5 Tips for Choosing Health Insurance for Your Study Abroad Trip

Studying abroad is an exciting adventure—new friends, new cultures, and unforgettable experiences. Before you go, however, one of the most important steps you can take is ensuring you have the right health insurance coverage while you’re overseas. Here are five key tips to help you choose the right plan.

1. Check Your School or Program Requirements Many universities and study abroad programs require students to have specific levels of health insurance coverage, such as minimum medical limits or medical evacuation benefits. Before purchasing a plan, review your program’s requirements to make sure the policy you choose meets their standards.

2. Look for Emergency Evacuation and Repatriation Benefits If you experience a serious illness or injury abroad, you may need to be transported to

another medical facility or even returned to your home country for treatment. Plans that include medical evacuation and repatriation benefits can protect you from significant financial costs and logistical challenges during an emergency.

All VISIT® Insurance Plans include Emergency Medical Evacuation and Repatriation.

3. Consider Mental Health Coverage and 24/7 Assistance Living and studying in another country can be exciting, but it can also be stressful at times. Choosing a plan that includes mental health coverage and 24/7 emergency assistance services ensures you can access help whenever you need it, no matter where you are.

VISIT® Insurance offers several plans that include mental health benefits. Our popular EXPLORER Plan also includes optional mental telehealth services.

4. Check Coverage for Recreational Sports and Activities If you plan to participate in recreational sports or outdoor activities while abroad, review your policy carefully. Some insurance plans limit coverage for certain sports or require additional coverage for adventure activities. If your trip includes activities like skiing, scuba diving, or other higher-risk sports, make sure your plan includes the appropriate protection.

5. Compare Coverage — Not Just Price While it may be tempting to choose the lowest-cost option, not all insurance plans provide the same level of protection. Compare important details such as deductibles, copays, coverage limits, and included benefits. A slightly higher premium may provide significantly better coverage and greater peace of mind.

Ready to Explore the World Safely?

At VISIT® Student Insurance, we specialize in affordable, comprehensive health insurance plans designed for international and study abroad students. Whether you’re participating in a short faculty-led program or a longer study abroad experience, we can help you find the plan that best fits your needs.

👉  Learn more about VISIT® Study Abroad Insurance Plans

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