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ACA-Compliant-MD Waiver-Friendly Plans The following insurance plans are ideal for international students on an F-1 visa and are designed to meet your school waiver requirements. After purchase you will receive a certification of coverage to upload into the University waiver portal. University Waiver Forms also can be emailed to info@visitinsurance.com for processing. International STUDENT Insurance Fully ACA-Compliant Unlimited Medical Plans Accepted by Most Schools for F-1 & M-1 Students Less Expensive than your School "SHIP" Plan! ELITE 450 ACA-Compliant ELITE 450 is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and $450 Annual Deductible for $1,500 per year! Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ELITE 450 Quote & Buy ELITE 250 ACA-Compliant ELITE 250 is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and $250 Annual Deductible for $1,740 per year! Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ELITE 250 Quote & Buy ELITE PLUS ACA-Compliant ELITE PLUS is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and NO Deductible for $2,136 per year! Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ELITE PLUS Quote & Buy Money Back Guarantee If your school denies your waiver, you may request a full refund. Refund requests must be submitted within 14 days of the waiver denial date and only if the plan has not been used. Proof of the school's denial is required. Please email your request to VISIT® Insurance at info@visitinsurance.com WHY WAIVE Your School "SHIP" Plan? Students, J-Visa, OPT & Study Abroad Health Insurance while Studying Away from Home Students Ideal for F-1, M-1, J-1 & OPT Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools , including Mental Health, Maternity and Sports. Choose the health insurance plan that’s just right for your needs, your budget and your School requirements! J-Visa Ideal for J-1 or J-2 Visa Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA. Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health. (J-2s may enroll without the J-1) OPT Students Ideal for F-1 Students on OPT Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month! OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan. We offer many OPT Student Health Insurance Plans for your entire year on OPT. Study Abroad Ideal for Study Abroad Health Insurance designed for Study Abroad , ideal for Individuals, Groups & Faculty-Led Programs. Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad! Please Note: VISIT® Insurance provides this information as a helpful resource for international students. However, its inclusion does not imply any affiliation or official relationship between your school and VISIT® Insurance or our website. Please confirm directly with your school and our customer service team to ensure that our insurance plans meet your school's requirements for international student coverage. About VISIT International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today! Address Post Office Box 210 Mount Vernon, VA 22121 Telephone 703-660-9062 9am-6pm USA ET Email info@visitinsurance.com Connect

Explore comprehensive International Student Health Insurance Plans that meet University of Alabama waiver requirements. Affordable coverage for global students, ensuring health and safety while studying in the U.S. University of Alabama Waiver Acceptable Plans The following ELITE Student insurance plans are acceptable for UNIVERSITY OF ALABAMA international students on an F-1 visa. After purchase you will receive a Certification of Coverage to upload into the University insurance Waiver Portal. University Waiver Forms also can be emailed to info@visitinsurance.com for processing. International STUDENT Insurance ACA-Compliant Unlimited Medical Coverage Plans Accepted by the University of Alabama ELITE 450 ACA-Compliant ELITE 450 is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and $450 Annual Deductible for $1,500 per year! Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ELITE 450 Quote & Buy ELITE 250 ACA-Compliant ELITE 250 is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and $250 Annual Deductible for $1,740 per year! Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ELITE 250 Quote & Buy ELITE PLUS ACA-Compliant ELITE PLUS is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and NO Deductible for $2,136 per year! Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ELITE PLUS Quote & Buy J-1 Visa Insurance Accepted by the University of Alabama ROYAL ACA-Comparable ROYAL is ACA-Comparable Health Insurance with Unlimited Medical Coverage and Choice of Deductibles ROYAL 500 as low as $967 /year ROYAL 100 as low as $1,314 / year ROYAL PLUS as low as $1,843 year For Students with F-1, M-1 or J-1 visas, ROYAL offers comprehensive and affordable health insurance to Students going to the USA for an undergraduate or graduate program. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ROYAL Quote & Buy SCHOLAR ACA-Comparable UnitedHealthcare is ACA-Comparable Insurance with Unlimited Medical Coverage & Choice of Deductibles for about $1,500 per year! UHC SCHOLAR SCHOLAR J-1 Visa Compliant Choose from 2 WellAway J-1 plans (SCHOLAR and PREMIER ) that meet the requirements of the US Department of State for Scholars on a J-1 Visa. Acceptable J-1 Visa categories are: J-1 Research Scholar, J-1 Professor, or J-1 Short-Term Scholar. J-1 Visa holder must be primary in order to add J-2 Dependents. SCHOLAR WHY WAIVE the Alabama "SHIP" Plan? Money Back Guarantee If your school denies your waiver, you may request a full refund. Refund requests must be submitted within 14 days of the waiver denial date and only if the plan has not been used. Proof of the school's denial is required. Please email your request to VISIT® Insurance at info@visitinsurance.com Students, J-Visa, OPT & Study Abroad Health Insurance while Studying Away from Home Students Ideal for F-1, M-1, J-1 & OPT Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools , including Mental Health, Maternity and Sports. Choose the health insurance plan that’s just right for your needs, your budget and your School requirements! J-Visa Ideal for J-1 or J-2 Visa Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA. Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health. (J-2s may enroll without the J-1) OPT Students Ideal for F-1 Students on OPT Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month! OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan. We offer many OPT Student Health Insurance Plans for your entire year on OPT. Study Abroad Ideal for Study Abroad Health Insurance designed for Study Abroad , ideal for Individuals, Groups & Faculty-Led Programs. Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad! Please Note: VISIT® Insurance provides this information as a helpful resource for international students. However, its inclusion does not imply any affiliation or official relationship between your school and VISIT® Insurance or our website. Please confirm directly with your school and our customer service team to ensure that our insurance plans meet your school's requirements for international student coverage. About VISIT International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today! Address Post Office Box 210 Mount Vernon, VA 22121 Telephone 703-660-9062 9am-6pm USA ET Email info@visitinsurance.com Connect

VISIT International Student & Traveler Health Insurance is a world leader for almost 50 years, providing health insurance insurance protection for Students, Scholars, OPT, Athletes, Visting Faculty & Researchers, Dependent Families, Study Abroad Worldwide, Universities, Colleges, K-12, ESLs, Groups and Business and Vacation Travel outside your home country for ANY Reason. Find Your SCHOOL or Search PLANS Here Close Search SCHOOL or Plan Name Home Find Your School Here! Search Results Quote All Plans Here! ELITE (ACA-Compliant) ROYAL (ACA-Comparable) CROMO & CROMO Premier US CHIP Plans UnitedHealthcare Plans Patriot Exchange (PEP) StudentSecure Plans EXPLORER Student & Traveler Students WAIVERS ELITE (ACA-Compliant) ROYAL (ACA-Comparable) CROMO WellAway Plans US CHIP Plans UnitedHealthcare StudentSecure J-1 Scholars OPT Athletes EXPLORER EXPLORER EXPLORER Individual Quote EXPLORER Group Quote Study Abroad/Group Study Abroad Quote Your GROUP Here EXPLORER Individual Plans Schools & SHIP Plans SCHOOLS Universities Community Colleges K-12 Students ESL Expats Global Travelers Business Vacation EXPLORER World Traveler Trip Protection Dental Plans About Us, Blog & FAQ About Us Blog FAQ International STUDENT Health Insurance Universities, Community Colleges, K-12 & ESLs Student & School Health Insurance Universities, Community Colleges, K-12 & ESL Students Celebrating 50 Years! Excellent Insurance & Service for almost 50 Years! International STUDENT Health Insurance Universities, Community Colleges, K-12 & ESLs 1/11 F-1 Students J-Visa Scholars Athletes OPT Study Abroad SCHOOLS EXPLORER (Plan E Plus) ESL Expats Vacation Travel Business Travel Any Travel Any Reason! Search for Your SCHOOL or PLAN Name Here Welcome to VISIT® Health VISIT® International Student & Traveler Health Insurance provides important protection while Traveling, Living, Working or Studying abroad - ideal Coverage for All Students, Study Abroad, Schools, Groups & Travelers Worldwide ! Find Your Insurance Below & Enroll Today ! Student Insurance (ACA & BASIC Plans accepted by Most Schools) WellAway Student Health Insurance for Students/ Scholars/ OPT in the USA EXPLORER is Ideal for Students, Scholars, Study Abroad & Any Travelers Students, J-Visa, OPT & Study Abroad - Find The Best Health Plans for You! Schools (SHIP Plans, Student Direct Enrollment, Individual Student Waivers) Other Insurance (Group, Global Citizen, NGO & Trip Cancellation) Use helpful AI Tools at LOWER LEFT to "Find YOUR School or Plan with AI " Student & Scholar Unlimited Medical Insurance Accepted by Most Schools! Enroll in Minutes & Save ELITE Fully ACA-Compliant Insurance Starting at $1,500 per year! Quote Now ROYAL ACA-Comparable Insurance Starting at $967 per year! Quote Now US CHIP Plans Search your School to find the Acceptable Insurance Plans! Quote Now UnitedHealthcare Plans Compare ACA-Comparable & other Student & Scholar Plans! Quote Now Student - Traveler - Exchange Essential Coverage at a Lower Price EXPLORER Student & Traveler Worldwide Quote Now PATRIOT EXCHANGE Student & Cultural Exchange Quote Now StudentSecure Student Plans for Every Need Quote Now CROMO Coverage at a Lower Price Quote Now Student - Scholar - OPT - Study Abroad Protection while STUDYING Away from Home Students F, M & J Visa Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools , including Mental Health, Maternity and Sports. Choose the health insurance plan that’s just right for your needs, your budget and your School requirements! J-Visa Scholars J-1 or J-2 Visa Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA. Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health. (J-2s may enroll without the J-1) OPT Students F-1 Students on OPT Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month! OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan. We offer many OPT Student Health Insurance Plans for your entire year on OPT. Study Abroad Study Abroad Worldwide Health Insurance designed for Study Abroad , ideal for Individuals, Groups & Faculty-Led Programs. Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad! Work, Live, Travel or Study Abroad Ideal for Every Need & Budget EXPLORER Student & Traveler Worldwide Students & Scholars F, J & M Visas Study Abroad Students, Group & Faculty-Led Schools University, College, K-12 & ESL Groups J-Visa Cultural Exchange or 5+ Travelers Any Travel - Any Reason! Global Citizen Expat, Work & Live Abroad Business Global Workforce, Multi-Trip NGO & Social Good NGOs, Missions & Social Good Protect Cost of Trip Trip Protection or Cancellation SCHOOL Insurance Students, Scholars, OPT, Study Abroad & Schools Excellence for over 47 Years! Request Your SCHOOL Quote SCHOOL "SHIP" Health Insurance Traditional SHIP GROUP Plans, DIRECT Student Enrollment Plans & INDIVIDUAL Student Plans Traditional "SHIP" Plan We design your custom Student Health Insurance Plan (SHIP ) to include only the Coverages you want and for the most competitive Price. We represent all major insurance companies, and include Administrator, Waiver & Student Portals at No Additional Cost! Student Enrolls & Pays Directly Our NEW hybrid is a GROUP Plan but Students Enroll & Pay Directly . Ideal for Schools with No Mandatory Plan or Schools that don't collect premium. Includes Administrator & Student Portal at No Additional Cost, this new approach is the Future of SHIP Plans! Individual STUDENT & Waivers We offer Individual STUDENT Plans ideal for every School Requirement, including Fully ACA-Compliant Plans for MUCH LESS than your School SHIP Plan. Ideal for WAIVERS , our Student Plans meet your Requirements and Save Money for your Students! Request Your SCHOOL Quote STUDENT Insurance Affordable Care Act (ACA) Unlimited Plans & Basic Health Insurance Plans ACA Unlimited Medical Student Plans Affordable Care Act ("ACA") Plans Accepted by Most Schools Less Expensive than your School Plan Enroll Today & Save! ROYAL ACA-Comparable ROYAL is ACA-Comparable Health Insurance with Unlimited Medical Coverage and Choice of Deductibles ROYAL 500 as low as $967 /year ROYAL 100 as low as $1,314 / year ROYAL PLUS as low as $1,843 / year For Students with F-1 , M-1 or J-1 visas, ROYAL offers comprehensive and affordable health insurance to Students going to the USA for an undergraduate or graduate program. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ROYAL Quote & Buy ELITE ACA-Compliant ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and Choice of Deductibles ELITE 450 as low as $1,500 / year ELITE 250 as low as $1,740 / year ELITE PLUS as low as $2,135 / year For Students with an F-1 student visa whose University requires a fully ACA-Compliant health plan with your choice of either $450 or $250 or ELITE PLUS with $0 deductible. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ELITE Quote & Buy UNITED ACA-Comparable UnitedHealthcare is ACA-Comparable Insurance with Unlimited Medical Coverage & Choice of Deductibles BASIC ($500K) as low as $893 / year PLUS as low as $1,289 / year ELITE as low as $1,670 / year Choice of 4 Student health insurance plans to meet a variety of needs and budgets. UnitedHealthcare is the largest medical insurance provider network in the USA. Includes Pre-Existing Conditions (waiting period may apply), Preventive Care, Mental Health & Maternity. UNITED Quote & Buy BASIC Student Plans (non -ACA) Accepted by MANY Schools Less Expensive than ACA Plans! EXPLORER No Visa Required! EXPLORER (Plan E Plus) is essential health insurance for Students, Study Abroad, Schools & Any Travelers Worldwide and includes Mental Health Inexpensive Daily Rates, with a choice of Medical ($50,000 to $1,000,000) and Deductibles ($0 up to $500), EXPLORER meets many needs & budgets. $100K+ is J-1 Visa compliant EXPLORER Quote & Buy STUDENT Secure StudentSecure offers FOUR levels of coverage, Basic, Smart, Select and Elite to meet most needs and budgets for Students studying away from home. The Elite plan includes Maternity and Pre-Existing (6-month waiting period) Conditions coverage as well as $200 for Preventive Care after 6-months of continuous coverage. StudentSecure Quote & Buy CROMO $100K or $250K CROMO is recommended for Students with an F-1, M-1 or J-1 visa, and provides comprehensive and VERY affordable health insurance for Students going to the USA for an undergraduate or graduate program. CROMO Quote & Buy About VISIT ® International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today!

Scholarships are Here! Optional Practical Training (OPT) is temporary employment authorization for F-1 International Students to gain practical experience in their field of study. It allows Students to apply their academic knowledge in a real-world work setting. OPT can be used before or after graduation, but it must be directly related to your major. As an OPT Student, you may no longer be eligible for your University "SHIP" insurance plan, but not yet be eligible for your employer's health insurance either. Our insurance plans are designed especially for OPT Students and budgets! EXPLORER (Plan E Plus) Students, Study Abroad & Travelers VISIT® EXPLORER is Travel Medical insurance for anyone Traveling or Studying Abroad outside their Home Country. EXPLORER is ideally suited for STUDY ABROAD for Individuals, Groups and Faculty-Led Programs, to meet every Budget and School/ Visa Requirement. EXPLORER is designed to be J-1 Visa compliant ($100,000 Medical Coverage minimum required), and is ideal for Cultural Exchange Visitor Programs. STUDENTS & SCHOLARS EXPLORER is Ideal for basic STUDENT Health Insurance Coverage or J-Visa SCHOLARS meeting J-1 Visa insurance requirements. Also Ideal for SCHOOLS without an insurance requirement, or desiring a basic Student Health Insurance Plan (SHIP) STUDY ABROAD EXPLORER is Ideally suited for STUDY ABROAD for Individual Students, Groups or Faculty-Led Programs, and includes important Mental Health Coverage while far away from Home. Group Rates Available! TRAVELERS Describe your service here. What makes it great? Use short catchy text to tell people what you offer, and the benefits they will receive. A great description gets readers in the mood, and makes them more likely to go ahead and book. INDIVIDUAL Quote GROUP Quote International Health Insurance Ideal for Every Need & Budget EXPLORER Student & Traveler Worldwide Students & Scholars F, J & M Visas Study Abroad Study Outside Home Country Schools University, College, K-12 & ESL Groups Any Groups of 5 or more Travelers Any Travel - Any Reason Global Citizen Expat, Work & Live Abroad Business Global Workforce, Multi-Trip NGO & Social Good NGOs, Missions & Social Good Protect Cost of Trip Trip Protection or Cancellation About VISIT International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today! Address 8000 Fort Hunt Road Alexandria, VA 22308 Telephone 703-660-9062 9a-6p USA ET Email info@visitinsurance.com Connect

University of Alabama OPT Insurance OPT Health Insurance Plans available for Alabama OPT F-1 Students Optional Practical Training Optional Practical Training (OPT) is temporary employment authorization for F-1 International Students to gain practical experience in their field of study. It allows Students to apply their academic knowledge in a real-world work setting. OPT can be used before or after graduation, but it must be directly related to your major. As an OPT Student, you may no longer be eligible for your University "SHIP" insurance plan, but not yet be eligible for your employer's health insurance either. Our insurance plans are designed especially for OPT Students and budgets! OPT STUDENT Insurance Designed for F-1 Students on OPT WellAway OPT Plan WellAway's OPT Plan is dedicated to Students with F-1 OPT Student visas, and offers comprehensive and affordable health insurance to students going to the USA for an undergraduate or graduate program. Brochure WellAway OPT Quote & Buy EXPLORER Inexpensive OPT EXPLORER (Plan E Plus) is essential health insurance for OPT students and their dependents. Inexpensive Daily Rates, with a choice of Medical ($50,000 to $1,000,000) and Deductibles ($0 up to $500), EXPLORER meets many needs & budgets. EXPLORER Quote & Buy UNITED OPT Student Plan UnitedHealthcare OPT Plan with $500,000 Medical Coverage & $250 Deductible. Pre-existing conditions covered after a 6-month waiting period. UNITED Quote & Buy Basic OPT Coverage Accepted by MANY Schools PATRIOT "PEP" OPT Plan Patriot PEP Plan for OPT PEP Quote Brochure STUDENT Secure StudentSecure for OPT StudentSecure Brochure STUDENT Health Advantage Student Health Advantage for OPT SHA OPT Quote Brochure GeoBLUE is more coverage (medically underwritten) GeoBlue Navigator GeoBlue Navigator Navigator Brochure Please Note: VISIT® Insurance provides this information as a helpful resource for international students. However, its inclusion does not imply any affiliation or official relationship between your school and VISIT® Insurance or our website. Please confirm directly with your school and our customer service team to ensure that our insurance plans meet your school's requirements for international student coverage. About VISIT International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today! Address Post Office Box 210 Mount Vernon, VA 22121 Telephone 703-660-9062 9am-6pm USA ET Email info@visitinsurance.com Connect

Explore comprehensive International Student Health Insurance Plans for Mississippi Valley State University students. Affordable coverage for global students, ensuring health and safety while studying in the U.S. International Students Health Insurance for International Students The following insurance plans are ideal for International Students on an F-1 Student Visa Please Call 703-660-9062 or Email info@visitinsurance.com for Assistance! International STUDENT Insurance EXPLORER No Visa Required! EXPLORER (Plan E Plus) is essential health insurance for Students, Study Abroad, Schools & Any Travelers Worldwide and includes Mental Health Inexpensive Daily Rates, with a choice of Medical ($50,000 to $1,000,000) and Deductibles ($0 up to $500), EXPLORER meets many needs & budgets. $100K+ is J-1 Visa compliant. The EXPLORER Plan in the U.S. includes Telehealth services, with the option to add Mental Health Telehealth by selecting the additional rider. EXPLORER Quote & Buy CROMO $100K or $250K CROMO is recommended for Students with an F-1, M-1 or J-1 visa, and provides comprehensive and VERY affordable health insurance for Students going to the USA for an undergraduate or graduate program. CROMO Premier enhances this coverage by including Preventive Care, Maternity, and Pre-existing Conditions (after a 6-month waiting period), making it an affordable plan with extensive added benefits. CROMO Quote & Buy How do I Choose my International Health Insurance? Students, J-Visa, OPT & Study Abroad Health Insurance while Studying Away from Home Students Ideal for F-1, M-1, J-1 & OPT Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools , including Mental Health, Maternity and Sports. Choose the health insurance plan that’s just right for your needs, your budget and your School requirements! J-Visa Ideal for J-1 or J-2 Visa Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA. Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health. (J-2s may enroll without the J-1) OPT Students Ideal for F-1 Students on OPT Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month! OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan. We offer many OPT Student Health Insurance Plans for your entire year on OPT. Study Abroad Ideal for Study Abroad Health Insurance designed for Study Abroad , ideal for Individuals, Groups & Faculty-Led Programs. Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad! Please Note: VISIT® Student Insurance provides this information as a helpful resource for international students. However, its inclusion does not imply any affiliation or official relationship between your school and VISIT® Insurance or our website. Please confirm directly with your school and our customer service team to ensure that our insurance plans meet your school's requirements for international student coverage. About VISIT International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today! Address Post Office Box 210 Mount Vernon, VA 22121 Telephone 703-660-9062 9am-6pm USA ET Email info@visitinsurance.com Connect

VISIT International Student & Traveler Health Insurance is a world leader for almost 50 years, providing health insurance insurance protection for Students, Scholars, OPT, Athletes, Visting Faculty & Researchers, Dependent Families, Study Abroad Worldwide, Universities, Colleges, K-12, ESLs, Groups and Business and Vacation Travel outside your home country for ANY Reason. Find Your SCHOOL or Search PLANS Here Close Search SCHOOL or Plan Name Home Find Your School Here! Search Results Quote All Plans Here! ELITE (ACA-Compliant) ROYAL (ACA-Comparable) CROMO & CROMO Premier US CHIP Plans UnitedHealthcare Plans Patriot Exchange (PEP) StudentSecure Plans EXPLORER Student & Traveler Students WAIVERS ELITE (ACA-Compliant) ROYAL (ACA-Comparable) CROMO WellAway Plans US CHIP Plans UnitedHealthcare StudentSecure J-1 Scholars OPT Athletes EXPLORER EXPLORER EXPLORER Individual Quote EXPLORER Group Quote Study Abroad/Group Study Abroad Quote Your GROUP Here EXPLORER Individual Plans Schools & SHIP Plans SCHOOLS Universities Community Colleges K-12 Students ESL Expats Global Travelers Business Vacation EXPLORER World Traveler Trip Protection Dental Plans About Us, Blog & FAQ About Us Blog FAQ International STUDENT Health Insurance Universities, Community Colleges, K-12 & ESLs Student & School Health Insurance Universities, Community Colleges, K-12 & ESL Students Business Travel Short or Long-Term Work or Live Abroad International STUDENT Health Insurance Universities, Community Colleges, K-12 & ESLs 1/9 F-1 Students J-Visa Scholars Athletes OPT Study Abroad SCHOOLS EXPLORER (Plan E Plus) Vacation Travel Business Travel Any Travel Any Reason! About VISIT ® International STUDENT & TRAVELER Health Insurance VISIT® International LLC has been a trusted leader in the student and visitor insurance marketplace since 1979, offering over 47 years of experience in providing medical and health insurance for international students, scholars, OPT, study abroad programs, schools, cultural exchange and international travelers worldwide. VISIT® is a US based licensed broker, located in the Washington, D.C. Metro area. We specialize in both individual and group international health insurance, delivering: ✅ Unparalleled Coverage — comprehensive plans to protect your students and visitors ✅ Tailored Solutions — customized insurance to match your unique needs and budget ✅ Exceptional Service — a dedicated team ready to assist you every step of the way ✅ Competitive Rates — affordable options without compromising on quality ✅ Technology Integration — easy waiver processing, policy management, and claims handling ✅ Financial Security — only working with U.S.-based carriers rated “A – Excellent” or higher ✅ Trust & Transparency — guided by the highest ethical standards Originally established at the request of foreign embassies in Washington, D.C. to provide health insurance plans for their students studying in the U.S., VISIT® has since expanded globally and now also partners with numerous universities, colleges, and major J-1 Visa cultural exchange programs. CONTACT US TODAY 👉 Let us help you find the right insurance solution with confidence and care. By Phone: 703-660-9062 By Email: info@visitinsurance.com WHAT PEOPLE SAY S. Chern "I have had the privilege of working with VISIT for the last 10 years to provide medical coverage to International students that attend local schools in California. VISIT has continuously assisted me to find affordable and beneficial coverage in a timely manner for these students, which has allowed me to confidently service the Schools. VISIT's work ethic and servicing are exceptional and I am so grateful to be able to work with them!" M. Hernando, Loma Linda "Our students and exchange visitors can rely on VISIT for their insurance needs through their quality service and care. We appreciate our continued partnership with them!" A. Torio, Exchange Teacher We would just like to express our sincerest gratitude for your effort in resolving our concern. This is a big help for our family and thank you is not enough for the care and effort you put in helping us. Meet Us at These Upcoming Conferences 2025-2026 to Discuss your SCHOOL & STUDENT Insurance Schedule a Meeting with Us PACIE, September 18 & 19, PENN STATE, PA NAFSA Region I, October 19-22, Portland, OR NAFSA Region II, October 23-26, Salt Lake City, UT NAFSA Region III, November 2-5, Little Rock, AR NAFSA Region IV, October 27-30, St. Charles, MO NAFSA Region V, October 29-31, Milwaukee, WI NAFSA Region VI, November 2-5, Indianapolis, IN NAFSA Region VII, November 4-6, Jackson, MS NAFSA Biregional VIII & X, October 14-17, Philadelphia, PA NAFSA Region XI, November 4-6, Springfield, MA NAFSA Region XII, October 28-31, Pasadena, CA AIRC Annual Conference, December 3-6, Atlanta, GA CCID Annual Conference, February 27 - March 2, 2026, Tuscon, AZ NAFSA Annual Conference, May 26-29, 2026 Orlando, FL Students, J-Visa, OPT & Study Abroad Health Insurance while Studying Away from Home Students Ideal for F-1, M-1, J-1 & OPT Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools , including Mental Health, Maternity and Sports. Choose the health insurance plan that’s just right for your needs, your budget and your School requirements! J-Visa Ideal for J-1 or J-2 Visa Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA. Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health. (J-2s may enroll without the J-1) OPT Students Ideal for F-1 Students on OPT Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month! OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan. We offer many OPT Student Health Insurance Plans for your entire year on OPT. Study Abroad Ideal for Study Abroad Health Insurance designed for Study Abroad , ideal for Individuals, Groups & Faculty-Led Programs. Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad! SCHOOL Insurance Students, Scholars, OPT, Study Abroad & Schools Excellence for over 47 Years! Request Your SCHOOL Quote SCHOOL "SHIP" Health Plans Traditional SHIP GROUP Plans, DIRECT Student Enrollment & INDIVIDUAL Student Plans Traditional SHIP Plan We design your custom Student Health Insurance Plan (SHIP ) to include only the Coverages you want and for the most competitive Price. We represent all major insurance companies, and include Administrator, Waiver & Student Portals at No Additional Cost! Student Enrolls & Pays Directly Our NEW hybrid is a GROUP Plan but Students Enroll & Pay Directly . Ideal for Schools with No Mandatory Plan or Schools that don't collect premium. Includes Administrator & Student Portal at No Additional Cost, this new approach is the Future of SHIP Plans! Individual STUDENT & Waivers We offer Individual STUDENT Plans ideal for every School Requirement, including Fully ACA-Compliant Plans for MUCH LESS than your School SHIP Plan. Ideal for WAIVERS , our Student Plans meet your Requirements and Save Money for your Students! Request Your SCHOOL Quote Media Resource Center Print or Download Brochures below... or send to Students! Request Brochures Why Do YOU Need Insurance? Protection while Traveling or Studying Abroad Ideal for Every Need & Budget EXPLORER Student & Traveler Worldwide Students & Scholars F, J & M Visas Study Abroad Students, Group & Faculty-Led Schools University, College, K-12 & ESL Groups J-Visa Cultural Exchange or 5+ Travelers Any Travel - Any Reason! Global Citizen Expat, Work & Live Abroad Business Global Workforce, Multi-Trip NGO & Social Good NGOs, Missions & Social Good Protect Cost of Trip Trip Protection or Cancellation About VISIT ® International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today! Address Post Office Box 210 Mount Vernon, VA 22121 Telephone 703-660-9062 9am-6pm USA ET Email info@visitinsurance.com Connect

Frequently Asked Questions Doctors and Hospitals in my Plan Underwriting Companies General Important Insurance Terms Which Medical Facility Should I Go To Insurance Verification Claims Questions J-1 Visa Plan Questions OPT Plan Questions Dental Questions Doctors and Hospitals near Loma Linda University What are the Provider Networks? A provider network is a list of the doctors, other health care providers, and hospitals that a plan contracts with to provide medical care to its members. These providers are called “network providers” or “in-network providers.” A provider that isn't contracted with the plan is called an “out-of-network provider.” When contacting a doctor or hospital, please be sure to let them know that you are in the United Health Care ()(PPO) Network. How do I search for a local doctor or hospital? To search for a medical care provider within the United Health Care (PPO) network, please go to: United Health Care() Doctors and Hospitals near the Loma Linda Campus Primary Care Doctors() Urgent Care() Hospitals() How do I find a doctor or hospital? Explorer, WellAway Plans, IMG Plans, StudentSecure, Atlas and Global Care Plans all use the UnitedHealthcare PPO Network of doctors and hospitals. To located a Doctor, Urgent Care or Hospital in the UHC Network in your area, please use the following link: UHC PPO Network (https://www.whyuhc.com/us1) GEO Blue Plans, use the Blue Cross/Blue Shield Network. To located a Doctor, Urgent Care or Hospital in the GEO Blue Network in your area, please use the following link: Blue Cross Blue Shield Network (https://www.geobluetravelinsurance.com/marketing/physician-and-provider-network.cfm)

ESL Schools Health Insurance English Language Schools International STUDENT Health Insurance BASIC Plans (non-ACA) Accepted by MANY Schools - Less Expensive! EXPLORER No Visa Required! EXPLORER (Plan E Plus) is essential health insurance for Students, Study Abroad, Schools & Any Travelers Worldwide and includes Mental Health Inexpensive Daily Rates, with a choice of Medical ($50,000 to $1,000,000) and Deductibles ($0 up to $500), EXPLORER meets many needs & budgets. $100K+ is J-1 Visa compliant EXPLORER Quote & Buy STUDENT Secure StudentSecure offers FOUR levels of coverage, Basic, Smart, Select and Elite to meet most needs and budgets for Students studying away from home. The Elite plan includes Maternity and Pre-Existing (6-month waiting period) Conditions coverage as well as $200 for Preventive Care after 6-months of continuous coverage. Select and Elite plans include $5,000 per injury coverage for athletics sports, Maternity and some Pre-Existing Conditions coverage. StudentSecure Quote & Buy CROMO $100K or $250K CROMO is recommended for Students with an F-1, M-1 or J-1 visa, and provides comprehensive and VERY affordable health insurance for Students going to the USA for an undergraduate or graduate program. CROMO Quote & Buy EXPLORER Quote & Buy EXPLORER EXPLORER Health Insurance for Accidents, Sickness & Medical Evacuation when Studying or Traveling Abroad outside your Home Country for Any Reason! EXPLORER is Ideal for: STUDENTS, Scholars, Faculty & Family (Any Visa) DEPENDENTS (Student NOT required) OPT STUDY ABROAD Worldwide Any TRAVELER or VISITOR outside home country VACATION, Holiday, Tours, Cruises, Senior Travel BUSINESS or Conference Travel RELIGIOUS, Church, Mission or NGOs ANY International Travel for ANY Reason! EXPLORER No Visa Required! EXPLORER (Plan E Plus) is essential health insurance for Students, Study Abroad, Schools & Any Travelers Worldwide and includes Mental Health Inexpensive Daily Rates, with a choice of Medical ($50,000 to $1,000,000) and Deductibles ($0 up to $500), EXPLORER meets many needs & budgets. $100K+ is J-1 Visa compliant EXPLORER Quote & Buy Highlights EXPLORER Student & Traveler insurance is ideal for: Inexpensive Essential Insurance Coverage Students, Study Abroad, Travelers & Groups Meets USA J-1 Visa insurance requirements ($100K+) F-2 & J-2 eligible to enroll without F-1 & J-1 100% of covered medical expenses after deductible Choose your Medical $100,000 up to $1,000,000 Choose your Annual Deductible $0 up to $500 Includes important Mental Health coverage Includes Medical Evacuation & Repatriation coverage Includes COVID coverage Worldwide Does NOT include Maternity or Pre-Existing Conditions No Visa Required! Study, Travel, Work, Live - Abroad with EXPLORER EXPLORER (Plan E Plus) Students, Study Abroad & Travelers VISIT® EXPLORER is Travel Medical insurance for anyone Traveling or Studying Abroad outside their Home Country. EXPLORER is ideally suited for STUDY ABROAD for Individuals, Groups & Faculty-Led Programs, includes important Mental Health coverage, and meets many School/ Visa Requirements. EXPLORER is designed to be J-1 Visa compliant ($100,000 minimum), and is ideal for J-1 Cultural Exchange Programs. Get Your INDIVIDUAL or GROUP Quote Below, and ENROLL Today for Coverage as Soon as Tomorrow! STUDENTS & SCHOLARS EXPLORER is ideal for STUDENTS & SCHOLARS and is designed to be J-1 Visa compliant. EXPLORER is also Ideal for SCHOOLS without a "SHIP" plan but require student insurance, or Students needing individual coverage. INDIVIDUAL Quote STUDY ABROAD EXPLORER is ideally suited for STUDY ABROAD for Individual Students, Groups or Faculty-Led Programs, and includes important Mental Health Coverage while far away from Home. Group Rates Available! TRAVELERS EXPLORER is ideal for TRAVEL Worldwide, with Daily Rates to match your itinerary and a broad range of Medical Coverage and Deductibles including important Mental Health, Assistance, Liability & Lost Baggage GROUP Quote About VISIT International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today! Address Post Office Box 210 Mount Vernon, VA 22121 Telephone 703-660-9062 9am-6pm USA ET Email info@visitinsurance.com Connect

Health Insurance designed especially for Community College Students, including ACA-Compliant ELITE, ACA-Comparable ROYAL, CROMO at a lower price-point, and our EXPLORER Plan for colleges with lower (or no) mandatory insurance plan or minimum requirement! COMMUNITY COLLEGES Students, Scholars, OPT, Study Abroad & Schools for over 47 Years! International STUDENT Insurance ACA "Unlimited Coverage" Accepted by MOST Schools ROYAL ACA-Comparable ROYAL is ACA-Comparable Health Insurance with Unlimited Medical Coverage and Choice of Deductibles ROYAL 500 as low as $967 /year ROYAL 100 as low as $1,314 / year ROYAL PLUS as low as $1,843 / year For Students with F-1 , M-1 or J-1 visas, ROYAL offers comprehensive and affordable health insurance to Students going to the USA for an undergraduate or graduate program. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ROYAL Quote & Buy ELITE ACA-Compliant ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and Choice of Deductibles ELITE 450 as low as $1,500 / year ELITE 250 as low as $1,740 / year ELITE PLUS as low as $2,135 / year For Students with an F-1 student visa whose University requires a fully ACA-Compliant health plan with your choice of either $450 or $250 or ELITE PLUS with $0 deductible. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ELITE Quote & Buy UNITED ACA-Comparable UnitedHealthcare is ACA-Comparable Insurance with Unlimited Medical Coverage & Choice of Deductibles BASIC ($500K) as low as $893 / year PLUS as low as $1,289 / year ELITE as low as $1,670 / year Choice of 4 Student health insurance plans to meet a variety of needs and budgets. UnitedHealthcare is the largest medical insurance provider network in the USA. Includes Pre-Existing Conditions (waiting period may apply), Preventive Care, Mental Health & Maternity. UNITED Quote & Buy BASIC Plans (non-ACA) Accepted by MANY Schools - Less Expensive! EXPLORER No Visa Required! EXPLORER (Plan E Plus) is essential health insurance for Students, Study Abroad, Schools & Any Travelers Worldwide and includes Mental Health Inexpensive Daily Rates, with a choice of Medical ($50,000 to $1,000,000) and Deductibles ($0 up to $500), EXPLORER meets many needs & budgets. $100K+ is J-1 Visa compliant EXPLORER Quote & Buy STUDENT Secure StudentSecure offers FOUR levels of coverage, Basic, Smart, Select and Elite to meet most needs and budgets for Students studying away from home. The Elite plan includes Maternity and Pre-Existing (6-month waiting period) Conditions coverage as well as $200 for Preventive Care after 6-months of continuous coverage. Select and Elite plans include $5,000 per injury coverage for athletics sports, Maternity and some Pre-Existing Conditions coverage. StudentSecure Quote & Buy CROMO $100K or $250K CROMO is recommended for Students with an F-1, M-1 or J-1 visa, and provides comprehensive and VERY affordable health insurance for Students going to the USA for an undergraduate or graduate program. CROMO Quote & Buy WellAway Student Student Insurance in the USA Best International STUDENT Insurance Ideal for F, M & J-Visa or OPT Students in the USA ELITE Brochure ACA-Compliant for F-1 & M-1 Students World ELITE ACA-Compliant Student Insurance Accepted by Most Schools! ELITE 450 as low as $1,500 / year ELITE 250 as low as $1,740 / year ELITE PLUS as low as $2,135 / year Quote & Buy ELITE ROYAL Brochure ACA-Comparable for F-1 & M-1 Students ROYAL ACA-Comparable Student Insurance Accepted by Many Schools ! ROYAL 500 as low as $967 /year ROYAL 100 as low as $1,314 / year ROYAL PLUS as low $1,843 / year Quote & Buy ROYAL OPT Brochure Designed for OPT Students OPT Insurance designed especially for OPT Students with F-1 Visa Quote & Buy OPT J-1 Brochure Designed for J-1 SCHOLARS J-1 Scholars Insurance designed especially for Scholars, Full-Time Researchers or Visiting Faculty with J-1 & J-2 Visas Quote & Buy J-1 CROMO Brochure Basic Insurance for Less (non-ACA) CROMO Insurance designed at a lower price , with $100,000 or $250,000 Medical Coverage + Pre-Ex+ Mental Health Quote & Buy CROMO USC Brochure University of Southern California ELITE USC World Elite Insurance designed for F-1 Students at University of Southern California only Quote & Buy USC Plan EXPLORER Quote & Buy EXPLORER EXPLORER Health Insurance for Accidents, Sickness & Medical Evacuation when Studying or Traveling Abroad outside your Home Country for Any Reason! EXPLORER is Ideal for: STUDENTS, Scholars, Faculty & Family (Any Visa) DEPENDENTS (Student NOT required) OPT STUDY ABROAD Worldwide Any TRAVELER or VISITOR outside home country VACATION, Holiday, Tours, Cruises, Senior Travel BUSINESS or Conference Travel RELIGIOUS, Church, Mission or NGOs ANY International Travel for ANY Reason! EXPLORER No Visa Required! EXPLORER (Plan E Plus) is essential health insurance for Students, Study Abroad, Schools & Any Travelers Worldwide and includes Mental Health Inexpensive Daily Rates, with a choice of Medical ($50,000 to $1,000,000) and Deductibles ($0 up to $500), EXPLORER meets many needs & budgets. $100K+ is J-1 Visa compliant EXPLORER Quote & Buy Highlights EXPLORER Student & Traveler insurance is ideal for: Inexpensive Essential Insurance Coverage Students, Study Abroad, Travelers & Groups Meets USA J-1 Visa insurance requirements ($100K+) F-2 & J-2 eligible to enroll without F-1 & J-1 100% of covered medical expenses after deductible Choose your Medical $100,000 up to $1,000,000 Choose your Annual Deductible $0 up to $500 Includes important Mental Health coverage Includes Medical Evacuation & Repatriation coverage Includes COVID coverage Worldwide Does NOT include Maternity or Pre-Existing Conditions No Visa Required! Study, Travel, Work, Live - Abroad with EXPLORER EXPLORER (Plan E Plus) Students, Study Abroad & Travelers VISIT® EXPLORER is Travel Medical insurance for anyone Traveling or Studying Abroad outside their Home Country. EXPLORER is ideally suited for STUDY ABROAD for Individuals, Groups & Faculty-Led Programs, includes important Mental Health coverage, and meets many School/ Visa Requirements. EXPLORER is designed to be J-1 Visa compliant ($100,000 minimum), and is ideal for J-1 Cultural Exchange Programs. Get Your INDIVIDUAL or GROUP Quote Below, and ENROLL Today for Coverage as Soon as Tomorrow! STUDENTS & SCHOLARS EXPLORER is ideal for STUDENTS & SCHOLARS and is designed to be J-1 Visa compliant. EXPLORER is also Ideal for SCHOOLS without a "SHIP" plan but require student insurance, or Students needing individual coverage. INDIVIDUAL Quote STUDY ABROAD EXPLORER is ideally suited for STUDY ABROAD for Individual Students, Groups or Faculty-Led Programs, and includes important Mental Health Coverage while far away from Home. Group Rates Available! TRAVELERS EXPLORER is ideal for TRAVEL Worldwide, with Daily Rates to match your itinerary and a broad range of Medical Coverage and Deductibles including important Mental Health, Assistance, Liability & Lost Baggage GROUP Quote Students, J-Visa, OPT & Study Abroad Health Insurance while Studying Away from Home Students Ideal for F-1, M-1, J-1 & OPT Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools , including Mental Health, Maternity and Sports. Choose the health insurance plan that’s just right for your needs, your budget and your School requirements! J-Visa Ideal for J-1 or J-2 Visa Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA. Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health. (J-2s may enroll without the J-1) OPT Students Ideal for F-1 Students on OPT Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month! OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan. We offer many OPT Student Health Insurance Plans for your entire year on OPT. Study Abroad Ideal for Study Abroad Health Insurance designed for Study Abroad , ideal for Individuals, Groups & Faculty-Led Programs. Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad! SCHOOL Insurance Students, Scholars, OPT, Study Abroad & Schools Excellence for over 47 Years! Request Your SCHOOL Quote SCHOOL "SHIP" Health Plans Traditional SHIP GROUP Plans, DIRECT Student Enrollment & INDIVIDUAL Student Plans Traditional SHIP Plan We design your custom Student Health Insurance Plan (SHIP ) to include only the Coverages you want and for the most competitive Price. We represent all major insurance companies, and include Administrator, Waiver & Student Portals at No Additional Cost! Student Enrolls & Pays Directly Our NEW hybrid is a GROUP Plan but Students Enroll & Pay Directly . Ideal for Schools with No Mandatory Plan or Schools that don't collect premium. Includes Administrator & Student Portal at No Additional Cost, this new approach is the Future of SHIP Plans! Individual STUDENT & Waivers We offer Individual STUDENT Plans ideal for every School Requirement, including Fully ACA-Compliant Plans for MUCH LESS than your School SHIP Plan. Ideal for WAIVERS , our Student Plans meet your Requirements and Save Money for your Students! Request Your SCHOOL Quote Why Do YOU Need Insurance? Ideal for Every Need & Budget EXPLORER Student & Traveler Worldwide Students & Scholars F, J & M Visas Study Abroad Study Outside Home Country Schools University, College, K-12 & ESL Groups Any Groups of 5 or more Travelers Any Travel - Any Reason Global Citizen Expat, Work & Live Abroad Business Global Workforce, Multi-Trip NGO & Social Good NGOs, Missions & Social Good Protect Cost of Trip Trip Protection or Cancellation About VISIT International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today! Address Post Office Box 210 Mount Vernon, VA 22121 Telephone 703-660-9062 9am-6pm USA ET Email info@visitinsurance.com Connect

EXPLORER is health insurance for International STUDENTS or TRAVELERS for any reason, offering a wide choice of Medical (choose $50,000 up to $1,000,000) and Deductibles (choose $0 up to $500). Accepted by MANY Schools, especially with lower or no insurance requirements, and Ideal for ALL International TRAVEL and STUDY ABROAD! Heartland Community College STUDENTS, STUDY ABROAD & TRAVELERS Any Travel - Anywhere - Any Reason EXPLORER Travel Medical insurance is designed for Traveling or Studying Abroad Worldwide! EXPLORER Health Insurance for Accidents, Sickness & Medical Evacuation when Studying or Traveling Abroad outside your Home Country for Any Reason! EXPLORER is Ideal for: STUDENTS, Scholars, Faculty & Family (Any Visa) DEPENDENTS (Student NOT required) OPT STUDY ABROAD Worldwide Any TRAVELER or VISITOR outside home country VACATION, Holiday, Tours, Cruises, Senior Travel BUSINESS or Conference Travel RELIGIOUS, Church, Mission or NGOs ANY International Travel for ANY Reason! EXPLORER No Visa Required! EXPLORER (Plan E Plus) is essential health insurance for Students, Study Abroad, Schools & Any Travelers Worldwide and includes Mental Health Inexpensive Daily Rates, with a choice of Medical ($50,000 to $1,000,000) and Deductibles ($0 up to $500), EXPLORER meets many needs & budgets. $100K+ is J-1 Visa compliant EXPLORER Quote & Buy Highlights EXPLORER Student & Traveler insurance is ideal for: Inexpensive Essential Insurance Coverage Students, Study Abroad, Travelers & Groups Meets USA J-1 Visa insurance requirements ($100K+) F-2 & J-2 eligible to enroll without F-1 & J-1 100% of covered medical expenses after deductible Choose your Medical $100,000 up to $1,000,000 Choose your Annual Deductible $0 up to $500 Includes important Mental Health coverage Includes Medical Evacuation & Repatriation coverage Includes COVID coverage Worldwide Does NOT include Maternity or Pre-Existing Conditions No Visa Required! Study, Travel, Work, Live - Abroad with EXPLORER EXPLORER (Plan E Plus) Students, Study Abroad & Travelers VISIT® EXPLORER is Travel Medical insurance for anyone Traveling or Studying Abroad outside their Home Country. EXPLORER is ideally suited for STUDY ABROAD for Individuals, Groups & Faculty-Led Programs, includes important Mental Health coverage , and meets many School/ Visa Requirements. EXPLORER is designed to be J-1 Visa compliant ($100,000 minimum), and is ideal for J-1 Cultural Exchange Programs. Get Your INDIVIDUAL or GROUP Quote Below, and ENROLL Today for Coverage as Soon as Tomorrow! STUDENTS & SCHOLARS EXPLORER is ideal for STUDENTS & SCHOLARS and is designed to be J-1 Visa compliant. EXPLORER is also Ideal for SCHOOLS without a "SHIP" plan but require student insurance, or Students needing individual coverage. STUDY ABROAD EXPLORER is ideally suited for STUDY ABROAD for Individual Students, Groups or Faculty-Led Programs, and includes important Mental Health Coverage while far away from Home. Group Rates Available! INDIVIDUAL Quote TRAVELERS EXPLORER is ideal for TRAVEL Worldwide, with Daily Rates to match your itinerary and a broad range of Medical Coverage and Deductibles including important Mental Health, Assistance, Liability & Lost Baggage GROUP Quote Looking for MORE STUDENT Coverage? See More Student Insurance Plans Below! ACA Unlimited Medical Plans Affordable Care Act ("ACA") Plans - Accepted by Most Schools Less Expensive than your School "SHIP" Plan! ROYAL ACA-Comparable ROYAL is ACA-Comparable Health Insurance with Unlimited Medical Coverage and Choice of Deductibles ROYAL 500 as low as $967 /year ROYAL 100 as low as $1,314 / year ROYAL PLUS as low as $1,843 / year For Students with F-1 , M-1 or J-1 visas, ROYAL offers comprehensive and affordable health insurance to Students going to the USA for an undergraduate or graduate program. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ROYAL Quote & Buy ELITE ACA-Compliant ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and Choice of Deductibles ELITE 450 as low as $1,500 / year ELITE 250 as low as $1,740 / year ELITE PLUS as low as $2,135 / year For Students with an F-1 student visa whose University requires a fully ACA-Compliant health plan with your choice of either $450 or $250 or ELITE PLUS with $0 deductible. Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages. ELITE Quote & Buy UNITED ACA-Comparable UnitedHealthcare is ACA-Comparable Insurance with Unlimited Medical Coverage & Choice of Deductibles BASIC ($500K) as low as $893 / year PLUS as low as $1,289 / year ELITE as low as $1,670 / year Choice of 4 Student health insurance plans to meet a variety of needs and budgets. UnitedHealthcare is the largest medical insurance provider network in the USA. Includes Pre-Existing Conditions (waiting period may apply), Preventive Care, Mental Health & Maternity. UNITED Quote & Buy BASIC Plans (non-ACA) Accepted by MANY Schools - Less Expensive! EXPLORER No Visa Required! EXPLORER (Plan E Plus) is essential health insurance for Students, Study Abroad, Schools & Any Travelers Worldwide and includes Mental Health Inexpensive Daily Rates, with a choice of Medical ($50,000 to $1,000,000) and Deductibles ($0 up to $500), EXPLORER meets many needs & budgets. $100K+ is J-1 Visa compliant EXPLORER Quote & Buy STUDENT Secure StudentSecure offers FOUR levels of coverage, Basic, Smart and Elite to meet most needs and budgets for Students studying away from home. Smart and Elite plans include Maternity and some Pre-Existing Conditions coverage. StudentSecure Quote & Buy CROMO $100K or $250K CROMO is recommended for Students with an F-1, M-1 or J-1 visa, and provides comprehensive and VERY affordable health insurance for Students going to the USA for an undergraduate or graduate program. CROMO Quote & Buy Students, J-Visa, OPT & Study Abroad Health Insurance while Studying Away from Home Students Ideal for F-1, M-1, J-1 & OPT Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools , including Mental Health, Maternity and Sports. Choose the health insurance plan that’s just right for your needs, your budget and your School requirements! J-Visa Ideal for J-1 or J-2 Visa Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA. Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health. (J-2s may enroll without the J-1) OPT Students Ideal for F-1 Students on OPT Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month! OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan. We offer many OPT Student Health Insurance Plans for your entire year on OPT. Study Abroad Ideal for Study Abroad Health Insurance designed for Study Abroad , ideal for Individuals, Groups & Faculty-Led Programs. Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad! About VISIT International STUDENT & TRAVELER Health Insurance At VISIT ® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today! Address Post Office Box 210 Mount Vernon, VA 22121 Telephone 703-660-9062 9am-6pm USA ET Email info@visitinsurance.com Connect

Refund Policy A legal disclaimer The explanations and information provided on this page are only general and high-level explanations and information on how to write your own document of a Refund Policy. You should not rely on this article as legal advice or as recommendations regarding what you should actually do, because we cannot know in advance what are the specific refund policies that you wish to establish between your business and your customers. We recommend that you seek legal advice to help you understand and to assist you in the creation of your own Refund Policy. Refund Policy - the basics Having said that, a Refund Policy is a legally binding document that is meant to establish the legal relations between you and your customers regarding how and if you will provide them with a refund. Online businesses selling products are sometimes required (depending on local laws and regulations) to present their product return policy and refund policy. In some jurisdictions, this is needed in order to comply with consumer protection laws. It may also help you avoid legal claims from customers that are not satisfied with the products they purchased. What to include in the Refund Policy Generally speaking, a Refund Policy often addresses these types of issues: the timeframe for asking for a refund; will the refund be full or partial; under which conditions will the customer receive a refund; and much, much more.