American University International Student Health Insurance Waiver Guide 2026-2027
- VISIT International Health Ins
- Jul 8
- 3 min read
Choosing the right health insurance is crucial for your studies at AMERICAN UNIVERSITY. While the AMERICAN UNIVERSITY SHIP Plan is the default option, many international students prefer waiver-compliant alternatives. These alternatives often provide lower costs and greater flexibility. VISIT® Student Health Insurance offers plans designed specifically for F-1 and J-1 students. This way, you can select coverage that meets your academic status and budget.
AMERICAN UNIVERSITY Insurance & Waiver Information
AMERICAN UNIVERSITY Health Insurance Information
VISIT® plans are waiver-compliant alternatives that offer lower premiums and broader options.
Waiver Deadlines 2026-2027:
SEPTEMBER 7, 2026
Required Coverage Dates:
August 1, 2026 - July 31, 2027
Once you enroll in a VISIT® WellAway ELITE plan, we automatically generate your Certification Form for upload into the AMERICAN UNIVERSITY system.
Simple and Efficient Enrollment Process
Enroll in just 3 minutes with instant policy issuance.
Receive a digital insurance ID immediately.
Upload documents to the AMERICAN UNIVERSITY Waiver Portal.
Many students receive school approval within a few days.
If you have questions about your waiver, feel free to email VISIT® at info@visitinsurance.com.
Why Choose VISIT® Insurance?
We offer waiver-compliant alternatives that provide:
Lower costs
Broad nationwide coverage
Direct billing to doctors and hospitals
Comprehensive student support
Fast turnaround time on waiver forms!
You can select the plan that best fits your healthcare needs and budget. Compare plans below:
AMERICAN UNIVERSITY Waiver Deadline Is Approaching
Compare VISIT® Student Health Insurance Plans that meet AMERICAN UNIVERSITY waiver requirements.
Save by waiving the school plan and choosing a VISIT® alternative. Savings depend on the plan you choose and your age.
|
| SAVE up to $1,139 | SAVE up to $850 | SAVE up to $298 |
COVERAGE | AU SHIP PLAN | ELITE PLUS | ||
Price | FALL 2026 | FALL 2026 | FALL 2026 | FALL 2026 |
Age 17-24 | $2,759 | $1,620.60 | $1,908.95 | $2,460 |
Age 25-27 | $2,759 | $2,197.30 | $2,544.05 | $2,832 |
Age 28-29 | $2,759 | $3,347.05 | $3,934.70 | $5,135 |
Medical Maximum | Unlimited | Unlimited | Unlimited | Unlimited |
Deductible | $350 | $450 | $250 | $0 |
Coinsurance | 80% | 80% | 80% | 100% |
Student Health Copay | $0 | $0 | $0 | $0 |
Urgent Care Copay | 80% coinsurance, after $20 copay/visit | Deductible then $50 copayment | Deductible then $50 copayment | $50 |
ER Deductible | 80% coinsurance, after $350 copay/visit | Deductible then $200 copayment per visit (waived if admitted) | Deductible then $200 copayment per visit (waived if admitted) | 100% of Allowable Charges $200 Copayment (waived if admitted) |
Prescription copay | $15/$45/$70 | $15/$40/$75 | $15/$40/$75 | $5/$40/$60 |
Maximum Out-of-Pocket | $10,600 | $5,000 | $5,500 | $5,000 |
Pre-existing conditions | No waiting period | No waiting period | No waiting period | No waiting period |
Mental Health | Deductible + 80% Coinsurance | Deductible then you pay 20% Coinsurance | Deductible then you pay 20% Coinsurance | 100% Outpatient: $25 copay |
Preventive Care | 100% In-Network | 100% In-Network | 100% In-Network | 100% In-Network |
Maternity | Deductible + 80% Coinsurance | Deductible + 80% Coinsurance | Deductible + 80% Coinsurance | Deductible + 100% Coinsurance |
Repatriation |
| $50,000 | $50,000 | $50,000 |
Medical Evacuation |
| $120,000 | $120,000 | $120,000 |
PPO Network | Aetna | UHC | UHC | UHC |
Review Coverage |
| ELITE PLUS | ||
ENROLL |
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Need Help Choosing a Plan?
Our team specializes in helping you understand university insurance requirements. We can assist you in selecting the right coverage option.
Contact VISIT®
📞 703-660-9062
Enroll Online Today:
Money Back Guarantee
If your school denies your waiver, you can request a full refund. Refund requests must be submitted within 14 days of the waiver denial date, and only if the plan has not been used. Proof of the school's denial is required. Please email your request to VISIT® Insurance at info@visitinsurance.com.
Disclaimer: Benefits and premiums are subject to change. Please review policy documents for complete coverage details and American University waiver requirements.
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