VISIT® Travel & Medical Insuranc

VISIT^® Travel & Medical Insurance Program
for International Travelers

Call Us Today 1-800-247-5575 or 1-703-660-9062

Welcome Via Lingua Participants

Via Lingua is a global educational organization, with schools and offices in numerous worldwide locations. Our principal goal is to help you develop your English language teaching (TEFL) skills in a friendly and supportive environment and to provide you with cultural and educational employment opportunities throughout your TEFL career. One of the real benefits of our program is the opportunity to enjoy authentic learning experiences around the world, and we strive to promote and safeguard your well-being and educational success wherever you go.

We recommend you consider VISIT^® Insurance for your international travel insurance needs.

International travel can be an exciting adventure, but it can also bring many unpredictable situations if you should need medical care while you're abroad. We provide US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system.

Atlas Travel Series
Short-term health insurance for individuals traveling outside their Home Country
Review Coverage (En Español)

Whether you are traveling for business or pleasure, the Atlas Insurance plan may be just what you're looking for. Insurance Plans are available from a minimum of 5 days up to a maximum of one year, and additional plans may be purchased for future periods. At no additional cost, the Atlas Series adds coverage for Emergency Medical Evacuation, Acts of Terrorism and Complications of Pregnancy. Normal pregnancy coverage is not included.

ATLAS PLAN COVERAGES

Eligibility Requirements
The Atlas Series is available to you if you are at least 14 days old and traveling outside of your Home Country. If you are a US citizen, your Home Country is always the United States, regardless of the location of your Principal Residence. If you are not a US citizen, your Home Country is the country where you principally reside and receive regular mail.

Coverage

Details

Overall Maximum Limit per Certificate Period (includes all benefits except Accidental Death and Dismemberment, Emergency Medical Evacuation and Common Carrier Accidental Death):

Age 14 days to 69 - $50,000, $100,000, $250,000, $500,000 or $1,000,000; Age 70 to 79 - $50,000; Age 80 or older - $10,000

Deductibles:

$0, $100, $250, $500, $1,000 or $2,500 per Certificate Period

Coinsurance – Claims incurred in US or Canada:

For the Certificate Period, Underwriters will pay 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit. Coinsurance will be waived if expenses are incurred within the PPO and expenses are submitted to Underwriters for review and payment directly to the provider

Coinsurance – Claims incurred outside US or Canada:

For the Certificate Period, Underwriters will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit

Hospital Room and Board:

Average Semi-private room rate, including nursing services

Local Ambulance:

Usual, Reasonable and Customary charges

Hospital Indemnity:

$100 per day (not subject to Deductible or Coinsurance)

Intensive Care Unit:

Usual, Reasonable and Customary charges

Outpatient Treatment:

Usual, Reasonable and Customary charges

Acute Onset of Pre-existing Condition:

$15,000 limit per Certificate Period for Eligible Medical Expenses
$25,000 limit per Certificate Period for Emergency Medical Evacuation
(Only available to Members under age 70)

Physical Therapy:

$50 Maximum per visit

All Other Eligible Medical Expenses:

Usual, Reasonable and Customary charges

Emergency Dental:

Accident – Overall Maximum Limit
Acute Onset of Pain – $100 limit per Certificate Period

Emergency Medical Evacuation:

$500,000 Maximum Lifetime Limit

Emergency Reunion:

$15,000 limit per Certificate Period

Return of Minor Children:

$5,000 limit per Certificate Period

Political Evacuation:

$10,000 Maximum Lifetime Limit

Terrorism:

$50,000 Maximum Lifetime Limit, Eligible Medical Expenses only

Accidental Death and Dismemberment:

Principal Sum
$25,000 Adults age 18-69
$12,500 Adults age 70-74
$ 6,250 Adults age 75 and above
$ 5,000 Children age 17 and below

Common Carrier Accidental Death:

$50,000 per adult, $25,000 children under age 18; $250,000 Maximum per family

Repatriation of Remains:

Overall Maximum Limit

Natural Disaster Benefit:

Maximum $100 a day for 5 days

Trip Interruption:

$5,000 limit per Certificate Period

Lost Checked Luggage:

$250 limit per Certificate Period (not subject to Deductible or Coinsurance)

Hospital Pre-certification Penalty:

50% of Eligible Medical Expenses

Optional Hazardous Sports Rider:

Overall Maximum Limit

View Policy Details

Online Fulfillment Available

By selecting online fulfillment, your policy information will be available to print once your application has been processed and credit card approved. A duplicate copy of this information is also delivered to the email address you indicate on the insurance application. By selecting "Yes", you acknowledge that you have accepted online-fulfillment of your insurance documents. If you prefer your insurance documents mailed to you, please select "No" for the Online Fulfillment option.

How To File A Claim

HCCMIS's Client Zone and World Service Center
Whether you have misplaced your ID card or benefit booklet, need assistance with a claim, or have a question about benefits, HCCMIS is ready to respond. Frequently, these and other issues can be addressed with a short visit to Client Zone. Client Zone is an online account management and resource tool that allows you to:

Change personal information
Renew coverage and reprint ID cards
Obtain details about claim filing, including downloading necessary forms
Pre-certify for certain medical procedures and hospitalizations
Locate providers within the PPO Network
Study destination, weather and travel security information using our Travel Intelligence and Planning System (TIPS)
Access health and wellness information
View and download brochures, obtain policy information, or get quotes for other products offered by HCCMIS

You may access Client Zone by logging in at https://zone.hccmis.com/clientzone/.

If you prefer to speak to one of our professional representatives, you may contact our World Service Center by calling toll-free from various countries around the world or by calling collect. Our World Service Center can provide you with service in many different languages.

Contact Us | Travel Tips | Privacy Policy |

VISIT Travel & Medical Insurance Program, an Insurance program of PENTECO, LLC
www.visitinsurance.com
Correspondence: P.O. Box 210, Mount Vernon, VA 22121 (703) 660-9062/ (800) 247-5575/ (703) 991-9164 fax
email: info@visitinsurance.com