American University International Student Health Insurance Waiver Guide 2026-2027
- lori683
- 5 hours ago
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Enroll Today: www.visitinsurance.com/american-university
Enrolling for the FALL? Health Insurance Options for AMERICAN UNIVERSITY F-1 and J-1 Students: What You Need to Know
Choosing the right health insurance is an important part of preparing for your studies at AMERICAN UNIVERSITY While the AMERICAN UNIVERSITY SHIP Plan is the default insurance option provided by the university, many international students choose waiver-compliant alternatives that offer lower costs and greater flexibility. VISIT® Student Health Insurance offers AMERICAN UNIVERSITY Waiver Friendly plans designed specifically for F-1 and J-1 students —so you can select coverage that fits both your academic status and your budget.
AMERICAN UNIVERSITY Insurance & Waiver Information
AMERICAN UNIVERSITY Health Insurance Information
VISIT® plans are waiver-compliant alternatives that offer lower premiums and broader plan options.
Waiver Deadlines 2026-2027:
SEPTEMBER 7, 2026
Required Coverage Dates: August 1, 2026 - July 31, 2027
After you enroll in a VISIT® WellAway ROYAL & ELITE plan, we automatically generate your Certification Form for upload into the AMERICAN UNIVERSITY system.
Simple and Efficient Enrollment Process
Enroll in just 3 minutes with instant policy issuance
Receive a digital insurance ID immediately
Upload documents to the AMERICAN UNIVERSITY Waiver Portal
Many students receive school approval within a few days
Question about your waiver, email VISIT® at info@visitinsurance.com
Why VISIT® Insurance? We offer waiver-compliant alternatives that provide:
Lower costs
Broad nationwide coverage
Direct billing to doctors and hospitals
Comprehensive student support
Fast turn-around time on waiver forms!
You can select the plan that best fits both your healthcare needs and your budget. Compare plans below:
AMERICAN UNIVERSITY Waiver Deadline Is Approaching — Compare VISIT® Student Health Insurance Plans that meet AMERICAN UNIVERSITY waiver requirements. Save $763 to $1,751* by waiving the school plan and choosing a VISIT® alternative.*Savings depend on the plan you choose and your age.
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| SAVE up to $1,751 | SAVE up to $1,733 | SAVE up to $1,340 | SAVE up to $1,139 | SAVE up to $850 | SAVE up to $763 |
COVERAGE | AU SHIP PLAN | ||||||
Price | FALL 2026 | FALL 2026 | FALL 2026 | FALL 2026 | FALL 2026 | FALL 2026 | FALL 2026 |
Age 17-24 | $2,759 | $1,007.40 | $1,025.65 | $1,419 | $1,620.60 | $1,908.95 | 17-24 $1,996 |
Age 25-27 | $2,759 | $1,489.20 | $1,496.50 | $1,923 | $2,197.30 | $2,544.05 | 25-29 $2,861 |
Age 28-29 | $2,759 | $1,489.20 | $2,507.56 | $3,376 | $3,347.05 | $3,934.70 | 30-35 $7,270 |
Medical Maximum | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited |
Deductible | $350 | $800 | $500 | $100 | $450 | $250 | $0 |
Coinsurance | 80% | 70% | 80% | 80% | 80% | 80% | 100% |
Student Health Copay | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
Urgent Care Copay | 80% coinsurance, after $20 copay/visit | Deductible then $50 copayment | $50 | $50 | Deductible then $50 copayment | Deductible then $50 copayment | $50 |
ER Deductible | 80% coinsurance, after $350 copay/visit | Deductible then $250 copayment per visit (waived if admitted) | 20% of Allowable Charges $300 Copayment (waived if admitted) | 20% of Allowable Charges $250 Copayment (waived if | Deductible then $200 copayment per visit (waived if admitted) | Deductible then $200 copayment per visit (waived if admitted) | 100% of Allowable Charges $300 Copayment (waived if admitted) |
Prescription copay | $15/$45/$70 | $15/$40/$75 | $10/$20/$40 | $10/$20/$40 | $15/$40/$75 | $15/$40/$75 | $10/$20/$40 |
Maximum Out-of-Pocket | $10,600 | $8,500 | $8,000 | $6,000 | $5,000 | $5,500 | $6,000 |
Pre-existing conditions | No waiting period | No waiting period | No waiting period | No waiting period | No waiting period | No waiting period | No waiting period |
Mental Health | Deductible + 80% Coinsurance
| Deductible then you pay 30% Coinsurance | 80%Outpatient: $30 copay | 80%outpatient: $30 copay | Deductible then you pay20% Coinsurance | Deductible then you pay20% Coinsurance | 100%Outpatient: $25 copay |
Preventive Care | 100%In-Network | 100%In-Network | 100% In-Network | 100% In-Network | 100% In-Network | 100% In-Network | 100% In-Network |
Maternity | Deductible + 80% Coinsurance | Deductible + 80% Coinsurance | Deductible + 80% Coinsurance | Deductible + 80% Coinsurance | Deductible + 80% Coinsurance | Deductible + 80% Coinsurance | Deductible + 100% Coinsurance |
Repatriation |
| $50,000 | $25,000 | $25,000 | $50,000 | $50,000 | $25,000 |
Medical Evacuation |
| $120,000 | $100,000 | $100,000 | $120,000 | $120,000 | $100,000 |
PPO Network | Aetna | UHC | UHC | UHC | UHC | UHC | UHC |
Review Coverage |
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ENROLL |
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Need Help Choosing a Plan?
Our team specializes in helping international students understand university insurance requirements and select the right coverage option.
Contact VISIT®
📞 703-660-9062
Enroll Online Today: www.visitinsurance.com/american-university
Money Back Guarantee
If your school denies your waiver, you may request a full refund. Refund requests must be submitted within 14 days of the waiver denial date and only if the plan has not been used. Proof of the school's denial is required. Please email your request to VISIT® Insurance at info@visitinsurance.com.
Disclaimer: Benefits and premiums are subject to change. Please review policy documents for complete coverage details and American University waiver requirements.
#internationalstudent #internationalstudentinsurance #AMERICAN UNIVERSITY #au
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