UNIVERSITY OF CHICAGO International Student Health Insurance Waiver Guide 2026-2027 – Deadline October 16, 2026

Health Insurance Options for UNIVERSITY OF CHICAGO F-1 and J-1 Students: What You Need to Know
Choosing the right health insurance is an important part of preparing for your studies at (UNIVERSITY OF CHICAGO. While UNIVERSITY OF CHICAGO SHIP is the default insurance option provided by the university, many international students choose waiver-compliant alternatives that offer lower costs and greater flexibility. VISIT® Student Health Insurance offers UNIVERSITY OF CHICAGO Waiver Friendly plans designed specifically for F-1 and J-1 students!
Enrolling for the FALL? Be sure your coverage dates are:
UNIVERSITY OF CHICAGO Insurance & Waiver Information
UNIVERSITY OF CHICAGO SHIP is the university’s default insurance plan.
VISIT® plans are waiver-compliant alternatives that offer lower premiums and broader plan options.
Waiver Deadlines 2026-2027:
Fall: October 16, 2026
Be sure your coverage dates are September 1, 2026 - August 31, 2027

After you enroll in a VISIT plan, we automatically generate your Certification Form for upload into the UNIVERSITY OF CHICAGO system. For graduating students who need specific post-graduation coverage, please email info@visitinsurance.com for personalized assistance.
Simple and Efficient Enrollment Process
Enroll in just 3 minutes with instant policy issuance
Receive a digital insurance ID immediately
Email your UNIVERSITY OF CHICAGO Waiver Form to VISIT® at info@visitinsurance.com
Upload documents to the UNIVERSITY OF CHICAGO Waiver Portal
Many students receive school approval within a few days
Why VISIT® Insurance? We offer waiver-compliant alternatives that provide:
Lower costs
Flexible deductible options
Broad nationwide coverage
Direct billing to doctors and hospitals
Comprehensive student support
Fast turn-around time on waiver forms!
You can select the plan that best fits both your healthcare needs and your budget. Compare plans below:
UNIVERSITY OF CHICAGO Waiver Deadline Is Approaching — Compare VISIT® ROYAL
Health Insurance Plans that are Waiver Approved by UNIVERSITY OF CHICAGO! Save Up To $4,492* by waiving the school plan and choosing a VISIT® alternative. *Savings depend on the plan you choose and your age.
COMPARE & SAVE!
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| SAVE $4,492 | SAVE $4,098 | SAVE $3,521 |
COVERAGE | UNIVERSITY OF CHICAGO SHIP PLAN | |||
Price | FALL 2026 | FALL 2026 | FALL 2026 | FALL 2026 |
Age 17-24 | $5,517 | $1,025.65 | $1,419 | 17-24 $1,996 |
Age 25-27 | $5,517 | $1,496.50 | $1,923 | 25-29 $2,861 |
Age 28-29 | $5,517 | $2,507.56 | $3,376 | 30-35 $7,270 |
Medical Maximum | Unlimited | Unlimited | Unlimited | Unlimited |
Deductible | $400 | $500 | $100 | $0 |
Coinsurance | 90% | 80% | 80% | 100% |
Student Health Copay | $0 | $0 | $0 | $0 |
Urgent Care Copay | 90% coinsurance, after deductible | $50 | $50 | $50 |
ER Deductible | 90% coinsurance, after $100 copay/visit | 20% of Allowable Charges $300 Copayment (waived if admitted) | 20% of Allowable Charges $250 Copayment (waived if | 100% of Allowable Charges $300 Copayment (waived if admitted) |
Prescription copay | $10/$25/$40 | $10/$20/$40 | $10/$20/$40 | $10/$20/$40 |
Maximum Out-of-Pocket | $2,500 | $8,000 | $6,000 | $6,000 |
Pre-existing conditions | No waiting period | No waiting period | No waiting period | No waiting period |
Mental Health | 90% coinsurance after $20 copay | 80%Outpatient: $30 copay | 80% Outpatient: $30 copay | 100% Outpatient: $25 copay |
Preventive Care | 100% In-Network | 100% In-Network | 100% In-Network | 100% In-Network |
Maternity | 90% coinsurance after deductible | Deductible + 80% Coinsurance
| Deductible + 80% Coinsurance
| Deductible + 100% Coinsurance
|
Repatriation |
| $25,000 | $25,000 | $25,000 |
Medical Evacuation |
| $100,000 | $100,000 | $100,000 |
PPO Network | UHC | UHC | UHC | UHC |
Review Coverage |
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ENROLL |
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If you have any questions about UNIVERSITY OF CHICAGO’s requirements or need help choosing the right plan, our team is here to assist you – Contact VISIT® Student Insurance
📖 Learn more about our student plans: www.visitinsurance.com/uchicago
📞 Call: 703-660-9062
📧 Email: info@visitinsurance.com
SAVE & ENROLL TODAY: www.visitinsurance.com/uchicago
Money Back Guarantee
If your school denies your waiver, you may request a full refund. Refund requests must be submitted within 14 days of the waiver denial date and only if the plan has not been used. Proof of the school's denial is required. Please email your request to VISIT® Insurance at info@visitinsurance.com.
Disclaimer: Benefits and premiums are subject to change. Please review policy documents for complete coverage details and your school’s waiver requirements.






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