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Massachusetts College of Pharmacy and Health Sciences Waiver Guide 2026-2027

Updated: 14 hours ago

MCPHS Waiver Deadline - August 1
MCPHS Waiver Deadline - August 1


Health Insurance Options for MCPHS UNIVERSITY F-1 and J-1 Students: What You Need to Know

Choosing the right health insurance is an important part of preparing for your studies at Massachusetts College of Pharmacy and Health Sciences. While MCPHS SHIP is the default insurance option provided by the university, many international students choose waiver-compliant alternatives that offer lower costs and greater flexibility. VISIT® Student Health Insurance offers MCPHS Waiver Friendly plans designed specifically for F-1 and J-1 students —so you can select coverage that fits both your academic status and your budget.

MCPHS UNIVERSITY Insurance & Waiver Information

After you enroll in a VISIT® WellAway ELITE plan, we automatically generate your Certification Form for upload into the MCPHS system.  

 

Simple and Efficient Enrollment Process

  • Enroll in just 3 minutes with instant policy issuance

  • Receive a digital insurance ID immediately

  • Upload documents to the MCPHS Waiver Portal

  • Many students receive school approval within a few days

Question about your waiver, email VISIT® at info@visitinsurance.com 

 

Why VISIT® Insurance? We offer waiver-compliant alternatives that provide:

  • Lower costs

  • Broad nationwide coverage

  • Direct billing to doctors and hospitals

  • Comprehensive student support

  • Fast turn-around time on waiver forms!

You can select the plan that best fits both your healthcare needs and your budget. Compare plans below:

 

MCPHS Waiver Deadline Is Approaching — Compare VISIT® Student Insurance Plans that meet MCPHS waiver requirements. Save $1,940 to $2,532* by waiving the school plan and choosing a VISIT® alternative.*Savings depend on the plan you choose and your age.

 

 

 

SAVE up to $2,532*

SAVE up to $1,940*

COVERAGE

Price

FALL 2026

 

FALL 2026

FALL 2026

Age 17-24

$4,400 Annual

$1,908.95

$2,460.10

Age 25-27

 

$2,554.05

$2832.40

Age 28-29

 

$3,934.70

$10,271.10

Medical Maximum

Unlimited

Unlimited

Unlimited

Deductible

$300

$250

$0

Coinsurance

80%

80%

100%

Student Health Copay

 

$0

$0

Urgent Care Copay

$35/visit

$65 copayment then you pay 20% Coinsurance

 

$50

Primary Care/Specialist Copay

$35/visit

$30/visit

$25/visit

Emergency Room Copay

$250

$200

$200

Prescription Copay

$20/$30/$50

$5/$50/$75

$5/$40/$60

Maximum Out-of-Pocket

$6,800

$5,500

$5,000

Pre-existing conditions

No waiting period 80%

No waiting period 80%

No waiting Period 100%

Mental Health

$35 Outpatient/ 80% Inpatient

80%

100%

Preventive Care

100% In-network

100% In-Network

100% In-Network

Repatriation

 

$25,000

$50,000

Medical Evacuation

 

$120,000

$120,000

PPO Network

BCBS

UHC

UHC

 

If you have any questions about MCPHS requirements or need help choosing the right plan, our team is here to assist you - 703-660-9062 or info@visitinsurance.com

 

#internationalstudent #internationalstudentinsurance #mcphs

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YOUR Trusted Health Insurance Partner

VISIT® International Health Insurance

PO Box 210  Mount Vernon, VA  22121

info@visitinsurance.com  703-660-9062  USA ET

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