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NYU International Student Health Insurance Waiver Guide 2026-2027 Waiver Guide




NYU FALL 2026 WAIVER
NYU FALL 2026 WAIVER

Health Insurance Options for NYU F-1 and J-1 Students: What You Need to Know

Choosing the right health insurance is an important part of preparing for your studies at New York University (NYU). While NYU SHIP is the default insurance option provided by the university, many international students choose waiver-compliant alternatives that offer lower costs and greater flexibility. VISIT® Student Health Insurance offers NYU Waiver Friendly plans designed specifically for F-1 and J-1 students, recent graduates, OPT participants, and H-1B visa holders—so you can select coverage that fits both your academic status and your budget.

Enrolling for the FALL? Be sure your coverage dates are:

NYU Insurance & Waiver Information

  • NYU Health Insurance Information

  • NYU SHIP is the university’s default insurance plan.

  • VISIT® plans are waiver-compliant alternatives that offer lower premiums and broader plan options.

  • Waiver Deadlines 2026-2027:

    • Fall: SEPTEMBER 30, 2026

    • Spring: FEBRUARY 20, 2027

After you enroll in a VISIT plan, we automatically generate your Certification Form for upload into the NYU system. For graduating students who need specific post-graduation coverage, please email info@visitinsurance.com for personalized assistance.

 

Simple and Efficient Enrollment Process

  • Enroll in just 3 minutes with instant policy issuance

  • Receive a digital insurance ID immediately

  • Email your NYU Waiver Form to VISIT® at info@visitinsurance.com 

  • Upload documents to the NYU Waiver Portal

  • Many students receive school approval within a few days

 

Why VISIT® Insurance? We offer waiver-compliant alternatives that provide:

  • Lower costs

  • Flexible deductible options

  • Broad nationwide coverage

  • Direct billing to doctors and hospitals

  • Comprehensive student support

  • Fast turn-around time on waiver forms!

You can select the plan that best fits both your healthcare needs and your budget. Compare plans below:

 

NYU Waiver Deadline Is Approaching Compare VISIT® ROYAL Health Insurance Plans that are Waiver Approved by NYU! Save $2.722 to $3,692* by waiving the school plan and choosing a VISIT® alternative. *Savings depend on the plan you choose and your age.


COMPARE & SAVE!

 

 

SAVE $3,692

SAVE $3,299

SAVE $2,722

COVERAGE

NYU SHIP PLAN

Price

FALL 2026

FALL 2026

FALL 2026

FALL 2026

Age 17-24

$4,718/ $5,368

$1,025.65

$1,419

17-24 $1,996

Age 25-27

$4,718/ $5,368

$1,496.50

$1,923

25-29 $2,861

Age 28-29

$4,718/ $5,368

$2,507.56

$3,376

30-35 $7,270

Medical Maximum

Unlimited

Unlimited

Unlimited

Unlimited

Deductible

$0

$500

$100

$0

Coinsurance

80%

80%

80%

100%

Student Health Copay

$0

$0

$0

$0

Urgent Care Copay

80% coinsurance, after $35 copay/visit

$50

$50

$50

ER Deductible

80% coinsurance, after $250 copay/visit

20% of Allowable Charges $300 Copayment (waived if admitted)

20% of Allowable Charges $250 Copayment (waived if

100% of Allowable Charges $300 Copayment (waived if admitted)

Prescription copay

$15 copay

$10/$20/$40

$10/$20/$40

$10/$20/$40

Maximum Out-of-Pocket

$9,200

$8,000

$6,000

$6,000

Pre-existing conditions

No waiting period

No waiting period

No waiting period

No waiting period

Mental Health

80% coinsurance

80%Outpatient: $30 copay

 80%

Outpatient: $30 copay

100%

Outpatient: $25 copay

Preventive Care

100%

In-Network

100% In-Network

100% In-Network

100% In-Network

Maternity

80% coinsurance

Deductible + 80% Coinsurance

 

Deductible + 80% Coinsurance

 

Deductible + 100% Coinsurance

 

Repatriation

 

$25,000

$25,000

$25,000

Medical Evacuation

 

$100,000

$100,000

$100,000

PPO Network

Aetna

UHC

UHC

UHC

Review Coverage

 

ENROLL

 

 

If you have any questions about NYU’s requirements or need help choosing the right plan, our team is here to assist you – Contact VISIT® Student Insurance


📖 Learn more about our student plans: www.visitinsurance.com/nyu

📞 Call: 703-660-9062


SAVE & ENROLL TODAY: www.visitinsurance.com/nyu


Disclaimer: Benefits and premiums are subject to change. Please review policy documents for complete coverage details and your school’s waiver requirements.

 

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YOUR Trusted Health Insurance Partner

VISIT® International Health Insurance

PO Box 210  Mount Vernon, VA  22121

info@visitinsurance.com  703-660-9062  USA ET

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