Eligibility Requirements
The Atlas Series is available to
you if you are at least 14 days old and traveling outside of your
Home Country. If you are a US citizen, your Home Country is always
the United States, regardless of the location of your Principal
Residence. If you are not a US citizen, your Home Country is the country
where you principally reside and receive regular mail.
|
| Coverage |
Details
 |
|
Overall Maximum Limit per Certificate Period (includes all benefits
except Accidental Death and Dismemberment, Emergency Medical
Evacuation and Common Carrier Accidental Death): |
Choose:
Age 14 days to 69 - $50,000, $100,000, $250,000, $500,000 or
$1,000,000; Age 70 to 79 - $50,000; Age 80 or older - $10,000 |
| Deductible: |
Choose one: $0,
$100, $250, $500, $1000, or $2500 per Certificate Period |
| Co-insurance: |
Outside the US
or Canada - For the Certificate Period , Underwriters will pay 100%
of Eligible Expenses after the Deductible up to Overall Maximum
Limit. |
|
Hospital Room and Board: |
Average Semi-private room rate, including nursing services |
| Local Ambulance: |
Usual, Reasonable and Customary charges |
| Hospital Indemnity: |
$100 per day (not subject to Deductible or
Coinsurance) |
| Intensive Care Unit: |
Usual, Reasonable and Customary charges |
| Outpatient Treatment: |
Usual, Reasonable and Customary charges |
| Acute Onset of Pre-existing Condition: |
$15,000 limit per Certificate Period for
Eligible Medical Expenses
$25,000 limit per Certificate Period for
Emergency Medical Evacuation
(Only available to Members under age 70)
|
| Physical Therapy: |
$50 Maximum per visit |
| All Other Eligible Medical Expenses: |
Usual, Reasonable and Customary charges |
| Emergency Dental: |
Accident – Overall
Maximum Limit
Acute Onset of Pain – $100 limit per Certificate Period |
| Emergency Reunion: |
$15,000 limit per Certificate Period |
| Return of Minor Children: |
$5,000 limit per Certificate Period |
| Political Evacuation: |
$10,000 Maximum Lifetime Limit |
| Terrorism: |
$50,000 Maximum Lifetime Limit, Eligible
Medical Expenses only |
| Common Carrier Accidental Death: |
$50,000 per adult, $25,000 children under age
18; $250,000 Maximum per family |
| Natural Disaster Benefit: |
Maximum $100 a day for 5 days |
| Trip Interruption: |
$5,000 limit per Certificate Period |
| Lost Checked Luggage: |
$250 limit per Certificate Period (not subject
to Deductible or Coinsurance) |
| Hospital Pre-certification Penalty: |
50% of Eligible Medical Expenses |
| Optional Hazardous Sports Rider: |
Overall Maximum Limit |
| Emergency
Medical Evacuation: |
$500,000 |
| Repatriation
of mortal remains: |
$25,000 |
| AD&D -
Accidental Death & Dismemberment: |
$25,000 |
|
View
Policy Details |
|
VISIT®
International Health Insurance
VISIT Travel & Medical
Insurance Program