Student Health Advantage - International Student Health Insurance, OPT Health Insurance, AT Health Insurance, Visiting Faculty Health Insurance, Scholar Health Insurance

INDIVIDUAL & GROUP Health Insurance for:

  • Student, Scholars & Families
  • Visiting Faculty & Teachers
  • J-1 Visa Exchange Visitor Programs
  • Vacation/Holiday & Business Travel
  • Any Travel Outside Home Country

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 Student Health Advantage includes Coverage for COVID - Protect Yourself & Loved Ones While Traveling or Studying Abroad Worldwide!

Home Student, Scholar, Faculty & Family  VISITOR or STUDENT (Plan E Plus) Unlimited Medical & Specialty Plans UNIVERSITY & GROUP Plans

STUDENT HEALTH ADVANTAGE PLANS
Standard  & Platinum
 




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Student Health Advantage
   
Choice of 2 Worldwide Medical Insurance Plans for International Students & Scholars that include COVID and Mental Health coverage. STANDARD ($300,000 Medical, Pre-Existing Conditions after 12 months, No Maternity) or PLATINUM ($500,000 Medical, Pre-Existing Conditions after 6 months, and up to $5,000 Maternity).

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STUDENT HEALTH ADVANTAGE Plan Coverages
Coverages StudentHealth Advantage - Standard StudentHealth Advantage - Platinum
Accident & Sickness Medical
Routine physical exams and vaccinations are not covered
$300,000 per injury or illness maximum

Dependent $100,000 per injury or illness maximum
$500,000 per injury or illness maximum

Dependent $100,000 per injury or illness maximum
TELADOC - Service is FREE for Active policy holders.
With TELADOC you can be connected with a licensed physician in minutes, not hours or days like you would at the ER, Urgent Care, or with your Doctor.  And, you can get care from wherever you are home, work or traveling.  Common issues treated through Teladoc includes allergies, bronchitis, cold and flu symptoms, respiratory infections, skin problems, sinus problems, and much more.

Included

Included
Deductible $250 per injury or illness In-Network
$5 per injury or illness Student Health
$250  per injury or illness ER
$250 per injury or illness In-Network
$50 per injury or illness Out-of-Network
$5 per injury or illness Student Health
$250  per injury or illness ER
Co-insurance

In PPO Network or Student Health Center within U.S. & Canada:
Plan pays 90%/Insured pay 10%
Maximum out-of-pocket: $1,000

Out of PPO Network if within U.S. & Canada:
80% of eligible expenses up to $5,000; then 100% thereafter

In PPO Network or Student Health Center within U.S. & Canada:
Plan pays 90%/Insured pay 10%
Maximum out-of-pocket: $1,000

Out of PPO Network if within U.S. & Canada:
80% of eligible expenses up to $5,000; then 100% thereafter

Medical Lifetime Maximum $500,000 $1,000,000
Emergency Medical Evacuation $500,000 $500,000
Repatriation of mortal remains $50,000 $50,000
Pre-existing condition coverage Covered after 12-month waiting period. Covered after 6-month waiting period.
AD&D - Accidental Death & Dismemberment $25,000 Student
$10,000 Spouse
$5,000 Dependent Child
$25,000 Student
$10,000 Spouse
$5,000 Dependent Child
Maternity coverage No coverage. Subject to Special Maternity Pre-certification requirements, same as any other illness.  $5000 Maximum coverage
Mental Health
Out-patient:

$50 per day; $500 lifetime maximum

In-patient: URC to $10,000 lifetime maximum
Student Health Center Treatment $0
Out-patient:

$50 per day; $500 lifetime maximum

In-patient: URC to $10,000 lifetime maximum
Student Health Center Treatment $0
Intercollegiate, Interscholastic Sports $5,000 maximum per injury $5,000 maximum per injury
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CANCELLATION POLICY
All premiums are fully earned upon Application, and are Non-Refundable. Please apply only for the term of coverage you need, and re-apply as necessary as your plans may change.
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