Students, Study Abroad, Schools & Travelers Health Insurance
Collegiate Health Services
Trusted Expertise. Global Perspective. Proven Results.
With more than 40 years of international education experience, we specialize in connecting insurance options to clients with confidence and clarity. Our deep understanding of global education systems, cross-border regulations, and long-term risk planning allows us to deliver solutions that are both informed and forward-thinking.
We work closely to support individuals, organizations, and institutions navigating education-related planning worldwide. From international schooling, long-term educational pathways, or study abroad, our expertise is grounded in decades of real-world experience across multiple countries and cultures.
Our mission is simple: to provide reliable guidance, trusted partnerships, and tailored insurance solutions backed by knowledge that only time and global experience can offer. Contact us to discuss your Student Insurance at chs@visitinsurance.com.
STUDENT Insurance
ACA Unlimited Medical & Basic Plans
ACA-Compliant for F-1, M & J Students
ELITE
ACA-Compliant Student Insurance Accepted by MOST Schools!
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ELITE 450 as low as $1,621 / year
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ELITE 250 as low as $1,909 / year
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ELITE PLUS as low as $2,461 / year
ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and Choice of Deductibles.
(Minimum 12-month purchase unless graduation sooner)
Designed for Students with an F-1, M-1 or J-1 student visa whose University requires a fully ACA-Compliant health plan with your choice of either $450 or $250 deductible or ELITE PLUS with $0 deductible.
Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages.
ACA-Comparable for F-1, M & J Students
ROYAL
ACA-Comparable Student Insurance Accepted by MANY Schools!
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ROYAL 500 as low as $1,026 / year
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ROYAL 100 as low as $1,420 / year
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ROYAL PLUS as low $1,997 / year
ROYAL is ACA-Comparable Health Insurance with Unlimited Medical Coverage and Choice of Deductibles.
(Minimum 5-month purchase)
Designed for Students with F-1, M-1 or J-1 visas, ROYAL offers comprehensive and affordable health insurance to Students going to the USA for an undergraduate or graduate program.
Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages.
Basic Insurance for Less (non-ACA)
CROMO
Insurance designed at a lower price. Choose CROMO $100,000 or PREMIER $250,000 Medical + Pre-Existing Conditions + Mental Health.
(Minimum 5-month purchase)
Ideal for Schools without ACA insurance requirements!
CROMO PREMIER
$100,000 $250,000
Ages
17-24 $ 496.40 $ 671.60
25-29 $ 821.25 $1,069.45
30-45 $1,441.75 $2,317.75
Designed for OPT Students
OPT Students
Insurance designed especially for
OPT Students with F-1 Visa. Choose OPT $200,000 or PREMIER $400,000 Medical Coverage with $500 Deductible
(Minimum 5-month purchase)
OPT is after your school insurance but before employer plan
OPT PREMIER
$200,000 $400,000
Ages
17-24 $ 452.60 $ 675.25
25-29 $ 726.35 $1,091.35
30-45 $1,244.65 $1,865.15
Designed for J-1 SCHOLARS
J-1 Scholars
Insurance designed especially for Scholars, Full-Time Researchers or Visiting Faculty with J-1 & J-2 Visas
(Minimum 5-month purchase)
Meets ALL J-1 Visa minimum insurance requirements!
SCHOLAR PREMIER
$250,000 $500,000
Ages
17-24 $ 569.40 $ 905.20
25-29 $ 901.55 $1,445.40
30-45 $1,810.40 $2,890.80
Designed for EXPATS Worldwide!
EXPATRIATES
Expatriate insurance designed for all STUDY, WORK or LIVE Abroad, including Graduates!
Basic & ACA Coverage Plans!
Compare EXPATRIATE, HORIZON & AMERICAN Plans!
EXPATRIATE - Choose Gold, Diamond or Plus
HORIZON - Lower Cost ACA-Compliant Plan
AMERICAN - More Coverage ACA-Compliant Plan
Ideal for recent Graduates seeking work or not yet eligible for an Employer Health Plan!
University of Southern California ELITE
USC World Elite
Insurance designed for F-1 Students at University of Southern California only
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ELITE 450 as low as $1,500 / year
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ELITE 250 as low as $1,967 / year
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ELITE PLUS as low as $2,208 / year
USC ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and Choice of Deductibles
Designed for USC Students with an F-1 student visa which requires a fully ACA-Compliant health plan
with your choice of either $800 or $450 or $250 or ELITE PLUS with $0 deductible.
Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages.
University of South Florida ELITE
USF World Elite
Insurance designed for F-1 Students at University of South Florida only
Ages
17-24 $1,102.30 / year
25-29 $1,321.30 / year
30-45 $2,423.60 / year
USF ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and $450 Deductible
Designed for USF Students with an F-1 student visa which requires a fully ACA-Compliant health plan with a $450 deductible.
Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages.
VISIT® EXPLORER is Travel Medical insurance for anyone Traveling or Studying Abroad outside their Home Country. EXPLORER is ideally suited for STUDY ABROAD for Individuals, Groups & Faculty-Led Programs, includes important Mental Health coverage, and meets many School/ Visa Requirements. EXPLORER is designed to be J-1 Visa compliant ($100,000 minimum), and is ideal for J-1 Cultural Exchange Programs.
Get Your INDIVIDUAL or GROUP Quote Below, and ENROLL Today for Coverage as Soon as Tomorrow!
STUDENTS & SCHOLARS
EXPLORER is ideal for STUDENTS & SCHOLARS and is designed to be J-1 Visa compliant. EXPLORER is also Ideal for SCHOOLS without a "SHIP" plan but require student insurance, or Students needing individual coverage.
STUDY ABROAD
EXPLORER is ideally suited for STUDY ABROAD for Individual Students, Groups or Faculty-Led Programs, and includes important Mental Health Coverage while far away from Home. Group Rates Available!
TRAVELERS
EXPLORER is ideal for TRAVEL Worldwide, with Daily Rates to match your itinerary and a broad range of Medical Coverage and Deductibles including important Mental Health, Assistance, Liability & Lost Baggage
EXPLORER
Health Insurance for Accidents, Sickness & Medical Evacuation when Studying or Traveling Abroad outside your Home Country for Any Reason!
EXPLORER is Ideal for:
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STUDENTS, Scholars, Faculty & Family (Any Visa)
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DEPENDENTS (Student NOT required)
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OPT
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STUDY ABROAD Worldwide
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Any TRAVELER or VISITOR outside home country
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VACATION, Holiday, Tours, Cruises, Senior Travel
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BUSINESS or Conference Travel
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RELIGIOUS, Church, Mission or NGOs
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ANY International Travel for ANY Reason!
EXPLORER
No Visa Required!
EXPLORER (Plan E Plus) is essential health insurance for Students, Study Abroad, Schools & Any Travelers Worldwide and includes Mental Health
Inexpensive Daily Rates, with a choice of Medical ($50,000 to $1,000,000) and Deductibles ($0 up to $500), EXPLORER meets many needs & budgets. $100K+ is J-1 Visa compliant
Highlights
EXPLORER Student & Traveler insurance is ideal for:
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Inexpensive Essential Insurance Coverage
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Students, Study Abroad, Travelers & Groups
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Meets USA J-1 Visa insurance requirements ($100K+)
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F-2 & J-2 eligible to enroll without F-1 & J-1
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100% of covered medical expenses after deductible
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Choose your Medical $100,000 up to $1,000,000
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Choose your Annual Deductible $0 up to $500
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Includes important Mental Health coverage
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Includes Medical Evacuation & Repatriation coverage
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Includes COVID coverage Worldwide
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Does NOT include Maternity or Pre-Existing Conditions
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No Visa Required!
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Study, Travel, Work, Live - Abroad with EXPLORER
SCHOOL "SHIP" Health Insurance Plans
Traditional "SHIP" GROUP Plans, DIRECT Student Enrollment & INDIVIDUAL Student Plans
Traditional "SHIP" Plan
We design your custom Student Health Insurance Plan (SHIP) to include only the Coverages you want and for the most competitive Price. We represent all major insurance companies, and include Administrator, Waiver & Student Portals at No Additional Cost!
Student Enrolls & Pays Directly
Our NEW hybrid is a GROUP Plan but Students Enroll & Pay Directly. Ideal for Schools with No Mandatory Plan or Schools that don't collect premium. Includes Administrator & Student Portal at No Additional Cost, this new approach is the Future of SHIP Plans!
Individual STUDENT Plans
We offer Individual STUDENT Plans ideal for every School Requirement, including Fully ACA-Compliant Plans for MUCH LESS than your School SHIP Plan. Ideal for WAIVERS, our Student Plans meet your Requirements and Save Money for your Students!
Brochures
Print or Download Brochures below...or send to Students!
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International Health Insurance
Ideal for Every Need & Budget
Student & Traveler Worldwide
Students & Scholars
F, J & M Visas
Study Abroad
Study Outside Home Country
Schools
University, College, K-12 & ESL
Groups
Any Groups of 5 or more
Travelers
Any Travel - Any Reason
Global Citizen
Expat, Work & Live Abroad
Business
Global Workforce, Multi-Trip
NGO & Social Good
NGOs, Missions & Social Good
Protect Cost of Trip
Trip Protection or Cancellation
About VISIT International
STUDENT & TRAVELER
Health Insurance
At VISIT® International Health Insurance, we offer superior health insurance plans designed to meet the specific needs of International Students, Study Abroad, Schools & Travelers. With a focus on reliability and customer satisfaction, we are your trusted partner for the best health coverage. Since 1979, we've satisfied over 1 Million clients just like you! Try us Today!
