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How do I
contact the Claims Office?
PLANS A, B, C, D, AB,
CD, E & S
AIGCS -
1-800-551-0824
PO
BOX 25987
Shawnee
Mission, KS 66225
PLANS ECON100, ECON250, STD100, STD250,
SPR100 & SPR250
Co-ordinated
Benefit Plans, Inc -
(866) 282-6524
PO
BOX 26222
Tampa, FL 33623-6222
Click here for more information
about claims
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Is there a
Plan option for Students?
PLAN
S
Please review the coverage information
to be sure the Plan you choose meets your
student/university and/or visa requirements.
All plans are designed to meet the requirements of
most Universities and federal requirements.
Students - The VISIT
Student
Plan S, effective June 1, 2008, is for
undergraduate
and graduate students holding a J1 or F1 visa, 17 to 26 years of
age inclusive, who are traveling to the United States and are
currently enrolled in an accredited institution of
higher learning on a full-time basis with no less
than 6 credit hours, unless institution’s
full-time status requires less credit hours.
Scholars
- Scholars
working with or for an accredited educational institution
are generally exempt from the minimum (i.e. Student)
credit-hour requirement, and thus are eligible for any VISIT
Plan S, AB, CD, and E. Please note that if maternity
coverage
is not desired, students and scholars are also eligible for
Plan E, with an annual rather than per occurrence
deductible, for approximately the same price as Plan AB.
Outgoing VISIT Plans are open to all US citizens
traveling abroad.
Plans
AB and CD
Students
- All
student participants of the age 69 and under who are
traveling to the United States and are currently
enrolled in an accredited institution of higher
learning on a full-time basis with no less than 6
credit hours, unless institution’s full-time
status requires less credit hours.
Scholars
- Scholars
working with or for an accredited educational institution
are generally exempt from the minimum (i.e. Student)
credit-hour requirement, and thus are eligible for any VISIT
Plan S, AB, CD, and E. Please note that if maternity
coverage
is not desired, students and scholars are also eligible for
Plan E, with an annual rather than per occurrence
deductible, for approximately the same price as Plan AB.
Eligible
Spouses -
means the Insured’s legal spouse who is age 69
and under.
Eligible
Dependent Children -
means the Insured’s unmarried children, including
natural, step, foster or adopted children from the
moment of placement in the home of the Insured, who
are over 30 days old and under age 18 and primarily
dependent on the Insured for support and
maintenance.
PLANS
ECON100, ECON250, STD100, STD250, SPR100 &
SPR250
Student-The
Student rate is open to International Students,
visiting Faculty, Scholars, or other persons over
the age of twelve (12) up to and including age
sixty-four (64), who are temporarily residing
outside their Home Country. The Insured must remain
engaged in educational or research activities
outside their Home Country during the Period of
Coverage.
Spouse-An
eligible spouse shall be defined as the Primary
Insured’s legal spouse up to and including age
sixty-four (64).
Child-An
Eligible Dependent Child shall mean the Primary
Insured Person’s unmarried children over thirty
(30) days and under nineteen (19) years of age or
under twenty-five (25) years of age if they are
attending an accredited institution of higher
learning on a regular full-time basis and/or wholly
dependent upon the Insured Person for maintenance
and support.
A
Student must be the primary insured in order for the
Spouse and Child to be eligible for PLANS E100,
E250, STD100, STD250, SPR100 and SPR250.
Plan
E
VISIT's Plan E is open to any non-US citizen
traveling to the US and their family-members
traveling with them, all under the age of
sixty-nine.
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What is a
Deductible?
For a covered medical expense, the Deductible is the
portion of your medical bill that is your
responsibility. The Deductible per occurrence
will first be subtracted from the total medical bill.
The remaining amount will then be multiplied by the
coinsurance (80%) to arrive at the amount which must
be paid by the insurer and the amount which remains
the responsibility of the insured.
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What is a
Per Occurrence Deductible?
A per occurrence
deductible means:
an
illness or accidental bodily injury necessitating
medical treatment by a physician as defined in this
policy. All bodily injuries sustained in any one
accident shall be considered one disablement, all
bodily disorders existing simultaneously which are due
to the same or related causes shall be considered one
disablement. If a disablement is due to causes which
are the same or related to the cause of a prior
disablement (including complications arising
therefrom), the disablement shall be considered a
continuation of the prior disablement and not a
separate disablement.
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What is
covered under the maternity options?
Maternity benefits are only available if the
Maternity Plan option is chosen at least 30 days prior
to conception. Maternity benefits are available
through Plan AB, CD, ECON100, ECON250,STD100, STD250,
SPR100, and SPR250. Please see the Schedule of
Coverage for each plan for specific details.
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Do I need to
go to a specific doctor or hospital if I need medical
attention?
PLANS A, B, C, D, AB, CD, E & S
Underwritten
by the Insurance Company of the State of
Pennsylvania
Your
Plan offers a preferred provider network through NPPN (National Preferred Provider Network) of hospitals, physicians,
and other health care providers. You are NOT
required to use NPPN;
however, utilizing this network will decrease your
out-of-pocket costs.
Contact the Coalition America, for a list of
Participating NPPN Providers at (800) 878-7896 or visit their website at www.coalitionamerica.com;
PIN #3014. If you choose a provider outside
the network, be sure to confirm that they will only
be charging you the reasonable and customary rate.
Any
fees charged over the reasonable and customary rate
will be your responsibility.
PLANS ECON100,
ECON250, STD100, STD250, SPR100 & SPR250
Underwritten
by Virginia Surety Company, Inc.
If an emergency:
• Go directly to the hospital, or call 911 for
emergency response
• Call the 24-hour assistance service center at
the number listed on your ID card to alert the
center of your situation.
If not an emergency:
• Go to your student health center for health
services
• If you do not have access to a student health
center, you can go to a doctor of your choice, or
you can refer to the CBPI website www.cbpiservice.com
to find a provider. Of course, you may also call the
assistance service center whose number is listed on
your I.D. card to help find a provider.
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How can I
get a copy of the Policy?
Listed below are
the policy documents for each plan. To view the
policy click on the document and you will be able to
view a PDF file of each policy.
PLANS A, B, C, D, AB, CD, E & S
Underwritten
by the Insurance Company of the State of
Pennsylvania
PLAN
A Policy - Group# 9110155
PLAN
B Policy - Group# 9110156
PLAN
C Policy - Group # 9110157
PLAN
D Policy - Group# 9110158
PLAN
E Policy - Group# 9112692 - prior to July 1,
2008
PLAN E Policy - Group# 91122692 - Effective July 1,
2008
PLAN
AB Policy - Group # 9123973
PLAN CD Policy
- Group # 9123974
PLAN S Policy - Group # 9123946
PLANS ECON100,
ECON250, STD100, STD250, SPR100 & SPR250
Underwritten
by Virginia Surety Company, Inc.
PLAN ECON100
PLAN
ECON250
PLAN STD100
PLAN STD250
PLAN SPR100
PLAN SPR250
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What
is VISIT's Cancellation Policy?
All premiums are fully earned
upon Application, and are Non-Refundable. Please apply
only for the term of coverage you need, and re-apply
as necessary as your plans may change.
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Who
Underwrites the VISIT Plans?
PLANS
AB, CD, E & S
Underwritten
by the Insurance Company of the State of
Pennsylvania, a member of the company of the AIU
Holdings, rated A "Excellent" by A.M.
Best
PLANS ECON100,
ECON250, STD100, STD250, SPR100 & SPR250
Underwritten
by Virginia Surety Company, Inc. (VSC), rated A-
“Excellent” by A.M. Best. The VSC Master
Policies are filed under form numbers IN/OUT-EOC
(01/2004) and Liability AIFS LIAB (IL 09/98R).
Plan Administrator/Broker:
The VISIT Travel & Medical Insurance
Program is an Insurance program of
PENTECO, LLC.
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Are sports
covered by the plan?
The VISIT Plan does not
cover professional or extreme/ hazardous sports. Looking for Extreme and Hazardous Sports Coverage?
Click
Here
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What are the U.S. State Department Medical Insurance
Requirements?
The U.S. State Department
Insurance Requirements for Exchange Visitors [22 CFR
62.14] are:
Minimum coverage shall
provide:
- Medical benefits of at least
$50,000 per accident or illness;
- Repatriation of remains in the
amount of $7,500;
- Expenses associated with the
medical evacuation of the exchange visitor to his
or her home country in the amount of $10,000; and
- A deductible not to exceed $500
per accident or illness.
For more information contact the US State
Department
http://exchanges.state.gov/education/jexchanges/administration.htm
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- How do I RENEW by
Policy?
If
you are RENEWING, please complete the application form
and mark Yes for RENEWAL. You may also RENEW
over the phone for faster service.
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