Save Money on Health Insurance at North Carolina A&T University
- lori683
- Jul 22
- 4 min read
Updated: 3 days ago
There is still time to waive for the Fall 2026 Semester - Deadline August 27!
Choose the Fall Semester on the enrollment screen and it will automatically start on August 1.
Contact us if you need assistance!
ENROLL TODAY! www.visitinsurance.com/ncat
If you are an F-1 or J-1 student heading to North Carolina A&T University this fall, you have already been auto-enrolled in the North Carolina A&T University Student Health Insurance Plan (SHIP) at a cost of $2,624/$4,733 for the year. That is a lot of money. The good news is you do not have to pay for it.
How Much Can You Save at North Carolina A&T University?
You can waive the school plan and choose a VISIT® Insurance alternative that meets all of North Carolina A&T University's requirements and save as much as $1,044 dollars. Your waiver deadline is AUGUST 27, 2026. Here is what you need to know.
North Carolina A&T University Waiver Requirements
Before you choose a plan, you need to know what North Carolina A&T University requires for your waiver to be approved. The school will check that your alternative plan meets these specific standards:
What North Carolina A&T University Requires:
All VISIT® plans listed for North Carolina A&T University are designed to meet these requirements.
How to Submit Your Waiver — Step by Step
Visit www.visitinsurance.com/ncat and choose your plan. Enrollment takes about 3 minutes.
As soon as you enroll, you will receive your digital insurance ID card and your Certification Form instantly.
Log into the school's waiver portal here and upload your documents.
Wait for the school to review and approve your waiver.
That is it. Four steps, and the hardest part — finding a plan that actually meets North Carolina A&T University's requirements — is already done for you.
If you have questions about your waiver at any point, email us at info@visitinsurance.com. We help students with this every single day. We have been doing this for almost 50 years.
Plan Comparison: North Carolina A&T University SHIP vs. VISIT® Plans
Benefit | NCAT School Plan | UnitedHealth Care PLUS Choose: $500 OR $100 Deductible |
Undergrad Semester | $2624 Annual | $1,580 Annual ($500 Deductible) |
Graduate Semester | $4,733 Annual | $1,810 Annual ($100 Deductible) |
|
| *Semester billing available |
COVERAGES |
|
|
Medical Maximum | Unlimited | Unlimited |
Maximum Out-of-Pocket | $9,600 | $6,850 |
Deductible | $2,000 | Choose: $500 or $100 Annual |
Coinsurance | 60% | 80% In-Network 60% Out-of-Network |
Copayments | Office visit: $90 Urgent Care: $175Specialist: $150 | Office visit: $30 Urgent Care: $50 |
ER Coverage | $750 | $250 Deductible (waived if admitted)80% coinsurance In-Network 60% coinsurance Out-of-Network |
Telehealth | Included | Included |
Prescription | $15/$30/$40/$70 | $15/30%/45% |
Mental Health Outpatient & Inpatient | $10 copay | Paid as any other sickness |
Preventive Care | 100% | 100% In-Network |
Immunizations (Titers)Polio, Varicella-Zoster AB, Hepatitis B, MMR, Hep B, Hep A, Tdap, and Rubella & TB screening & testing | 100% | Allowed Amount after Deductible |
Pre-existing conditions | No Waiting Period | No Waiting Period |
Maternity |
| Paid as any other sickness |
Intercollegiate Sports Coverage |
| Not covered |
Medical Evacuation |
| Unlimited |
Repatriation |
| Unlimited |
Accidental Death |
| $5,000 |
PPO Network | Blue Cross Blue Shield | |
AM Best Rating |
| UnitedHealthcare “A+“ AM Best Rating |
Here is how the North Carolina A&T University school plan compares to three of our most popular options for North Carolina A&T University students. All three meet North Carolina A&T University's waiver requirements.
Enroll in a VISIT® plan for North Carolina A&T University now → — lock in your rate before August 27, 2026
Fall 2026 Semester - 8/27/2026
Spring 2027 Semester - 2/1/2027
Why Students Choose VISIT® Insurance
We are not the school plan — and here is why that matters:
Almost 50 years of experience (since 1979)
Super broker with multiple plans from multiple carriers
Age-based pricing (younger students pay less)
Money-back guarantee (full refund if waiver is denied within 14 days)
3-minute enrollment with instant documents
Do Not Miss the AUGUST 27, 2026 Deadline
The waiver portal is open now. You can enroll in a VISIT® plan and submit your waiver documents today. It takes less than 10 minutes total — 3 minutes to enroll, and a few minutes to upload your documents to the school portal.
ENROLL NOW www.visitinsurance.com/ncat → Get your waiver documents instantly.
Questions? We Are Here.
Phone: 703-660-9062
*If you have specific medical questions for a pre-existing condition, please give our office a call to discuss your treatment and medications.
Money-Back Guarantee
If the school denies your waiver, you may request a full refund within 14 days of the denial date, provided the plan has not been used. Email your denial notice to info@visitinsurance.com and we will process your refund. No risk, no hassle.
VISIT® Insurance has been helping international students find the right health insurance since 1979. We are a licensed insurance broker based in Mount Vernon, Virginia, and we serve students at over 700 universities across the United States.
Disclaimer: Benefits and premiums are subject to change. Please review policy documents for complete coverage details and the school's current waiver requirements.
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