DREXEL International Student Health Insurance Waiver Guide 2026-2027
- lori683
- 3 hours ago
- 4 min read
Drexel University Charged You for Health Insurance. Here's How to Get Out of It.
That's what Drexel University charges for their Student Health Insurance Plan (SHIP). Every enrolled student gets auto-enrolled unless they file a waiver.
Is the school plan actually required — or can you opt out? You can waive it. And students who do save as much as $2,152 per year.
Here's exactly what Drexel requires — and how VISIT® plans line up against it.
How Much Can You Save?
Drexel School Plan (SHIP) | VISIT® ROYAL 500 | |
Annual Cost | $3,178 | $1025.65 |
You Save |
| $2,152 |
What Drexel Actually Requires
To waive the Drexel SHIP, your plan must meet these minimums:
Annual maximum benefit: Unlimited
Pre-existing conditions: Covered immediately
Mental health coverage: Included
Prescription drug coverage: Included
ACA-comparable coverage standards
Review Drexel University requirements: https://drexel.edu/counselingandhealth/insurance-immunizations/health-insurance/how-to-enroll-or-waive
Plan Comparison: Drexel SHIP vs. VISIT® Plans
Here is how the Drexel school plan compares three of our most popular options for Drexel students. All three meet Drexel waiver requirements.
|
| SAVE up to $1,182 | SAVE up to $1,759 | SAVE up to $2,152 |
COVERAGE | DREXELSHIP PLAN | |||
Price | FALL 2026
| FALL 2026
| FALL 2026
| FALL 2026
|
Age 17-24 | $3,178 Quarter students | 17-24 $1,996 | $1,419 | $1,025.65 |
Age 25-27 |
| 25-29 $2,861 | $1,923 | $1,496.50 |
Age 28-29 |
| 30-35 $7,270 | $3,376 | $2,507.56 |
Medical Maximum | Unlimited | Unlimited | Unlimited | Unlimited |
Deductible | $250 In-Network | $0 | $100 | $500 |
Coinsurance | 80% In-Network | 100% | 80% | 80% |
Student Health Copay | $0; deductible/ copays waived; 100% at Student Health Center (referred labs 80%) | $0 | $0 | $0 |
Urgent Care Copay | $30 copay per visit; 100% after deductible | $50 | $50 | $50 |
ER Deductible | $150 copay per visit; 80% after deductible (copay waived if admitted) | 100% of Allowable Charges $300 Copayment (waived if admitted) | 20% of Allowable Charges $250 Copayment (waived if | 20% of Allowable Charges $300 Copayment (waived if admitted) |
Prescription copay | $25 / $80 / $150 (Tiers 1-3) | $10/$20/$40 | $10/$20/$40 | $10/$20/$40 |
Maximum Out-of-Pocket | $5,000 In-Network | $6,000 | $6,000 | $8,000 |
Pre-existing conditions | Not stated in Certificate | No waiting period | No waiting period | No waiting period |
Mental Health | Inpatient: $250 copay + 80% after deductible; Outpatient office: $35 copay + 100% after deductible | 100% Outpatient: $25 copay | 80% Outpatient: $30 copay | 80%Outpatient: $30 copay |
Preventive Care | 100% In-Network; no deductible/copay/coinsurance | 100% In-Network | 100% In-Network | 100% In-Network |
Maternity | Paid as any other Sickness | Deductible + 100% Coinsurance
| Deductible + 80% Coinsurance
| Deductible + 80% Coinsurance
|
Repatriation | Eligible costs paid | $25,000 | $25,000 | $25,000 |
Medical Evacuation | Eligible costs paid | $100,000 | $100,000 | $100,000 |
PPO Network | UHC Choice Plus | UHC | UHC | UHC |
Review Coverage |
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ENROLL |
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How to Submit the Waiver
1 | 2 | 3 | 4 |
Get Your Plan Visit the VISIT® school page for Drexel and select your plan. | Get Your ID Card Download your digital insurance ID card from your VISIT® account. | Submit the Waiver Go to the Drexel waiver portal and upload your VISIT® insurance details. | Confirm Approval Check your student email. Approval typically takes 3–5 business days. |
Total time: under 15 minutes
The Deadline Is September 30, 2026
Miss September 30 and you're automatically enrolled in the Drexel SHIP for the year. There is no appeal process. The charge stays on your account.
Submit early. The waiver portal can get slow in the final days before the deadline.
Why Students Choose VISIT®
Pre-existing conditions covered immediately: No waiting periods. No exclusions.
Unlimited annual maximum: No cap on what your plan will pay.
US-based claims office: Real people who understand the US healthcare system.
Money-back guarantee: If your waiver is denied, VISIT® refunds your premium. No questions asked.
Nearly 50 years of experience: VISIT® has been helping international students navigate US healthcare since 1978.
Frequently Asked Questions
Q: Can international students at Drexel waive the school health plan?
A: Yes. Drexel allows enrolled students to waive the SHIP if their alternative plan meets the university's coverage requirements. VISIT® plans are built to meet these requirements.
Q: What is the waiver deadline at Drexel?
A: The waiver deadline for Fall 2026 is September 30, 2026. Missing this deadline results in automatic enrollment in the SHIP with no refund.
Q: How much does the Drexel Student Health Insurance Plan cost?
A: The Drexel SHIP costs $3,178 per year. VISIT® ROYAL 500 costs $1,025— a saving of $2,152.
Q: Does VISIT® cover pre-existing conditions?
A: Yes. All VISIT® plans cover pre-existing conditions immediately, with no waiting period.
Questions? We Are Here!
Email: info@visitinsurance.com Phone: 703-660-9062
We want you to feel relieved that you have the right insurance — not wondering if maybe you got the wrong thing. That is why we take the time to match every student with the right plan. Not just the cheapest one. The right one.
Money-Back Guarantee
If the school denies your waiver, you may request a full refund within 14 days of the denial date, provided the plan has not been used. Email your denial notice to info@visitinsurance.com and we will process your refund. No risk, no hassle.
VISIT® Insurance has been helping international students find the right health insurance since 1979. We are a licensed insurance broker based in Mount Vernon, Virginia, and we serve students at over 700 universities across the United States.
Disclaimer: Benefits and premiums are subject to change. Please review policy documents for complete coverage details and the school's current waiver requirements.
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