North Carolina State University International Student Health Insurance Waiver Guide 2026-2027
- lori683
- 3 days ago
- 4 min read
ENROLL TODAY! There is still time to waive for the Fall 2026 Semester - Deadline Sept. 10th
For Fall Semester be sure your effective dates are 8/1/2026 to 12/31/2026. Contact us if you need assistance!
If you are an F-1 or J-1 student heading to the North Carolina State University this fall, you have already been auto-enrolled in the North Carolina State University Student Health Insurance Plan (SHIP) at a cost of $2,624/$4,733 for the year. That is a lot of money. The good news is you do not have to pay for it.
How Much Can You Save at North Carolina State University?
You can waive the school plan and choose a VISIT® Insurance alternative that meets all of North Carolina State University 's requirements and save as much as $1,598 dollars! Your waiver deadline is SEPTEMBER 10, 2026. Here is what you need to know.
North Carolina State University Waiver Requirements
Before you choose a plan, you need to know what UC North Carolina State University requires for your waiver to be approved. The school will check that your alternative plan meets these specific standards.
What North Carolina State University Requires:
All VISIT® plans listed for North Carolina State University are designed to meet these requirements.
How to Submit Your Waiver — Step by Step
Step 1: Visit North Carolina State University | VISIT International Health Insurance and choose your plan. Enrollment takes about 3 minutes.
Step 2: As soon as you enroll, you will receive your digital insurance ID card and your Certification Form instantly.
Step 3: Log into the school's waiver portal https://healthypack.dasa.ncsu.edu/insurance-charges/unc-system-student-health-insurance-plan/ and upload your documents.
Step 4: Wait for the school to review and approve your waiver.
That is it. Four steps, and the hardest part — finding a plan that actually meets North Carolina State University requirements — is already done for you.
If you have questions about your waiver at any point, email us at info@visitinsurance.com. We help students with this every single day. We have been doing this for almost 50 years.
Plan Comparison: North Carolina State University SHIP vs. VISIT® Plans
Here is how the North Carolina State University school plan compares to three of our most popular options for North Carolina State University students. All three meet UC North Carolina State University 's waiver requirements.
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| SAVE up to $1598 | SAVE up to $1,335 |
Benefit | UNC System SHIP Plan | $500 Deductible | UnitedHealth Care PLUS $500 Deductible |
Undergrad Semester | $2624 Annual | Ages 17-22: $1,025.65 Ages 23-26: $1,496.50 Ages 27-30: $2,507.55
| Ages 17-22: $1,288.80 Ages 23-26: $2,037.60 Ages 27-30: $4,993.20
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Graduate Semester | $4,733 Annual |
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| *Semester billing available | *Semester billing available |
COVERAGES |
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Medical Maximum | Unlimited | Unlimited | Unlimited |
Maximum Out-of-Pocket | $9,600 | $8,000 | $6,850 |
Deductible | $2,000 | $500 ($0 & $100 also available) | Choose: $500 or $100 Annual |
Coinsurance | 60% | 80% In-Network 60% Out-of-Network | 80% In-Network 60% Out-of-Network |
Copayments | Office visit: $90 Urgent Care: $175Specialist: $150 | Office visit: $30Urgent Care: $50 | Office visit: $30Urgent Care: $50 |
ER Coverage | $750 | $300 Deductible (waived if admitted)80% coinsurance In-Network60% coinsurance Out-of-Network | $250 Deductible (waived if admitted)80% coinsurance In-Network60% coinsurance Out-of-Network |
Telehealth | Included | Included | Included |
Prescription | $15/$30/$40/$70 | $10/$20/$40 | $15/30%/45% |
Mental Health Outpatient & Inpatient | $10 copay | 80%Outpatient: $30 copay | Paid as any other sickness |
Preventive Care | 100% | 100% In-Network | 100% In-Network |
Immunizations (Titers)Polio, Varicella-Zoster AB, Hepatitis B, MMR, Hep B, Hep A, Tdap, and Rubella & TB screening & testing | 100% | Required Immunizations covered | Allowed Amount after Deductible |
Pre-existing conditions | No Waiting Period | No Waiting Period | No Waiting Period |
Maternity |
| Deductible + 80% Coinsurance
| Paid as any other sickness |
Intercollegiate Sports Coverage |
| Not Covered | Not covered |
Medical Evacuation |
| $25,000 | Unlimited |
Repatriation |
| $100,000 | Unlimited |
Accidental Death |
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| $5,000 |
PPO Network | Blue Cross Blue Shield | UnitedHealthcare PPO | UnitedHealthcare Options PPO |
AM Best Rating |
| Arch Re. Arch Capital Group Ltd., “A“ AM Best Rating | UnitedHealthcare “A+“ AM Best Rating |
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Enroll in a VISIT® plan for UC North Carolina State University now → — lock in your rate before September 10, 2026 9/10/2026 Fall 2026 semester 1/31/2027 SPRING 2027 Semester
Why Students Choose VISIT® Insurance
We are not the school plan — and here is why that matters:
• Almost 50 years of experience (since 1979)
• Super broker with multiple plans from multiple carriers
• Age-based pricing (younger students pay less)
• Money-back guarantee (full refund if waiver is denied within 14 days)
• 3-minute enrollment with instant documents
We are not just trying to sell you whatever the most expensive plan is or whatever the cheapest plan is. We are trying to take the time to match the need and the budget at the same time. That is what makes us different.
Do Not Miss the SEPTEMBER 10, 2026 Deadline
The waiver portal is open now. You can enroll in a VISIT® plan and submit your waiver documents today. It takes less than 10 minutes total — 3 minutes to enroll, and a few minutes to upload your documents to the school portal.
ENROLL NOW → Get your waiver documents instantly.
Questions? We Are Here.
Email: info@visitinsurance.com
Phone: 703-660-9062
Money-Back Guarantee
If the school denies your waiver, you may request a full refund within 14 days of the denial date, provided the plan has not been used. Email your denial notice to info@visitinsurance.com and we will process your refund. No risk, no hassle.
VISIT® Insurance has been helping international students find the right health insurance since 1979. We are a licensed insurance broker based in Mount Vernon, Virginia, and we serve students at over 700 universities across the United States.
Disclaimer: Benefits and premiums are subject to change. Please review policy documents for complete coverage details and the school's current waiver requirements.