NYU International Student Health Insurance Waiver Guide 2026-2027 Waiver Guide
- lori683
- 7 hours ago
- 3 min read
Enroll Today: www.visitinsurance.com/nyu

Health Insurance Options for NYU F-1 and J-1 Students: What You Need to Know
Choosing the right health insurance is an important part of preparing for your studies at New York University (NYU). While NYU SHIP is the default insurance option provided by the university, many international students choose waiver-compliant alternatives that offer lower costs and greater flexibility. VISIT® Student Health Insurance offers NYU Waiver Friendly plans designed specifically for F-1 and J-1 students, recent graduates, OPT participants, and H-1B visa holders—so you can select coverage that fits both your academic status and your budget.
Enrolling for the FALL? Be sure your coverage dates are:
NYU Insurance & Waiver Information
NYU SHIP is the university’s default insurance plan.
VISIT® plans are waiver-compliant alternatives that offer lower premiums and broader plan options.
Waiver Deadlines 2026-2027:
Fall: SEPTEMBER 30, 2026
Spring: FEBRUARY 20, 2027
After you enroll in a VISIT plan, we automatically generate your Certification Form for upload into the NYU system. For graduating students who need specific post-graduation coverage, please email info@visitinsurance.com for personalized assistance.
Simple and Efficient Enrollment Process
Enroll in just 3 minutes with instant policy issuance
Receive a digital insurance ID immediately
Email your NYU Waiver Form to VISIT® at info@visitinsurance.com
Upload documents to the NYU Waiver Portal
Many students receive school approval within a few days
Why VISIT® Insurance? We offer waiver-compliant alternatives that provide:
Lower costs
Flexible deductible options
Broad nationwide coverage
Direct billing to doctors and hospitals
Comprehensive student support
Fast turn-around time on waiver forms!
You can select the plan that best fits both your healthcare needs and your budget. Compare plans below:
NYU Waiver Deadline Is Approaching — Compare VISIT® ROYAL Health Insurance Plans that are Waiver Approved by NYU! Save $2.722 to $3,692* by waiving the school plan and choosing a VISIT® alternative. *Savings depend on the plan you choose and your age.
COMPARE & SAVE!
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| SAVE $3,692 | SAVE $3,299 | SAVE $2,722 |
COVERAGE | NYU SHIP PLAN | |||
Price | FALL 2026 | FALL 2026 | FALL 2026 | FALL 2026 |
Age 17-24 | $4,718/ $5,368 | $1,025.65 | $1,419 | 17-24 $1,996 |
Age 25-27 | $4,718/ $5,368 | $1,496.50 | $1,923 | 25-29 $2,861 |
Age 28-29 | $4,718/ $5,368 | $2,507.56 | $3,376 | 30-35 $7,270 |
Medical Maximum | Unlimited | Unlimited | Unlimited | Unlimited |
Deductible | $0 | $500 | $100 | $0 |
Coinsurance | 80% | 80% | 80% | 100% |
Student Health Copay | $0 | $0 | $0 | $0 |
Urgent Care Copay | 80% coinsurance, after $35 copay/visit | $50 | $50 | $50 |
ER Deductible | 80% coinsurance, after $250 copay/visit | 20% of Allowable Charges $300 Copayment (waived if admitted) | 20% of Allowable Charges $250 Copayment (waived if | 100% of Allowable Charges $300 Copayment (waived if admitted) |
Prescription copay | $15 copay | $10/$20/$40 | $10/$20/$40 | $10/$20/$40 |
Maximum Out-of-Pocket | $9,200 | $8,000 | $6,000 | $6,000 |
Pre-existing conditions | No waiting period | No waiting period | No waiting period | No waiting period |
Mental Health | 80% coinsurance | 80%Outpatient: $30 copay | 80% Outpatient: $30 copay | 100% Outpatient: $25 copay |
Preventive Care | 100% In-Network | 100% In-Network | 100% In-Network | 100% In-Network |
Maternity | 80% coinsurance | Deductible + 80% Coinsurance
| Deductible + 80% Coinsurance
| Deductible + 100% Coinsurance
|
Repatriation |
| $25,000 | $25,000 | $25,000 |
Medical Evacuation |
| $100,000 | $100,000 | $100,000 |
PPO Network | Aetna | UHC | UHC | UHC |
Review Coverage |
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ENROLL |
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If you have any questions about NYU’s requirements or need help choosing the right plan, our team is here to assist you – Contact VISIT® Student Insurance
📖 Learn more about our student plans: www.visitinsurance.com/nyu
📞 Call: 703-660-9062
📧 Email: info@visitinsurance.com
SAVE & ENROLL TODAY: www.visitinsurance.com/nyu
Disclaimer: Benefits and premiums are subject to change. Please review policy documents for complete coverage details and your school’s waiver requirements.
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