIER $250,000 Medical + Pre-Existing Conditions + Mental Health. (Minimum 5-month purchase) Ideal for Schools without ACA insurance requirements! CROMO PREMIER $100,000 $250,000 Ages 17-24 $ 496.40 $ 671.60 25-29 $ 821.25 $1,069.45 30-45 $1,441.75 $2,317.75 CROMO & CROMO Premier Cost Less! CROMO Details Quote & Buy CROMO Designed for OPT Students OPT Students Insurance designed especially for OPT Students with F-1 Visa. Choose OPT $200,000 or PREMIER $400,000 Medical Coverage with $500 Deductible (Minimum 5-month purchase) OPT is after your school insurance but before employer plan OPT PREMIER $200,000 $400,000 Ages 17-24 $ 452.60 $ 675.25 25-29 $ 726.35 $1,091.35 30-45 $1,244.65 $1,865.15 Less Expensive Plan for OPT Students! OPT Details Quote & Buy OPT EXPLORER (Plan E Plus) Students, Study Abroad & All Travelers (NO visa required) VISIT® EXPLORER is Travel Medical insurance for anyone Traveling or Studying Abroad outside their Home Country. EXPLORER is ideally suited for STUDY ABROAD for Individuals, Groups & Faculty-Led Programs, includes important Mental Health coverage, and meets many School/ Visa Requirements. EXPLORER is designed to be J-1 Visa compliant ($100,000 minimum), and is ideal for J-1 Cultural Exchange Programs. Get Your INDIVIDUAL or GROUP Quote Below, and ENROLL Today for Coverage as Soon as Tomorrow! STUDENTS & SCHOLARS EXPLORER is ideal for STUDENTS & SCHOLARS and is designed to be J-1 Visa compliant. EXPLORER is also Ideal for SCHOOLS without a "SHIP" plan but require student insurance, or Students needing individual coverage. INDIVIDUAL Quote STUDY ABROAD EXPLORER is ideally suited for STUDY ABROAD for Individual Students, Groups or Faculty-Led Programs, and includes important Mental Health Coverage while far away from Home. Group Rates Available! TRAVELERS EXPLORER is ideal for TRAVEL Worldwide, with Daily Rates to match your itinerary and a broad range of Medical Coverage and Deductibles including important Mental Health, Assistance, Liability & Lost Baggage GROUP Quote Brochures Print or Download Brochures below... or send to Students! SCHOOL "SHIP" Health Insurance Plans Traditional "SHIP" GROUP Plans, DIRECT Student Enrollment & INDIVIDUAL Student Plans Traditional "SHIP" Plan We design your custom Student Health Insurance Plan ( SHIP ) to include only the Coverages you want and for the most competitive Price. We represent all major insurance companies, and include Administrator, Waiver & Student Portals at No Additional Cost! Student Enrolls & Pays Directly Our NEW hybrid is a GROUP Plan but Students Enroll & Pay Directly . Ideal for Schools with No Mandatory Plan or Schools that don't collect premium. Includes Administrator & Student Portal at No Additional Cost, this new approach is the Future of SHIP Plans! Individual STUDENT Plans We offer Individual STUDENT Plans ideal for every School Requirement, including Fully ACA-Compliant Plans for MUCH LESS than your School SHIP Plan. Ideal for WAIVERS , our Student Plans meet your Requirements and Save Money for your Students! Request Your SCHOOL Quote International Health Insurance Ideal for Every Need & Budget EXPLORER Student & Traveler Worldwide Students & Scholars F, J & M Visas Study Abroad Study Outside Home Country Schools University, College, K-12 & ESL Groups Any Groups of 5 or more Travelers Any Travel - Any Reason Global Citizen Expat, Work & Live Abroad Business Global Workforce, Multi-Trip NGO & Social Good NGOs, Missions & Social Good Protect Cost of Trip Trip Protection or Cancellation About VISIT International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today!

University of Dayton Waiver Friendly Plans for Year 2-4 Students The following insurance plans are ideal for international students on an F-1 visa and are designed to meet your school waiver requirements. After purchase you will receive a certification of coverage to upload into the University waiver portal. University Waiver Forms can be emailed to info@visitinsurance.com for processing. Unlimited Medical Insurance Plans Affordable Care Act Plans Accepted by YOUR School Less Expensive than most School Plans! WAIVE and SAVE! Your School ACCEPTS Our Plans! WAIVE your School Health Plan & SAVE Money with Our Plan instead! ACA-Comparable Student Health Insurance ROYAL Series ROYAL is Unlimited Medical health insurance with a choice of 3 Deductibles: ROYAL 500 starting at $1,025.65 annually ROYAL 100 starting at $1,419.85 annually ROYAL Plus (NO deductible) from $1,996.55 ROYAL Plans are accepted by Your School! Quote & Enroll ROYAL Today! ACA-Comparable Student Health Insurance UnitedHealthcare Series UnitedHealthcare offers 4 different Student Health Insurance Plans. Get a Quote for ALL 4 UNITED plans with just ONE Click below! All Plans are Accepted by Your School! Enroll Today and SAVE Money on health insurance! Quote & Enroll UNITED Today! ACA-Comparable Student Health Insurance USCHIP Series USCHIP offers a variety of Student Health plans! Get a Quote for all USCHIP Plans with just ONE Click below! USCHIP Plans are Accepted by Your School! Quote & Enroll USCHIP Today! Upgrade to ACA-Compliant Student Insurance ELITE Series ELITE is fully ACA-Compliant Unlimited Medical with a choice of 4 Deductibles! ELITE 800 starting at $1,007.40 annually ELITE 450 starting at $1,620.60 annually ELITE 250 starting at $1,908.95 annually ELITE Plus (NO deductible) from $2,460.10 ELITE Plans are Accepted by Your School! Quote & Enroll ELITE Today! IT'S EASY TO WAIVE! Let Us Show You How Money Back Guarantee If your school denies your waiver, you may request a full refund. Refund requests must be submitted within 14 days of the waiver denial date and only if the plan has not been used. Proof of the school's denial is required. Please email your request to VISIT® Insurance at info@visitinsurance.com Please Note: VISIT® Insurance provides this information as a helpful resource for international students. However, its inclusion does not imply any affiliation or official relationship between your school and VISIT® Insurance or our website. Please confirm directly with your school and our customer service team to ensure that our insurance plans meet your school's requirements for international student coverage. Student - Scholar - OPT - Study Abroad Protection while STUDYING Away from Home Students F, M & J Visa Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools , including Mental Health, Maternity and Sports. Choose the health insurance plan that’s just right for your needs, your budget and your School requirements! J-Visa Scholars J-1 or J-2 Visa Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA. Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health. (J-2s may enroll without the J-1) OPT Students F-1 Students on OPT Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month! OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan. We offer many OPT Student Health Insurance Plans for your entire year on OPT. Study Abroad Study Abroad Worldwide Health Insurance designed for Study Abroad , ideal for Individuals, Groups & Faculty-Led Programs. Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad! About VISIT International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today! Address Post Office Box 210 Mount Vernon, VA 22121 Telephone 703-660-9062 9am-6pm USA ET Email info@visitinsurance.com Connect

WellAway Student Health Insurance from VISIT Student Health provides several Student Health Plans for Students Studying in the USA, from Fully ACA-Compliant ELITE, to ACA-Comparable ROYAL to basic coverage CROMO to plans designed especially for OPT Students and J-1 SCHOLARS. WellAway Student Insurance Students, Scholars, OPT, Study Abroad & Schools Keeping You Well, While You're Away Best International STUDENT Health Insurance for Studying in the USA Freedom of Choice! You Have Choices for Your Student Insurance! Check Out these STUDENT Insurance Plans from WellAway! ELITE is Fully ACA-Compliant STUDENT Insurance ROYAL is ACA-Comparable STUDENT Insurance CROMO is insurance designed at a Lower Price OPT is for OPT Students on F-1 Visa J-1 SCHOLAR is for Scholars, Researchers & Faculty USC World ELITE is for University of Southern CA Use the AI TOOLS at LOWER LEFT to see which Plan(s) are accepted by Your School. Order Today with Full Refund within 14 days if Waiver not approved. Freedom of Choice AND Peace of Mind...For Less Money STUDENT Health Insurance for F, M, Q & J-Visa or OPT Students in the USA Search for Your SCHOOL Here ACA-Compliant for F-1, M & J Students ELITE ACA-Compliant Student Insurance Accepted by MOST Schools! ELITE 800 as low as $1,008 / year ELITE 450 as low as $1,621 / year ELITE 250 as low as $1,909 / year ELITE PLUS as low as $2,461 / year ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and Choice of Deductibles. (Minimum 12-month purchase unless graduation sooner) Designed for Students with an F-1, M-1 or J-1 student visa whose University requires a fully ACA-Compliant health plan with your choice of either $800 or $450 or $250 or ELITE PLUS with $0 deductible. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. School List Requiring ELITE ELITE Details Quote & Buy ELITE ACA-Comparable for F-1, M & J Students ROYAL ACA-Comparable Student Insurance Accepted by MANY Schools! ROYAL 500 as low as $1,026 / year ROYAL 100 as low as $1,420 / year ROYAL PLUS as low $1,997 / year ROYAL is ACA-Comparable Health Insurance with Unlimited Medical Coverage and Choice of Deductibles. (Minimum 5-month purchase) Designed for Students with F-1 , M-1 or J-1 visas, ROYAL offers comprehensive and affordable health insurance to Students going to the USA for an undergraduate or graduate program. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. School List Requiring ROYAL ROYAL Details Quote & Buy ROYAL Basic Insurance for Less (non-ACA) CROMO Insurance designed at a lower price. Choose CROMO $100,000 or PREMIER $250,000 Medical + Pre-Existing Conditions + Mental Health. (Minimum 5-month purchase) Ideal for Schools without ACA insurance requirements! CROMO PREMIER $100,000 $250,000 Ages 17-24 $ 496.40 $ 671.60 25-29 $ 821.25 $1,069.45 30-45 $1,441.75 $2,317.75 CROMO & CROMO Premier Cost Less! CROMO Details Quote & Buy CROMO Designed for OPT Students OPT Students Insurance designed especially for OPT Students with F-1 Visa. Choose OPT $200,000 or PREMIER $400,000 Medical Coverage with $500 Deductible (Minimum 5-month purchase) OPT is after your school insurance but before employer plan OPT PREMIER $200,000 $400,000 Ages 17-24 $ 452.60 $ 675.25 25-29 $ 726.35 $1,091.35 30-45 $1,244.65 $1,865.15 Less Expensive Plan for OPT Students! OPT Details Quote & Buy OPT Designed for J-1 SCHOLARS J-1 Scholars Insurance designed especially for Scholars, Full-Time Researchers or Visiting Faculty with J-1 & J-2 Visas (Minimum 5-month purchase) Meets ALL J-1 Visa minimum insurance requirements! SCHOLAR PREMIER $250,000 $500,000 Ages 17-24 $ 569.40 $ 905.20 25-29 $ 901.55 $1,445.40 30-45 $1,810.40 $2,890.80 Meets J-1 & J-2 Visa Requirements! J-1 Details Quote & Buy J-1 Designed for EXPATS Worldwide! EXPATRIATES Expatriate insurance designed for all STUDY, WORK or LIVE Abroad, including Graduates! Basic & ACA Coverage Plans! Compare EXPATRIATE , HORIZON & AMERICAN Plans! EXPATRIATE - Choose Gold, Diamond or Plus HORIZON - Lower Cost ACA-Compliant Plan AMERICAN - More Coverage ACA-Compliant Plan Ideal for recent Graduates seeking work or not yet eligible for an Employer Health Plan! Work or Live Abroad Worldwide! EXPAT Details Quote & Buy EXPAT University of Southern California ELITE USC World Elite Insurance designed for F-1 Students at University of Southern California only ELITE 800 as low as $1,008 / year ELITE 450 as low as $1,500 / year ELITE 250 as low as $1,967 / year ELITE PLUS as low as $2,208 / year USC ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and Choice of Deductibles Designed for USC Students with an F-1 student visa which requires a fully ACA-Compliant health plan with your choice of either $800 or $450 or $250 or ELITE PLUS with $0 deductible. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. Lower Priced Plan for USC Only! USC Brochure Quote & Buy USC Plan University of South Florida ELITE USF World Elite Insurance designed for F-1 Students at University of South Florida only Ages 17-24 $1,102.30 / year 25-29 $1,321.30 / year 30-45 $2,423.60 / year USF ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and $450 Deductible Designed for USF Students with an F-1 student visa which requires a fully ACA-Compliant health plan with a $450 deductible. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. Lower Priced Plan for USF Only! USF Brochure Quote & Buy USF Plan See more STUDENT Plans About VISIT ® International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today!

Affordable health coverage that meets the J-1 visa insurance requirements, ensuring your compliance and safety while in the USA. SCHOLAR Insurance J-1 Visa Scholars & J-2 Dependents, Cultural Exchange Visitor Programs Health Insurance specifically designed for J-1 Students/Scholars and J-2 Dependent Families . Meets or exceeds J-1 Visa minimum insurance requirements, including $100,000+ Medical Coverage, Low Deductible + Medical Evacuation & Repatriation. J-2's may enroll without the J-1. J-1 Visa Health Insurance Requirements Insurance designed to meet J-Visa Minimum Requirements! J-1 Visa Scholars, Cultural Exchange participants and their Dependents are required to have and maintain continuous medical insurance coverage for the duration of their stay in the USA, with the following Minimum Coverage: Medical Coverage of at least $100,000 per accident or illness Repatriation of Remains in the amount of $25,000 Expenses associated with the Medical Evacuation of the Scholar or Exchange Visitor to his or her home country in the amount of $50,000 A Deductible not to exceed $500 per accident or illness With health insurance plans designed specifically for J-1 Visa Scholars and Cultural Exchange Visitors, we've done the homework so you don't have to! J-1 Scholars & J-2 Dependents J-1 SCHOLAR & J-2 DEPENDENT (Family) Health Insurance provides the right balance of Value and required insurance Coverage to keep you safe and healthy while Studying Abroad. We can help keep your Budget Healthy, too! Coverage for J-1 Scholars, Dependents and Cultural Exchange Visitors to the USA meets all J-1 Visa insurance requirements. Be sure to purchase at least $100,000 Medical Coverage or higher to meet the J-1 insurance requirement! J-1 Visa Health Insurance is ideal for: J-1 Individuals or Groups participating in Educational Programs Cultural Exchange Visitors International Graduate Students International Scholars, Educators & Teacher Exchanges J-2 Dependents of Participants on international Study or Cultural Exchange Programs J-1 Student & Scholar Unlimited Medical Insurance (ACA Plans) Accepted by Most Schools! Enroll in Minutes & Save Search for Your SCHOOL Here SCHOLAR & PREMIER J-1 Visa Compliant Insurance Quote Now SCHOLAR Details Choose from 2 WellAway J-1 plans (SCHOLAR and PREMIER) that meet the requirements of the US Department of State for Scholars on a J-1 Visa. Acceptable J-1 Visa categories are: J-1 Research Scholar, J-1 Professor, or J-1 Short-Term Scholar. J-1 Visa holder must be primary in order to add J-2 Dependents. ROYAL ACA-Comparable Insurance Starting at $1,026 per year! Quote Now ROYAL Details ROYAL is ACA-Comparable Health Insurance with Unlimited Medical Coverage and Choice of Deductibles ROYAL 500 as low as $1,026 / year ROYAL 100 as low as $1,420 / year ROYAL PLUS as low as $1,997 / year For Students with F-1, M-1 or J-1 visas, ROYAL offers comprehensive and affordable health insurance to Students going to the USA for an undergraduate or graduate program. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. US CHIP Scholar J-1 Visa Compliant Insurance Quote Now USCHIP Details Search Your School to find the USCHIP Student Plan accepted by your School! UHC Scholar ACA-Comparable & other Student & Scholar Plans! Quote Now UHC Details UnitedHealthcare is ACA-Comparable Insurance with Unlimited Medical Coverage & Choice of Deductibles BASIC ($500K) as low as $893 / year PLUS as low as $1,289 / year ELITE as low as $1,670 / year Choice of 4 Student health insurance plans to meet a variety of needs and budgets. UnitedHealthcare is the largest medical insurance provider network in the USA. Includes Pre-Existing Conditions (waiting period may apply), Preventive Care, Mental Health & Maternity. Essential Coverage at a Lower Price (non-ACA Plans) Accepted by Many Schools! Enroll in Minutes & Save StudentSecure 4 Student Plans for Every Need Quote Now Plan Details StudentSecure offers FOUR levels of coverage, Basic , Smart , Select and Elite to meet most needs and budgets for Students studying away from home. The Elite plan includes Maternity and Pre-Existing (6-month waiting period) Conditions coverage as well as $200 for Preventive Care after 6-months of continuous coverage. Select and Elite plans include $5,000 per injury coverage for athletics sports, Maternity and some Pre-Existing Conditions coverage. CROMO Coverage at a Lower Price Quote Now Plan Details CROMO is recommended for Students with an F-1, M-1 or J-1 visa, and provides comprehensive and VERY affordable health insurance for Students going to the USA for an undergraduate or graduate program. CROMO is $100,000 Medical Cover CROMO PREMIER is $250,000 PATRIOT EXCHANGE Student & Cultural Exchange Quote Now Plan Details PATRIOT EXCHANGE PLAN (PEP) offers coverage for Students and Cultural Exchange Programs worldwide! EXPLORER Student & Traveler Worldwide Quote Now Plan Details EXPLORER (Plan E Plus) is essential health insurance for Students, Study Abroad, Schools & Any Travelers Worldwide and includes Mental Health Inexpensive Daily Rates, with a choice of Medical ($50,000 to $1,000,000) and Deductibles ($0 up to $500), EXPLORER meets many needs & budgets. $100K+ is J-1 Visa compliant! NO Visa Required! Worldwide Travel! Medical Evacuation & Repatriation Stand-Alone Annual Coverage Designed for J Visa and Student visas! Ideal for Scholars on University insurance but missing the MedEvac coverage! Any non-U.S. citizen and non-U.S. resident who is traveling to the USA and participating in full-time educational activities is eligible to purchase this plan! MedEvac & Repatriation Student - Scholar - OPT - Study Abroad Protection while STUDYING Away from Home Students F, M & J Visa Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools , including Mental Health, Maternity and Sports. Choose the health insurance plan that’s just right for your needs, your budget and your School requirements! J-Visa Scholars J-1 or J-2 Visa Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA. Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health. (J-2s may enroll without the J-1) OPT Students F-1 Students on OPT Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month! OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan. We offer many OPT Student Health Insurance Plans for your entire year on OPT. Study Abroad Study Abroad Worldwide Health Insurance designed for Study Abroad , ideal for Individuals, Groups & Faculty-Led Programs. Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad! About VISIT International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today!

ROYAL Student health insurance plans for F-1, M-1, and J-1 visas are designed to meet most University waiver requirements and offer comprehensive coverage at an affordable price. From preventive care to mental health support, ROYAL ensures Students receive the care they need while studying in the USA. ROYAL Series ACA-Comparable Student Health Insurance meets MANY Univ ersity Waivers After purchase you will receive a Certification of Coverage to upload into your University waiver portal. University Waiver Forms also can be emailed to info@visitinsurance.com for processing. ROYAL Student Insurance ACA-Comparable Unlimited Medical Plan Cheaper than your School Plan! En roll & Save Today! Accepted by These Schools List of ROYAL Schools ROYAL Coverage Highlights & Brochure ROYAL Plans are dedicated to students with F-1 , M-1 or J-1 (student) visas, offering comprehensive and affordable health insurance to students going to the USA for an undergraduate or graduate program. Unlimited Medical Insurance Maternity Pre-Existing Conditions Medical Evacuation & Repatriation Preventive Care Mental Health ROYAL Series Brochure ACA-Comparable Student Health Insurance ROYAL 500 ROYAL 500 is ACA-Comparable Health Insurance with Unlimited Medical Coverage $500 Annual Deductible Ages Annual Premium Cost 17-24 $1,025.65 25-29 $1,496.50 30-35 $2,507.55 Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. $500 Annual Deductible Unlimited Medical Coverage Coinsurance 80% Pre-Existing Conditions (No Wait) Preventive Care 100% Hospitalization 80% Mental Health 80% Maternity 80% Student Health $0 copay Prescriptions $15/$40/$75 Recreational Sports Medical Evacuation $100,000 Repatriation $25,000 12-Month Enrollment Required ACA-Comparable Health Insurance Lower Deductible! ROYAL 500 is Accepted by Your School! Quote & Enroll ROYAL Today! ACA-Comparable Student Health Insurance ROYAL 100 ROYAL 100 is ACA-ComparableHealth Insurance with Unlimited Medical Coverage $100 Annual Deductible Ages Annual Premium Cost 17-24 $1,419.85 25-29 $1,923.55 30-35 $3,376.25 Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. $100 Annual Deductible Unlimited Medical Coverage Coinsurance 80% Pre-Existing Conditions (No Wait) Preventive Care 100% Hospitalization 80% Mental Health 80% Maternity 80% Student Health $0 copay Prescriptions $5/$50/$75 Recreational Sports Medical Evacuation $100,000 Repatriation $25,000 12-Month Enrollment Required ACA-Comparable Health Insurance Low Deductible! ROYAL 100 is Accepted by Your School! Quote & Enroll ROYAL Today! ACA-Comparable Student Health Insurance ROYAL Plus ROYAL Plus is ACA-Comparable Health Insurance with Unlimited Medical Coverage $0 (NO) Annual Deductible Ages Annual Premium Cost 17-24 $1,996.55 25-29 $2,861.60 30-35 $7,270.80 Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. NO Deductible! Unlimited Medical Coverage Coinsurance 100% Pre-Existing Conditions (No Wait) Preventive Care 100% Hospitalization 100% Mental Health 100% Maternity 100% Student Health $0 copay Prescriptions $5/$40/$60 Recreational Sports Medical Evacuation $100,000 Repatriation $25,000 12-Month Enrollment Required Fully ACA-Compliant Plan Best Coverage! ROYAL Plus is Accepted by Your School! Quote & Enroll ROYAL Today! WAIVE and SAVE! School Plans Cost More than You Think! WAIVE your School Health Plan & SAVE Money with ROYAL instead! IT'S EASY TO WAIVE! Let Us Show You How Money Back Guarantee If your school denies your waiver, you may request a full refund. Refund requests must be submitted within 14 days of the waiver denial date and only if the plan has not been used. Proof of the school's denial is required. Please email your request to VISIT® Insurance at info@visitinsurance.com Please Note: VISIT® Insurance provides this information as a helpful resource for international students. However, its inclusion does not imply any affiliation or official relationship between your school and VISIT® Insurance or our website. Please confirm directly with your school and our customer service team to ensure that our insurance plans meet your school's requirements for international student coverage. More Health Insurance for Students, J-Visa, OPT & Study Abroad Protection while STUDYING Away from Home Students Ideal for F-1, M-1, J-1 & OPT Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools , including Mental Health, Maternity and Sports. Choose the health insurance plan that’s just right for your needs, your budget and your School requirements! J-Visa Ideal for J-1 or J-2 Visa Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA. Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health. (J-2s may enroll without the J-1) OPT Students Ideal for F-1 Students on OPT Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month! OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan. We offer many OPT Student Health Insurance Plans for your entire year on OPT. Study Abroad Ideal for Study Abroad Health Insurance designed for Study Abroad , ideal for Individuals, Groups & Faculty-Led Programs. Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad! About VISIT ® International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today!

CROMO & CROMO PREMIER Student Health Insurance Plans are for F, M or J-Visa Students, at a Lower Price Point and Accepted by MANY Schools. CROMO is ideal for Schools with lower (or no) health insurance requirements! CROMO Series Student Health Insurance at a Lower Price Point Choose $100,000 or $250,000 Medical After purchase you will receive a Certification of Coverage to upload into your University waiver portal. University Waiver Forms also can be emailed to info@visitinsurance.com for processing. CROMO Student Insurance Choose $100,000 or $250,000 Medical Ideal for Schools without ACA Requirements Excellent Insurance at a Lower Price Point! En roll & Save Today! CROMO Coverage Highlights & Brochure Recommended for students with a F-1, M-1 or J-1 student visa, our CROMO and CROMO PREMIER plans offer comprehensive and very affordable health insurance to students going to the USA for an undergraduate or graduate program. Ideal for Schools with a lower (or no) insurance requirement! Choice of Medical Insurance Maternity (Premier Only) Pre-Existing Conditions Medical Evacuation & Repatriation Preventive Care Mental Health CROMO Series Brochure $100,000 Medical Student Health Insurance CROMO CROMO is Student Health Insurance with $100,000 Medical Maximum Coverage $100 Annual Deductible Ages Annual Premium Cost 17-24 $ 496.40 25-29 $ 821.25 30-45 $1,441.75 Includes Pre-Existing Conditions (6-month waiting period), Immunizations & Mental Health coverages. $100 Annual Deductible $100,000 Medical Coverage Coinsurance 80% Pre-Existing Conditions (6-month Wait) Immunizations 100% Hospitalization 80% Mental Health 80% ($25 copay) Maternity NOT Covered Student Health $0 copay Prescriptions $20/$40/$60 Recreational Sports Medical Evacuation $50,000 Repatriation $25,000 5-Month Minimum Enrollment Great Low Price! Ideal when ACA Coverage not Required! Quote & Enroll CROMO Today! $250,000 Medical Student Health Insurance CROMO Premier CROMO Premier is Student Health Insurance with $250,000 Medical Coverage $100 Annual Deductible Ages Annual Premium Cost 17-24 $ 671.60 25-29 $1,069.45 30-35 $2,317.75 Includes Pre-Existing Conditions (6-month waiting period), Preventive Care, Mental Health & Maternity coverages. $100 Annual Deductible $250,000 Medical Coverage Coinsurance 80% Pre-Existing Conditions (6-month Wait) Preventive Care $250 Max Hospitalization 80% Mental Health 80% Maternity 80% ($7,000 Max) Student Health $0 copay Prescriptions $20/$40/$60 Recreational Sports Medical Evacuation $50,000 Repatriation $25,000 5-Month Minimum Enrollment Best Coverage & Great Price! Ideal when ACA Coverage not Required! Quote & Enroll PREMIER Today! WAIVE and SAVE! School Plans Cost More than You Think! WAIVE your School Health Plan & SAVE Money with CROMO instead! IT'S EASY TO WAIVE! Let Us Show You How Money Back Guarantee If your school denies your waiver, you may request a full refund. Refund requests must be submitted within 14 days of the waiver denial date and only if the plan has not been used. Proof of the school's denial is required. Please email your request to VISIT® Insurance at info@visitinsurance.com Please Note: VISIT® Insurance provides this information as a helpful resource for international students. However, its inclusion does not imply any affiliation or official relationship between your school and VISIT® Insurance or our website. Please confirm directly with your school and our customer service team to ensure that our insurance plans meet your school's requirements for international student coverage. More Health Insurance for Students, J-Visa, OPT & Study Abroad Protection while STUDYING Away from Home Students Ideal for F-1, M-1, J-1 & OPT Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools , including Mental Health, Maternity and Sports. Choose the health insurance plan that’s just right for your needs, your budget and your School requirements! J-Visa Ideal for J-1 or J-2 Visa Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA. Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health. (J-2s may enroll without the J-1) OPT Students Ideal for F-1 Students on OPT Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month! OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan. We offer many OPT Student Health Insurance Plans for your entire year on OPT. Study Abroad Ideal for Study Abroad Health Insurance designed for Study Abroad , ideal for Individuals, Groups & Faculty-Led Programs. Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad! About VISIT ® International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today!

Explore our comprehensive International Student Health Insurance Plans that are ACA Compliant. Our USC International Student Health Insurance Plans are specifically designed to meet the USC Waiver requirements and are pre-approved. Affordable coverage for global students, ensuring health and safety while studying in the U.S. USC University of Southern California Waiver Acceptable Plans After purchase you will receive a certification of coverage to upload into the University waiver portal. University Waiver Forms also can be emailed to info@visitinsurance.com for processing. International STUDENT Insurance Special Insurance Plan for USC Students ACA-Compliant Student Health Insurance USC ELITE 800 ELITE 800 is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage $800 Annual Deductible Ages Annual Premium Cost 17-24 $1,007.40 25-29 $1,489.20 30-35 $3,839.80 Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. $800 Annual Deductible Unlimited Medical Coverage Coinsurance 80% Pre-Existing Conditions (No Wait) Preventive Care 100% Hospitalization 80% Mental Health 80% Maternity 80% Student Health $0 copay Prescriptions $15/$40/$75 Recreational Sports Medical Evacuation $120,000 Repatriation $25,000 12-Month Enrollment Required Fully ACA-Compliant Plan Lowest Cost! ELITE 800 is Accepted by USC Quote & Enroll ELITE Today! ACA-Compliant Student Health Insurance USC ELITE 450 ELITE 450 is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage $450 Annual Deductible Ages Annual Premium Cost 17-24 $1,500.15 25-27 $2,003.85 28-29 $3,022.20 30-35 $6,997.05 Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. $450 Annual Deductible Unlimited Medical Coverage Coinsurance 80% Pre-Existing Conditions (No Wait) Preventive Care 100% Hospitalization 80% Mental Health 80% Maternity 80% Student Health $0 copay Prescriptions $15/$40/$75 Recreational Sports Medical Evacuation $120,000 Repatriation $25,000 12-Month Enrollment Required Fully ACA-Compliant Plan Lower Deductible! ELITE 450 is Accepted by USC Quote & Enroll ELITE Today! ACA-Compliant Student Health Insurance USC ELITE 250 ELITE 250 is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage $250 Annual Deductible Ages Annual Premium Cost 17-24 $1,788.50 25-27 $2,281.25 28-29 $3,551.45 30-35 $8,267.25 Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. $250 Annual Deductible Unlimited Medical Coverage Coinsurance 80% Pre-Existing Conditions (No Wait) Preventive Care 100% Hospitalization 80% Mental Health 80% Maternity 80% Student Health $0 copay Prescriptions $5/$50/$75 Recreational Sports Medical Evacuation $120,000 Repatriation $25,000 12-Month Enrollment Required Fully ACA-Compliant Plan Low Deductible! ELITE 250 is Accepted by USC Quote & Enroll ELITE Today! ACA-Compliant Student Health Insurance USC ELITE Plus ELITE Plus is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage $0 (NO) Annual Deductible Ages Annual Premium Cost 17-24 $2,208.25 25-27 $2,580.55 28-29 $4,620.90 30-35 $9,862.30 Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. NO Deductible! Unlimited Medical Coverage Coinsurance 100% Pre-Existing Conditions (No Wait) Preventive Care 100% Hospitalization 100% Mental Health 100% Maternity 100% Student Health $0 copay Prescriptions $5/$40/$60 Recreational Sports Medical Evacuation $120,000 Repatriation $25,000 12-Month Enrollment Required Fully ACA-Compliant Plan Best Coverage! ELITE Plus is Accepted by USC Quote & Enroll ELITE Today! WAIVE and SAVE! School Plans Cost More than You Think! WAIVE the USC Health Plan & SAVE Money with ELITE instead! IT'S EASY TO WAIVE! Let Us Show You How Money Back Guarantee If your school denies your waiver, you may request a full refund. Refund requests must be submitted within 14 days of the waiver denial date and only if the plan has not been used. Proof of the school's denial is required. Please email your request to VISIT® Insurance at info@visitinsurance.com Student - Scholar - OPT - Study Abroad Protection while STUDYING Away from Home Students F, M & J Visa Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools , including Mental Health, Maternity and Sports. Choose the health insurance plan that’s just right for your needs, your budget and your School requirements! J-Visa Scholars J-1 or J-2 Visa Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA. Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health. (J-2s may enroll without the J-1) OPT Students F-1 Students on OPT Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month! OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan. We offer many OPT Student Health Insurance Plans for your entire year on OPT. Study Abroad Study Abroad Worldwide Health Insurance designed for Study Abroad , ideal for Individuals, Groups & Faculty-Led Programs. Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad! About VISIT International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today!

USF has approved our WellAway ELITE 450 Plan. University of South Florida Special ACA-Compliant Plan for USF International Students After purchase you will receive a certification of coverage to upload into the University waiver portal. University Waiver Forms also can be emailed to info@visitinsurance.com for processing. International STUDENT Insurance Special Insurance Plan for USF Students ACA-Compliant Student Health Insurance USF ELITE 450 ELITE 450 is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage $450 Annual Deductible Ages Annual Premium Cost 17-24 $1,200.85 25-29 $1,379.70 30-45 $2,748.45 Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. $450 Annual Deductible Unlimited Medical Coverage Coinsurance 80% Pre-Existing Conditions (No Wait) Preventive Care 100% Hospitalization 80% Mental Health 80% Maternity 80% Student Health $0 copay Prescriptions $15/$40/$75 Recreational Sports Medical Evacuation $120,000 Repatriation $25,000 12-Month Enrollment Required Fully ACA-Compliant Plan Lower Deductible! ELITE 450 is Accepted by USF Quote & Enroll ELITE Today! USF ELITE 450 Brochure WAIVE and SAVE! School Plans Cost More than You Think! WAIVE the USC Health Plan & SAVE Money with ELITE instead! IT'S EASY TO WAIVE! Let Us Show You How Money Back Guarantee If your school denies your waiver, you may request a full refund. Refund requests must be submitted within 14 days of the waiver denial date and only if the plan has not been used. Proof of the school's denial is required. Please email your request to VISIT® Insurance at info@visitinsurance.com Student - Scholar - OPT - Study Abroad Protection while STUDYING Away from Home Students F, M & J Visa Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools , including Mental Health, Maternity and Sports. Choose the health insurance plan that’s just right for your needs, your budget and your School requirements! J-Visa Scholars J-1 or J-2 Visa Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA. Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health. (J-2s may enroll without the J-1) OPT Students F-1 Students on OPT Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month! OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan. We offer many OPT Student Health Insurance Plans for your entire year on OPT. Study Abroad Study Abroad Worldwide Health Insurance designed for Study Abroad , ideal for Individuals, Groups & Faculty-Led Programs. Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad! About VISIT ® International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today!