University of Southern California (USC) International Student Health InsuranceWaiver Guide 2026-2027
- lori683
- Jun 28
- 3 min read
Updated: 1 day ago
Enroll Today: USC SPECIAL RATE
Enrolling for the FALL? Health Insurance Options for USC F-1 and J-1 Students: What You Need to Know
Choosing the right health insurance is an important part of preparing for your studies at USC. While the USC SHIP Plan is the default insurance option provided by the university, many international students choose waiver-compliant alternatives that offer lower costs and greater flexibility. VISIT® Student Health Insurance offers USC Waiver Friendly plans designed specifically for F-1 and J-1 students —so you can select coverage that fits both your academic status and your budget.
USC UNIVERSITY Insurance & Waiver Information
USC Health Insurance Information
VISIT® plans are waiver-compliant alternatives that offer lower premiums and broader plan options.
Waiver Deadlines 2026-2027:
Fall: SEPTEMBER 11, 2026
Required Coverage Dates: August 15, 2026 to August 14, 2027
After you enroll in a VISIT® WellAway ELITE plan, we automatically generate your Certification Form for upload into the USC system.
Simple and Efficient Enrollment Process
Enroll in just 3 minutes with instant policy issuance
Receive a digital insurance ID immediately
Upload documents to the USC Waiver Portal
Many students receive school approval within a few days – plans are PREAPPROVED!
Question about your waiver, email VISIT® at info@visitinsurance.com
PREAPPROVED WAIVER PLANS!
You can select the plan that best fits both your healthcare needs and your budget. Compare plans below:
USC Waiver Deadline Is Approaching — Compare VISIT® Student Health Insurance Plans that meet USC waiver requirements. Save $1,578 to $2,286* by waiving the school plan and choosing a VISIT® alternative.*Savings depend on the plan you choose and your age.
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| SAVE up to $2,286 | SAVE up to $1,998 | SAVE up to $1,578 |
COVERAGE | USC UNIVERSITY SHIP PLAN | |||
Price | FALL 2026
| FALL 2026 | FALL 2026 | FALL 2026 |
Age 17-24 | $3,787 Annual | $1,500.15 | $1,788.50 | $2,208.25 |
Age 25-27 |
| $2,003.85 | $2,281.25 | $2,580.55 |
Age 28-29 |
| $3,022.20 | $3,551.45 | $4,620.90 |
Medical Maximum | Unlimited | Unlimited | Unlimited | Unlimited |
Deductible | $450 | $450 | $250 | $0 |
Coinsurance | 90% 80% 50% (By Tiers) | 90% 80% 60% (By Tiers) | 90% 80% 60% (By Tiers) | 100%90% 60% (By Tiers) |
Student Health Copay | $0 | $0 | $0 | $0 |
Urgent Care Copay | $50/visit | $50 40% (By Tiers) | $50 40% (By Tiers) | $50 |
Primary Care/ Specialist Copay | $20/visit | 100%$30/visit 40%(By Tiers) | 100%$30/visit 40%(By Tiers) | 100%$25/visit 40% (By Tiers) |
Emergency Room Copay |
| $200/visit | $200/visit | $200/visit |
Prescription Copay | $5/$25/$40 | $15/$40/$75 | $5/$40/$75 | $5/$40/$60 |
Maximum Out-of-Pocket | $6,000 | $5,500 | $5,500 | $5,000 |
Pre-existing conditions | No waiting period | No waiting period | No waiting period | No waiting Period |
Mental Health | $10/visit | 90% 80% 40% (By Tiers) | 90% 80% 40% (By Tiers) | 100%$25/visit 40% (By Tiers) |
Preventive Care | 100% In-network | 100% In-Network | 100% In-Network | 100% In-Network |
Maternity | 90% 80% 50% (By Tiers) | 90% 80% 40% (By Tiers) | 90% 80% 40% (By Tiers) | 100%10% 40% (By Tiers) |
Repatriation |
| $50,000 | $50,000 | $50,000 |
Medical Evacuation |
| $120,000 | $120,000 | $120,000 |
Worldwide Coverage | U.S. Only | Worldwide (excluding home country) | Worldwide (excluding home country) | Worldwide (excluding home country) |
PPO Network | Aetna | Aetna | Aetna | Aetna |
Review Coverages |
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Enroll Online |
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Why VISIT® Insurance? We offer waiver-compliant alternatives that provide:
Lower costs
Broad nationwide coverage
Direct billing to doctors and hospitals
Comprehensive student support
Fast turn-around time on waiver forms!
If you have any questions about USC requirements or need help choosing the right plan, our team is here to assist you - 703-660-9062 or info@visitinsurance.com.
Enroll Today: USC SPECIAL RATE
Money Back Guarantee
If your school denies your waiver, you may request a full refund. Refund requests must be submitted within 14 days of the waiver denial date and only if the plan has not been used. Proof of the school's denial is required. Please email your request to VISIT® Insurance at info@visitinsurance.com.
Disclaimer: Benefits and premiums are subject to change. Please review policy documents for complete coverage details and your school’s waiver requirements.
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