How to Waive Your School Health Insurance Plan (SHIP) with a VISIT® International Student Health Insurance Plan

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Many colleges and universities automatically enroll international students in their School Health Insurance Plan (SHIP). However, if you already have qualifying health insurance, you may be eligible to waive your school's insurance requirement and avoid paying the SHIP fee.

VISIT® makes the waiver process simple by offering international student health insurance plans that meet the requirements of many U.S. colleges and universities. Follow these easy steps to complete your waiver successfully.

Step 1: Review Your School's Waiver Requirements

Every school has its own health insurance requirements. Before purchasing a plan, review your school's waiver guidelines to determine:

• The minimum coverage requirements

• Deductible and benefit limits

• Whether international student plans are accepted

• Waiver submission deadlines

Understanding your school's requirements is the first step toward a successful waiver.

Step 2: Find a Qualifying VISIT® International Student Health Insurance Plan

VISIT® offers a variety of international student health insurance plans designed to meet many school waiver requirements.

To find the right plan:

• Visit the Find Your School section at www.visitinsurance.com/search  to see plans recommended for your college or university.

• Or browse all available student plans at www.visitinsurance.com/student.
  

Not sure which plan qualifies?

Simply send us your school's insurance requirements, and our experienced team will help you identify a plan that meets your school's waiver criteria.

Step 3: Purchase Your Eligible Plan

Once you've selected the appropriate plan, complete your enrollment.

Be sure to save your proof of coverage and insurance ID card, as you'll need these documents when submitting your waiver request.

Step 4: Access Your School's Waiver Portal

Log in to your school's online health insurance waiver portal using your student credentials.

Most schools provide a dedicated waiver system where students can submit insurance information electronically.

Step 5: Submit Your Waiver Documents

Upload the documents required by your school, which typically include:

• Proof of insurance coverage – Certificate of Coverage

• Your insurance ID card

• Copy of the Policy

• Be sure to answer all the questions on the waiver form.  If you have any questions about answering the questions, please contact us at info@visitinsurance.com or by phone at

  703 660 9062

  .

Before submitting, double-check that all information is accurate to help avoid delays.

Step 6: Wait for Your School's Review

After submitting your waiver, your school will review your documentation.

If your waiver is approved, your School Health Insurance Plan (SHIP) charge will be removed from your student account.

Processing times vary by institution, so monitor your student portal or email for updates.

Step 7: Appeal

If your waiver is denied, please email us a copy of the denial so we can provide you with additional information to file an appeal.  Please email this information to us at info@visitinsurance.com.   If you have any questions, please contact us at

703 660 9062

.

Step 8: Enjoy Our Money-Back Guarantee

Your satisfaction is important to us.

If your school does not approve your waiver, VISIT® offers a Money-Back Guarantee.

You may request a full refund if:

• Your waiver is denied by your school.

• You request a refund within 14 days of the denial date.

• You have not used the insurance plan.

• You provide proof of your school's waiver denial.
  

To request a refund, email info@visitinsurance.com with your proof of denial and we will provide you with instructions on how to complete the refund process for the plan you are enrolled.

Need Help? We're Here for You.

Whether you're choosing a plan, completing your waiver, or have questions about your school's requirements, our friendly customer service team is ready to assist you.

Contact VISIT®:

Phone: 

703-660-9062

Email: info@visitinsurance.com

Our goal is to make the international student health insurance waiver process as simple and stress-free as possible so you can focus on what matters most—your education.