North Carolina A&T University International Student Health Insurance Waiver Guide 2026-2027

Waiver Deadline August 27, 2026

If you are an F-1 or J-1 student heading to the North Carolina A&T University this fall, you have already been auto-enrolled in the North Carolina A&T University Student Health Insurance Plan (SHIP) at a cost of $2,624/$4,733 for the year. That is a lot of money. The good news is you do not have to pay for it.

How Much Can You Save at North Carolina A&T University? 

You can waive the school plan and choose a VISIT® Insurance alternative that meets all of North Carolina A&T University 's requirements and save as much as $1,044 dollars. Your waiver deadline is AUGUST 27, 2026. Here is what you need to know.

North Carolina A&T University Waiver Requirements

Before you choose a plan, you need to know what UC North Carolina A&T University requires for your waiver to be approved. The school will check that your alternative plan meets these specific standards:

What North Carolina A&T University Requires:

All VISIT® plans listed for North Carolina A&T University are designed to meet these requirements.

How to Submit Your Waiver — Step by Step

Step 1: Visit   www.visitinsurance.com/ncat and choose your plan. Enrollment takes about 3 minutes.

Step 2: As soon as you enroll, you will receive your digital insurance ID card and your Certification Form instantly.

Step 3: Log into the school's waiver portal  https://www.ncat.edu/campus-life/student-affairs/departments/health-services/insurance/waive-process.php and upload your documents.

Step 4: Wait for the school to review and approve your waiver.

That is it. Four steps, and the hardest part — finding a plan that actually meets North Carolina A&T University 's requirements — is already done for you.

If you have questions about your waiver at any point, email us at info@visitinsurance.com. We help students with this every single day. We have been doing this for almost 50 years.

Plan Comparison: North Carolina A&T University SHIP vs. VISIT® Plans

Here is how the North Carolina A&T University school plan compares to three of our most popular options for North Carolina A&T University students. All three meet UC North Carolina A&T University 's waiver requirements.

Benefit	NCAT School Plan	UnitedHealth Care PLUS Choose: $500 OR $100 Deductible
Undergrad Semester	$2624 Annual	$1,580 Annual ($500 Deductible)
Graduate Semester	$4,733 Annual	$1,810 Annual ($100 Deductible)
		*Semester billing available
COVERAGES
Medical Maximum	Unlimited	Unlimited
Maximum Out-of-Pocket	$9,600	$6,850
Deductible	$2,000	Choose: $500 or $100 Annual
Coinsurance	60%	80% In-Network 60% Out-of-Network
Copayments	Office visit: $90 Urgent Care: $175Specialist: $150	Office visit: $30Urgent Care: $50
ER Coverage	$750	$250 Deductible (waived if admitted)80% coinsurance In-Network60% coinsurance Out-of-Network
Telehealth	Included	Included
Prescription	$15/$30/$40/$70	$15/30%/45%
Mental Health Outpatient & Inpatient	$10 copay	Paid as any other sickness
Preventive Care	100%	100% In-Network
Immunizations (Titers)Polio, Varicella-Zoster AB, Hepatitis B, MMR, Hep B, Hep A, Tdap, and Rubella & TB screening & testing	100%	Allowed Amount after Deductible
Pre-existing conditions	No Waiting Period	No Waiting Period
Maternity		Paid as any other sickness
Intercollegiate Sports Coverage		Not covered
Medical Evacuation		Unlimited
Repatriation		Unlimited
Accidental Death		$5,000
PPO Network	Blue Cross Blue Shield	UnitedHealthcare Options PPO
AM Best Rating		UnitedHealthcare “A+“ AM Best Rating

Enroll in a VISIT® plan for UC North Carolina A&T University now → — lock in your rate before August 27, 2026 8/27/2026 f Fall 2026 semester 2/1/2027 SPRING 2027 Semester 

Why Students Choose VISIT® Insurance

We are not the school plan — and here is why that matters:

•        Almost 50 years of experience (since 1979)

•        Super broker with multiple plans from multiple carriers

•        Age-based pricing (younger students pay less)

•        Money-back guarantee (full refund if waiver is denied within 14 days)

•        3-minute enrollment with instant documents

Do Not Miss the AUGUST 27, 2026 Deadline

The waiver portal is open now. You can enroll in a VISIT® plan and submit your waiver documents today. It takes less than 10 minutes total — 3 minutes to enroll, and a few minutes to upload your documents to the school portal.

ENROLL NOW www.visitinsurance.com.ncat → Get your waiver documents instantly.

Questions? We Are Here. Email: info@visitinsurance.com  Phone: 703-660-9062

 Money-Back Guarantee

If the school denies your waiver, you may request a full refund within 14 days of the denial date, provided the plan has not been used. Email your denial notice to info@visitinsurance.com and we will process your refund. No risk, no hassle.

VISIT® Insurance has been helping international students find the right health insurance since 1979. We are a licensed insurance broker based in Mount Vernon, Virginia, and we serve students at over 700 universities across the United States.

Disclaimer: Benefits and premiums are subject to change. Please review policy documents for complete coverage details and the school's current waiver requirements.