VISIT® Travel & Medical Insurance Program
                     for International Travelers

Call Us Today 1-800-247-5575 or 1-703-660-9062

Welcome Via Lingua Participants

Via Lingua is a global educational organization, with schools and offices in numerous worldwide locations. Our principal goal is to help you develop your English language teaching (TEFL) skills in a friendly and supportive environment and to provide you with cultural and educational employment opportunities throughout your TEFL career. One of the real benefits of our program is the opportunity to enjoy authentic learning experiences around the world,  and we strive to promote and safeguard your well-being and educational success wherever you go.

We recommend you consider VISIT
® Insurance for your international travel insurance needs.   
International travel can be an exciting adventure, but it can also bring many unpredictable situations if you should need medical care while you're abroad. We provide US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system.

Atlas Travel Series
Short-term health insurance for individuals traveling outside their Home Country
Review Coverage (En Español)

Whether you are traveling for business or pleasure, the Atlas Insurance plan may be just what you're looking for.  Insurance Plans are available from a minimum of 5 days up to a maximum of one year, and additional plans may be purchased for future periods.  At no additional cost, the Atlas Series adds coverage for Emergency Medical Evacuation, Acts of Terrorism and Complications of Pregnancy.  Normal pregnancy coverage is not included.

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Eligibility Requirements
The Atlas Series is available to you if you are at least 14 days old and traveling outside of your Home Country. If you are a US citizen, your Home Country is always the United States, regardless of the location of your Principal Residence. If you are not a US citizen, your Home Country is the country where you principally reside and receive regular mail.
Coverage Details  
Overall Maximum Limit per Certificate Period (includes all benefits except Accidental Death and Dismemberment, Emergency Medical Evacuation and Common Carrier Accidental Death): Age 14 days to 69 - $50,000, $100,000, $250,000, $500,000 or $1,000,000; Age 70 to 79 - $50,000; Age 80 or older - $10,000
Deductibles: $0, $100, $250, $500, $1,000 or $2,500 per Certificate Period
Coinsurance – Claims incurred in US or Canada: For the Certificate Period, Underwriters will pay 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit. Coinsurance will be waived if expenses are incurred within the PPO and expenses are submitted to Underwriters for review and payment directly to the provider
Coinsurance – Claims incurred outside US or Canada: For the Certificate Period, Underwriters will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit
Hospital Room and Board: Average Semi-private room rate, including nursing services
Local Ambulance: Usual, Reasonable and Customary charges
Hospital Indemnity: $100 per day (not subject to Deductible or Coinsurance)
Intensive Care Unit: Usual, Reasonable and Customary charges
Outpatient Treatment: Usual, Reasonable and Customary charges
Acute Onset of Pre-existing Condition: $15,000 limit per Certificate Period for Eligible Medical Expenses
$25,000 limit per Certificate Period for Emergency Medical Evacuation
(Only available to Members under age 70)
Physical Therapy: $50 Maximum per visit
All Other Eligible Medical Expenses: Usual, Reasonable and Customary charges
Emergency Dental: Accident – Overall Maximum Limit
Acute Onset of Pain – $100 limit per Certificate Period
Emergency Medical Evacuation: $500,000 Maximum Lifetime Limit
Emergency Reunion: $15,000 limit per Certificate Period
Return of Minor Children: $5,000 limit per Certificate Period
Political Evacuation: $10,000 Maximum Lifetime Limit
Terrorism: $50,000 Maximum Lifetime Limit, Eligible Medical Expenses only
Accidental Death and Dismemberment: Principal Sum
$25,000 Adults age 18-69
$12,500 Adults age 70-74
$ 6,250 Adults age 75 and above
$ 5,000 Children age 17 and below
Common Carrier Accidental Death: $50,000 per adult, $25,000 children under age 18; $250,000 Maximum per family
Repatriation of Remains: Overall Maximum Limit
Natural Disaster Benefit: Maximum $100 a day for 5 days
Trip Interruption: $5,000 limit per Certificate Period
Lost Checked Luggage: $250 limit per Certificate Period (not subject to Deductible or Coinsurance)
Hospital Pre-certification Penalty: 50% of Eligible Medical Expenses
Optional Hazardous Sports Rider: Overall Maximum Limit

View Policy Details
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Online Fulfillment Available
By selecting online fulfillment, your policy information will be available to print once your application has been processed and credit card approved. A duplicate copy of this information is also delivered to the email address you indicate on the insurance application. By selecting "Yes", you acknowledge that you have accepted online-fulfillment of your insurance documents. If you prefer your insurance documents mailed to you, please select "No" for the Online Fulfillment option.
How To File A Claim
HCCMIS's Client Zone and World Service Center
Whether you have misplaced your ID card or benefit booklet, need assistance with a claim, or have a question about benefits, HCCMIS is ready to respond. Frequently, these and other issues can be addressed with a short visit to Client Zone. Client Zone is an online account management and resource tool that allows you to:
  • Change personal information
  • Renew coverage and reprint ID cards
  • Obtain details about claim filing, including downloading necessary forms
  • Pre-certify for certain medical procedures and hospitalizations
  • Locate providers within the PPO Network
  • Study destination, weather and travel security information using our Travel Intelligence and Planning System (TIPS)
  • Access health and wellness information
  • View and download brochures, obtain policy information, or get quotes for other products offered by HCCMIS

You may access Client Zone by logging in at

If you prefer to speak to one of our professional representatives, you may contact our World Service Center by calling toll-free from various countries around the world or by calling collect. Our World Service Center can provide you with service in many different languages.


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VISIT Travel & Medical Insurance Program, an Insurance program of PENTECO, LLC
Correspondence: P.O. Box 210, Mount Vernon, VA  22121 (703) 660-9062/ (800) 247-5575/ (703) 991-9164 fax

Copyright © 2010.  All Rights Reserved.